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Flybe
has anyone been accepted for a flybe card with any adverse history on their credit file?
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Some advice needed
Hey guys I got a Nationwide Classic card a while ago, (I think its 20-22%?), and enjoyed the interest-free period. However, I ended up not paying off a flight due to a change in financial circumstances, and I have the habit of just paying off the minimum (it's all I can do anyway). This month, I forgot to transfer money…
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Got a refund but being charged Vanquis
Hi all, I need some advice please. I made a purchase using my Vanquis card but didn't want the product so sent it back and got a (prompt) refund. My Vanquis statement has just arrived and it doesn't show any refund. What's the best course of action? Anyone have a similar experience to this?
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Stoozing with an offset mortgage
Hi everyone I need some advice on stoozing to pay off some capital on my offset mortgage. Plan is to get a 0% virgin 16 month credit card. Do a super balance transfer to my current account which is linked to my offset mortgage account. Lets say I borrow £1000 and then I pay it off my mortgage immediately. It is fixed for 3…
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Flybe Credit Card... Whats it about?
Hi MSE, Lovely wet night here in manchester:rotfl: I'm trying to fgure out about the flybe mastercard... Is it a card for new to credit people and people who have difficulty getting credit? I noticed it is by creation financial services who I know do high APR store cards but I'm wondering is it worth me applying in a few…
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Natwest- Charged BT fee even though they said there would be no fee
I did a BT with natwest, and the lady on the phone assured me, double checked, reassured, spoke to a colleague, came back and said they could do it for 0%. I found they charged me 3% on my next month statement.the BT was for about 4g, so the fee was roughly 120quid. i wrote a letter of complaint. and was told that…
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marbles repayment cover
I am new to this so apologies if I'm repeating an issue that has been discussed before. I have had a marbles card for some time and was reasonably ok with rates etc. But since change to Aviemore (Bank of Scotland?) and I think, St Andrews insurance I am being charged repayment cover which had not appeared prior to this…
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um bit of help please
i have two credit cards which i pay the minimum amount each month ( £50 on one and £52 on another) but obviously its getting me nowhere tbh. i got these cards to better my credit rating which they did but now im stuck with 2 cruddy cards with extremely high rates, ones a barclaycard initial visa and the other is a capital…
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Letters to send to credit companies
Hi My father in law had just been made medically retired, and my mother in law wants to send letters to their credit card companies asking them to take a reduced payment until they have their finances sorted out. I thought that there was template letters on the MSE site that she could use but cant seem to find them. Any…
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Help needed
Hey Peps, Can you answer me a question, if I was not on any electrol would it be impossible for me to sign up to a monthly phone contract? Look forward to your replies. Thanks Blonde19
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Credit card handling charge 2.19% Is there a way around this?
I am new to the forum so this might have been discussed previously. I am due to pay £3400.00 balance soon to a holiday company for my New Zealand trip. They charge 2.19% for credit card payments, other forms of payment have no charge, why is this? is there any disadvantage for me paying by debit card or cheque ? They…
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What's the best move to make next?
Ok, so I've been living away from home for a year and ran into a fair bit of debt on two credit cards. I'm home now with two part time jobs so I can afford to start paying them off properly (or at least better than I was). I'm thinking of about £50 per month minimum for each card as opposed to the minimum payment,…
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e Platinum credit card on FaceBook
Does anyone know anything about this? http://www.card-approval.com/approved/creditcard/frameset/index.php
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Lost Debit Card fraudulently used
I was in a hurry and left my debit card in a shop. Im about 90% sure that this is the case as I retraced my steps. I think I left it in the Chip and Pin Machine of a certain photo developing place in Holborn. The next day only did I realise it was gone when I saw that someone had used it the previous evening to buy a…
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Lost Debit Card farudulently lost
I was in a hurry and left my debit card in a shop. Im about 90% sure that this is the case as I retraced my steps. I think I left it in the Chip and Pin Machine of a certain photo developing place in Holborn. The next day only did I realise it was gone when I saw that someone had used it the previous evening to buy a…
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Paypal credit card query
I've searched the forums but not found answer to this query. I don't exactly know what paypal is and whether I should use it, join it ... I only purchase small items on internet e.g. itunes, book(s) from Amazon and always with credit card. Do I need paypal and if so what is it:confused: Thanks in advance.
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About to do a BT - quick question
I need to BT around £3500 as my 0% is about to end. Best offer I've had is from Barclaycard - 0% till April 2010 with 2.5% fee, but the offer is only open till 31.7. and I'm off on holiday on Tuesday, so I've got to act quickly. I've paid off my current Barclaycard balance - did it online last night, having stopped using…
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TW/EAUCTION Scam - BEWARE
As I do a fair bit of buying and selling on eBay, I recently authorised a credit card payment for £1.23 to receive a free information pack called "The Home Business Auction Toolkit". The payment has gone through okay - listed as "TW/EAUCTION" on my statement. Six days later, another (unauthorised) payment to TW/EAUCTION…
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Loydstsb credit card fraud. Now taking payment from saving account. Help!
Hi, I hope I've posted this in the right place, sorry in advance if I haven't. I had 3 fraudulent transaction on my Loydstsb CC at the end of May that came to just under £174.00. I phoned them and they said they would sort it out. They also said they would send me a form to fill in which I haven't received. Anyway, I…
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MBNA turning the screw
Hi all, I am new to here and looking for some help. About 3 months ago MBNA cut all my credit limits on the 3 accounts I have with them.I assumed it was normal practice as they were reducing risk due to the crisis. I have never missed a payment but unfortunately only pay the minimum amount each month as that is all I can…
