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Halifax Balance Transfer for Life - 3.94%
Hi everyone, I'm not sure if this has been mentioned elsewhere. But anyway, I called Halifax to find out if they could do me any deals to balance transfer funds to my One Card. They offered me 0% for 9 months or astonishingly, 3.94% for life on balance transfer! There was the usual 3% fee but the savings for me are…
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Best credit card fro rewards/improving my credit rating?
I'm looking at applying for a credit card to boost my credit rating. I intend to pay it off in full by direct debit each month, and it wont be used as 'credit' just to improve my rating/hopefully snag some decent rewards, and also for the security aspect. I've a few questions if anyone would be so kind as to help point me…
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Calls from companies claiming to wipe CC debts etc.
I now seem to be getting weekly calls to my mobile by various random companies asking if I've got any credit cards out, and claiming they can wipe these debts away because of some mis-sold contract mumbo-jumbo. Of course I tell these people my financial affairs are none of their business and to remove my number off their…
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Anyone had Egg Slash their Credit Limit?
I've had an Egg card for about 10 years and have never missed a payment. In those years I have cleared the card and then stupidly added to it again! :mad: Anyway, yesterday my credit limit was slashed by half. I've never had this happen before and usually they've just raised it. Over the last 6 months I have been paying…
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What happens to CC you BT from? can you still use it?
Hi all, If I do a credit card transfer from card 1 to card 2, what happens to card 1, can you still use it, or does that card know you used another CC to clear it. Thanks H
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Card Co Harrassing
Hi My brother and his wife seperated 3 yrs ago, before he left she used his card to spend £80, instead of £10 for nappies. He subsuquently lost his job, and went walk about until last year. He has now found out that Barclay card have put on £570 in fees. He is unemployed and homeless and has told them that. They have sold…
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AA Credit Card
I have just got an AA credit card! It says 0% on card purchases On AA products, Motoring and Fuel. I dont understand is that on all card purchases or just those type of things. And also if it is only on those pacific things- what is covered in the catagory Motoring and how do they know you've spent money on fuel. Please…
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Nationwide Credi Card limit dropped 3k overnight?
Looked online yesterday at Cc online, credit limit was 3.5k. This morning got a letter saying limit dropping to £500 due to their 'regular checks'. Have held account for 3 years, never had any problems and stayed within limit. Last year had issue with direct debit not setup in time so 1 late payment but complained and got…
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HSBC - making one-off payments online
Where is the 'Make Payment' button on HSBCs website? sems to have dissapeared? When i log in to make a one off payment on my credit card its nowhere to be seen? Am I being cynical here but have they removed it so as to keep their "customers" in debt? I want to pay of more than the min payment and cant seem to do it?
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Citi bank shell card cashback beware!!
Beware of the cashback on these cards. No matter what the amount you have built up on these whilst spending anywhere, you will loose all of it if you do not buy shell fuel in the next six months. Mine has gone, make sure yours doesn't go the same way.
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Help!!!! Whats the best card for me now?!!!
Okay, currently have £4,600 debt on a Virgn credit card with the interest free period ending in April. Been a godsend having this card due to money being very tight at the moment as the minimum repayments are only £25 per month. So looking to switch this soon, maybe even now. Problem is though, i already have these…
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Capital One Credit Card in Credit By Mistake Help!
Hi guys, quick question. I am £58 in credit due to me doing a balance transfer for the wrong amount to my new credit card which is 0% for 6 mths doh :o How do i go about reclaiming that money, i thought buy something for £58 on the Capital One card but i'd rather either have the cash or pay off my new card. Thanks :)
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Do I have to much available credit???
Hi Everyone, Do I have to much available credit? In six months I need to apply for a new mortgage deal so will close some cards if needed.... Barclaycard Goldfish, Limit 3000, Balance 0. Capitalone Mastercard, Limit 2000, Balance 0. Virgin MBNA, Limit 3800, Balance 1200. Amex Rewards, Limit 2100, Balance 0. The amex and…
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Prime credit card noob, advice?
Hi, I need to do a balance tansfer from 2 sub prime cards to a Natwest Mastercard, never done a BT before so looking for advice on procedure please. Regards Pro
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Credir Cards for use in USA
Going on holiday soon to Florida and wondered what the best credit card is to be used over there.:j
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Whoops made a purchase with a balance transfer card
Yes I know I am an idiot, but does that mean I need to pay it all off by the end of the introductory offer or face huge interest costs? In other words, will it stop me from undertaking another balance transfer with a different card company?
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do Tesco CC accept Faster Payments?
Hi Does anyone know if I use my new flex account to make FP to my tesco CC, will Tesco accept it the same day? thanks in advance jo
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Credit Card V Overdraft
. thanks Jo:j
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Help!!!
I have a total of £16000 debt on 5 different credit cards. 3 of these are on 5% apr forlife of balance but other 2 are on 18% apr and very expensive. I have only managed to pay minimum payments so don't feel i am reducing my debt at all. I'm very worried as I am only working 4 days a week on minimum wage and now my credit…
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american airlines advantage rewards
rbs mastercard used to give airmiles on aa through airline's advantage scheme. now this has been canned, does anybody know best uk card to get miles on aa. i clear my account monthly, so no/low annual fee is more important than interest rate.
