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Could someone please explain?
Hi there people, I have requested a back log of credit card statements from about 6 years from HSBC and looking through them I keep seeing this insurance premium and amounts , now is this a type of PPI as I have no idea where this came from? If this the case could I reclaim back? What are my next steps please and what…
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Declined for a Tesco Clubcard credit card
Hi, I got declined for one of these a few weeks ago. I did an online app. and stated that I had 5 or 6 'charge' cards. Not sure what these refer to, but since I have about 5 or 6 debit cards, most of which are fairly inactive, I stated that number. Shouldn't I have said that ?>? I am thinking that this could have been the…
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Is the VirginMoney website playing up?
Can someone with a Virgin Credit card account please do me favour and try and sign in and tell me if you are expeiencing the same Page Load error message that I'm getting.. Many thanks F
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Capital One question
I sold my house in Dec last year before the rot with the economy firmly set in. I got a settlement figure from cap one and paid it off with the proceeds. Some months later Cap one asked me for another £70 saying the figure quoted was wrong. I disputed that they could do this but they said (as they would) that were…
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aqua card increases
Hi All, Has anyone had an increase limit with aqua card , what did you start of with and how long did you wait for one ??.and did you pay off your balance if full or just the min payment . thankyou in advance x
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Calculating - Moving CC debt
Can anyone offer the formula to calculate how much if anything I save by moving a balance from one of my more expensive providers to a cheaper provider to also allow for the BT fee. If it makes life easier iwill probably be looking to make fixed monetary payments each month TIA Andrew
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Damned if you do, and damned if you don't
I have a Co-op Visa card which I have had for about six months as a standby card so I haven't actually used it yet. On Saturday, I had a letter from Co-op advising me that as I haven't " taken the opportunity to make use of my available credit limit to date, we have now reduced your credit limit to £xxxx, as we cannot be…
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Credit Card Kept In Credit???
:confused: Hi there. My partner and I are going on a cruise in Novemebr next year and you can't pay for anything in cash so thinking of taking a CC. However, we had what we thought was a great idea of paying some money onto it each wee between now and though to actually put it in credit before we go so that we are not…
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Is £60 money transfer fee on £1,500 credit right?
I'm borrowing £1,500 on my new Virgin credit card and got my first statement yesterday. I'd already paid £50 before the statement arrived (which Virgin have classed as a 'Faster Payment') and the minimum payment is £25. I've also taken out Lifestyle Protect insurance @ £11.93 on this statement. So I was quite shocked to…
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Credit card companies and Bank account access??
Hi all, I made an agreement with my credit card provider (Lloyds TSB) in December 2008 to repay my balance at a reduced rate because i was not working. The card was cancelled and i started to make the payments without any problems. In March 2009 my wife went into hospital for a back operation and i missed a payment because…
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Which offer do I go for?
Hi, Im struggling to decide what offer would be the best to go with... I have a balance of £300 on my Abbey card at 12% APR. This is what Barclaycard have offered me:* 0% per annum until January 2010, subject to a handling fee of 2.5%. * 24.90% per annum until repaid in full, handling fee does not apply. * 6.9% per annum…
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Monument decides to cancel my CC in 30 days!
Just received a letter saying that Monument are dropping my credit limit down from £3,500 to £300 - in 7 days from the date of the letter - date of letter 19 July - so I have one days notice!!!! :mad: Then they are canceling it after another 30 days :mad: Now I've only got about £200 on the card and it is the one I'm…
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Made a payment to my CC - now my debit card is blocked!
Hi, I got a Tesco credit card last month. Last night I logged onto my Tesco online banking and it had the option to make a payment from a debit card, so I paid £100 from my Natwest debit card. Then today I found I was unable to make a payment at the train station or withdraw cash on my NatWest debit card, despite being…
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Tesco Credit Card-Clubcard problem at some petrol pumps
On odd occassions at various petrol stations my Tesco Mastercard/Clubcard is not recognised by the Tesco filling station pump - I get an error message saying that the clubcard has not been recognised - I can, however, pay for the petrol as it is recognised as a credit card. I've also found, as I did a couple of days ago,…
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Virgin Credit Card Trouble
Just after some advise really. I have a Virgin CC that is up to it limit of £5400, unfortunaly due to the current economic climate i have been forced to use the CC just to get from one payday to the next. I have now had the card suspended and agreed to slowly pay off the balance, i'm only paying the minimum payment each…
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Help I know almost nothing about master cards but I need one
So I want to sell somethings on Amazon but they will only transfer the money into a credit card account (master card, visa, etc) is there anything I should know before doing this? What type should I go for? all I want to do is transfer my money.
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18, No Credit History - What To Get And When?
Well I'm 18, with nothing but the electoral roll on my credit history. I applied for a phone contract and was accepted, and i'm now looking for a credit card (just to build up my credit history for when a 0% deal comes along etc). Don't care about limits or rates as I will pay it off in full. Cashback would be nice. From…
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Advice please re legal threat letter to pensioner
Hi, My mother unfortunately fell into the debt trap along with so many of the rest of us. She has arrangements to pay all creditors a nominal sum of £ 5-00 per month and never misses payments, though she has little chance of paying back the full sums owed (only income is state pension). Today she received the letter below…
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virgin after 0%
what is the min payment after the 16 months 0% deal ends thanks
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Embossed Prepaid Mastercards
Does anyone know other than the Cashplus Mastercard if any other's are embossed as opposed to flat like the Virgin Prepaid card. I know Maestro cards are embossed. I am particularly interested in this one: http://www.rationaltravelmoneycard.com/default.aspx and one called ICE, i think, again it comes in different…
