Credit card handling charge 2.19% Is there a way around this?

foxglacier

I am new to the forum so this might have been discussed previously.

I am due to pay £3400.00 balance soon to a holiday company for my New Zealand trip. They charge 2.19% for credit card payments, other forms of payment have no charge, why is this? is there any disadvantage for me paying by debit card or cheque ?
They accepted the credit card deposit of £200 without a handling charge.

YorkshireBoy

foxglacier wrote: »

They charge 2.19% for credit card payments, other forms of payment have no charge, why is this?

It costs them more to process payment by credit card than it does by debit card, the former being percentage based and the latter being a flat charge.

is there any disadvantage for me paying by debit card or cheque ?
They accepted the credit card deposit of £200 without a handling charge.

No disadvantage. You are already protected by section 75 of the CCA because you've paid a deposit by credit card.