Capital One question

scrounger_2

I sold my house in Dec last year before the rot with the economy firmly set in. I got a settlement figure from cap one and paid it off with the proceeds. Some months later Cap one asked me for another £70 saying the figure quoted was wrong. I disputed that they could do this but they said (as they would) that were justified in doing so. I argued the point till i was blue in the face. It has now affected my credit file saying i have defaulted i had agreed to pay half of what they wanted just so they would go away.
Would a notice of correction on my file help to get rid of the default or is all hope lost?:mad:

Moggles_2

I got a settlement figure from Cap One and paid it off with the proceeds.

Do you have written confirmation of the terms offered?

scrounger_2

Unfortunately not... it was done through my solicitor when the house was sold. I see what youre getting at, I phoned them and got the figure that way what a mug I am.

poker-playa

could it be trailing interest that was added?

scrounger_2

poker-playa wrote: »

could it be trailing interest that was added?

I did ask for anyother costs etc to be included, I think PP i was just stupid not getting it in writing more fool me eh?

PNPSUKNET

If it was done via a sol, do they have anything?

scrounger_2

PNPSUKNET wrote: »

If it was done via a sol, do they have anything?

Only the paperwork showing the figure I got from Cap One.