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Credit cards

Archives for October 2009

Balance transfer from my wifes credit card.
Can i transfer my wifes credit card (only in her name) balance to my new 0% balance credit card, again only in my name. thanks for your help.
Good Customer Service Credit Card?
In the last three months I have dealt with Citi CS regarding fraudulent use of my card and MBNA regarding a new card and credit limit. Both have awful CS. Rather than get a card because it offers 0% or cash back I would rather get one that I can telephone, get through within 10 rings and speak to a person rather than…
Disputed Transactions
Hi, I'd like to know what is the mechanism for disputed transactions, say if a company has taken a payment in error on your credit card. Can the credit company "isolate" the disputed amount and delete the interest from it till they sort it out with the company that has taken the money in error? Thanks
Monument to close
Bad news for some as full repayment is demanded but I think good news in general. http://www.guardian.co.uk/business/2009/oct/30/sub-prime-credit-card-issuer-stops-trading Sorry if a repeat did a quick search could find nothing
M&S card, quick question
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Credit card Fraud
I have a story about Virgin (MBNA) credit cards which I think everyone should know about, and I'm guessing I'm not the only one to have this nightmare. About a year ago I decided to transfer my balance from my HSBC credit card to a cheaper 0% card and decided on the Virgin Credit card through MBNA. As soon as the balance…
Available Credit
Hi there, I have been reading that it is possible to have to much available but unused credit. Which can impact a desision when applying for new credit. At the moment I have 7k available over 3 card. I have about 2k used leaving around 5k unused. Should I be closing one of these cards before applying for more credit? They…
Egg Money account
Hi, I have an Egg Money Card. My last bill was produced on 09/10/09 and had a balance of £25.77. Egg should take out full payment from my bank account. After 9th Nove, I had refunds totalling £21.88 so Egg has only taken out £3.89 bu direct debit. Now I am getting missed calls from Egg collection. I have rang them and they…
Incorrect Charges made to Egg Credit card
I could do with some advice about the best way to get get some incorrect charges to my credit card refunded. Due to a problem Egg was having I have been unable to access my credit card statement for some time, recently they managed to fix this problem. When I checked my credit card statement I noticed one company (TGV…
Credit Card Dispute
Hi Everyone, im after some advice. I spent £165.00 with a online store but i've only received £105.00 worth as 4 of the items were not in stock, I have paid £165.00 and have not seen any refund that the company agreed to pay me back. The purchase was made on the 19th October 2009, so im owed a refund of around £50.00 but…
Sainsburys Credit Card
I have just applied online for a sainsburys credit card and applied to do a balance transfer from my existing first direct card for £2700. The application does say an instant decision. Mine just said you will hear from us in 10 days. Does this now mean my application will be refused ? Has anyone else had this experience.…
Barclaycard Priority Club Rewards Credit Card
Barclaycard Priority Club Rewards Credit Card -is offering 10000 points when you first start using the card within 90 days - but is this only to use in the Priority Club or anywhere? and again also can the accured points be used anywhere High St or strictly in only in the Priority Club? The website is rather vague I am not…
egg money - cashback earned when paying off another ccard?
Just a quick question, if you guys can help pls My 0% Virgin card is up at the end of november. We have about 5k in savings and were planning to use this to pay off my card - £3k balance. BUT could DH use his egg money card (credit limit £3.5k) to pay off my virgin card? he clears his off every month so we would transfer…
Finally
got a letter from Capital one saying account is clear and closed, only taken three attempts to get one sent!
APR is it fair?
I wanted to delete this post but cant see how 142.3312 148.0244 153.9454 160.1032
What to cancel and when?
Next year I hope to apply for a >12 month 0% BT card (currently thinking Halifax or Nationwide if deals remain the same) in the April. I also want to open a Sainsburys card 0% on purchases for 10 months and nectar points probably in the March as am anticipating some large purchases. I currently have a 0% BT on a virgin…
insurance refund for error
Hi, Over 400 pounds were taken in error by my insurance company from my credit card. I requested an immediate refund but have been told that it will take a few days to reach my credit card account. Does anyone know how many days should a refund to my card take? Also if the refund does not appear can i pursue this via…
Will this credit card trick work?
My MBNA credit card will let me do a balance transfer to pay off an overdraft at 0%. I was thinking of using this to pay off my HSBC overdraft facility (about £700). However, I would then have to pay off the 0% transferred balance FIRST, all the while my existing credit card balance would still be accruing interest (about…
Help.. How to repay 90k on credit cards
Hello everyone. I would like to know the best way of going about clearing credit cards that we have. We have 11 cards, and over the last 4 years we have had to use them to keep our small buisness going and keep everyone in a job. The burden of these credit cards is getting to much and we are now in the process of selling…
Advice on balance transfer and Mortgage issues please?
Hello, I am looking for advice on 2 money issues. My first is: I own a house with my ex boyfriend that we currently rent out. He did not pay his part of the Mortgage for a year, so I was paying partial payments. We have been renting it out now for over a year, but the rent has not been topped up to match the difference…

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Credit cards

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