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Sainsburys Credit Card

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ladypinkof66
ladypinkof66 Posts: 772 Forumite
in Credit cards
I have just applied online for a sainsburys credit card and applied to do a balance transfer from my existing first direct card for £2700. The application does say an instant decision. Mine just said you will hear from us in 10 days. Does this now mean my application will be refused ? Has anyone else had this experience.

Thanks
2010 - Goals

1. on the long road to hopefully adopting a child - Home Visit 3 Feb 2010
2. Planning to clear my credit card debt.
3. lose weight.

Comments

  • borders_dude
    borders_dude Posts: 1,974 Forumite
    Perhaps it means its a borderline decision so it going to be reviewed by a person before a decision is made rather than an automatic decision by a piece of software.
    When dealing with the CSA its important to note that it is commonly accepted as unfit for purpose, and by default this also means the staff are unfit for purpose.
  • ladypinkof66
    ladypinkof66 Posts: 772 Forumite
    Wow got my letter today and I was accepted !!! I am well chuffed. 0%
    2010 - Goals

    1. on the long road to hopefully adopting a child - Home Visit 3 Feb 2010
    2. Planning to clear my credit card debt.
    3. lose weight.
  • ladypinkof66
    ladypinkof66 Posts: 772 Forumite
    0% for 12 months then 19.9% so i am well pleased less apr than my current one
    2010 - Goals

    1. on the long road to hopefully adopting a child - Home Visit 3 Feb 2010
    2. Planning to clear my credit card debt.
    3. lose weight.
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