We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
We're aware that some users are currently experiencing errors on the Forum. Our tech team is working to resolve the issue. Thanks for your patience.

Balance transfer from my wifes credit card.

BrianT1959
BrianT1959 Posts: 1 Newbie
in Credit cards
Can i transfer my wifes credit card (only in her name) balance to my new 0% balance credit card, again only in my name.

thanks for your help.

Comments

  • CLAPTON
    CLAPTON Posts: 41,865 Forumite
    10,000 Posts Combo Breaker
    in general yes..they usually only need the 16 digit cc number
  • Eydon
    Eydon Posts: 599 Forumite
    Part of the Furniture 500 Posts
    Agree with Clapton, with one proviso - the two cards need to be issued by different credit card companies. You cannot transfer a balance directly from an MBNA card to another MBNA card for example, regardless of whose name each card is in.
  • Little_Vics
    Little_Vics Posts: 1,516 Forumite
    yes - we've done it.
  • Moggles_2
    Moggles_2 Posts: 6,097 Forumite
    Eydon wrote: »
    ... with one proviso, the two cards need to be issued by different credit card companies. You cannot transfer a balance directly from an MBNA card to another MBNA card for example, regardless of whose name is on each card.
    Yes, you cannot transfer balances between cards underwritten by the same bank (This would be paying 'em off with their own money.)

    This table on the stoozing site (which is sponsored by Money Saving Expert) should help: ;)
    http://www.stoozing.com/cards.htm
    People who don't know their rights, don't actually have those rights.
  • jenny_13
    jenny_13 Posts: 159 Forumite
    Yes you can but you will be liable for the debt no matter what happens. As someone has already said you need the 16 digit card number and it can't be underwritten by the same bank.
  • bargainbird
    bargainbird Posts: 3,771 Forumite
    yes you can but my DH did this with his Ex and she did a runner :eek:
    You know your getting old when you
    go to the pub sit outside
    and admire the hanging basket :cool:
    Is officially 48% tight :D
  • Moggles_2
    Moggles_2 Posts: 6,097 Forumite
    jenny_13 wrote: »
    Yes you can, but you will be liable for the debt no matter what happens.
    True, but at least couples can double their chances of a repeat 0% offer ;)
    People who don't know their rights, don't actually have those rights.
This discussion has been closed.
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.5K Banking & Borrowing
  • 254.4K Reduce Debt & Boost Income
  • 455.4K Spending & Discounts
  • 247.4K Work, Benefits & Business
  • 604.2K Mortgages, Homes & Bills
  • 178.5K Life & Family
  • 261.6K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.
Update Your Picture