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Credit Card Balance
Is it possible for a bank to debit my current account for an outstanding disputed balance on a credit card? they seem to think they can debit any account held with them.
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Abbey Zero CC
Could anyone advise how long it takes to have the Abbey Zero credit card up and running from applying? Going to Europe late July and it would be nice to take advantage of the three months' interest free period for as long as possible when we get back, so trying to apply as late as possible. However, don't want to leave it…
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credit score/report Aliases !!!
Hi When I completed the info required when joining (for the 30 day trial !) Credit Expert (Experian), it asked me for any other names that I had been known as. I put down my maiden name , pre 1991, along with my current name. It has come back that I have 6 ALIASES , my current address and my previous two addresses, with my…
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Purchasing Problem With Virtal Debit Card
I recently dwnloaded a computer program (Karma from Latshawsystems.com) on trial. The program is a professional karaoke program that adds a bit of sparkle to our shows. It worked fine with the test karaoke files i had on my system so I went ahead and bought a licence for it, at the cost of £68. When it came to using it, it…
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A First Credit Card - Please Help
Hello all. I am 21 years of age and i require a credit card with a limit of around £600. I could comfortably pay off this money in a matter of months and just really need the money now to pay off some money i owe out. I currently do not have any credit cards and only have one bank account. I have a £1250 Overdraft on this…
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Mbna scam?
We have a MBNA credit card. Last month we had a phone call from MBNA offering us another card which they said is only available to existing customers "platinum plus". Not surprised to be knocked back. Today we receive a letter from MBNA telling us that they were changing their interest rate to 2.29% per month however we…
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I need something similar to the repayment calculator.
Is there a tool that will work out how long a credit card debt will take to pay if I pay off a certain amount each month, rather than the minimum? I'm looking into taking out a loan to pay off my last remaining card if I can't transfer the balance to something else but I'm weighing up what the total costs will be.
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Which credit card do i go for next?
Hi, currently have a Virgin CC which has around £3000 on it and coming to the end of the interest free period. Also have a Halifax card which has £650 on it and isnt currently on any deal or anything. Plus have a Capital One CC which has £50 on it and also isnt currently on any deals. So, just wondering what to do next,…
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Is there no CCA requirement for internet applications?
:confused: I made a CCA request to Allied International (they appear to have bought my credit card from Natwest). They sent an internet application after 15 days and I immediately informed them that they were in default and that the agreement was now unenforceable. Here is what they have now told me: "because the agreement…
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Can I block Virgin Media from taking payments from my Credit Card?
I cancelled my Virgin Media broadband account in March and I want to block them from taking any more payments from my credit card account. From what I've read, they're notorious for continuing to take payments after a contract has been terminated so I want to make sure this doesn't happen to me. They've blocked me from…
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Best credit card for repaying in full monthly with generous credit limit?
Hi, I wondered if anyone could suggest a good credit card for which I'd like repay the balance in full monthly. My requirements are: * Good credit limit - perhaps £5K or so. What's the highest I could get (I have a good, if a little bland, credit history)? * Easy online payment. Ideally I'd like to pay it off each month…
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Can't make payments
The last month I've had to sign on to Jobseekers (after being self employed for 8 years) It's the first time I've missed my CC payment (in 4/5 years) and only now I've realised I'm not going to be able to pay this months either. I had planned to sell some stuff and then pay the two months together but after being strung…
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Advice on barclaycard payment plan
Hi all, Just after some advice really on what to do about my Barclaycard payment plan. Last summer I hit a bad patch as I was waiting to be paid fior a load of work I had done (I'm self employed) and had to write to barclaycard to explain this and they put me on a payment plan where I am paying £30 a month but they have…
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Best way out of debt?
Hi, im looking for some advice on the best way out of my debt, i currently have 3 credit cards (all with around £300 credit limit and all maxed) along with a 3000 overdraft which bank of scotland take £40 a month from my account for as interest. As i recently graduated I have a very low paid job and am completely…
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Has your Credit Card limit been reduced?
In line with a recent hot topic on the Banking forum, thought it'd be a good idea to see what peoples opinions are with regards to Credit Cards. Original thread is found here: http://forums.moneysavingexpert.com/showthread.html?t=1655559 It would be interesting to hear stories of banks/lenders reducing or cancelling your…
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Virgin Credit Card Application Advice
I have just applied for a Virgin Credit Card and I'm not sure if I might have done this wrongly. The form asked about credit cards and the balances on these, I filled this in. However, I have a loan and i didnt enter any information about this, I'm worried that I should have declared it? Will this affect my application?…
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CC has become faster payments????
got an Alliance and Leicester platinum card which i pay via barclays online banking, usually it takes 3-5 days depending on the day i pay to show on my a&l online banking statement, showing as 'PAYMENT - THANK YOU' but this month out the blue i paid it thursday night time and i checked my a&l online banking the next day…
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Best/most efficient way to close a credit card account?
Whats the best way to close a credit card account completely? I will soon have the funds to pay off and close all my credit card accounts and would appreciate advice on how to do this in the quickest and easiest way possible. Am I about to enter a nightmare world of ongoing interest payments after closure and customer…
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Maximum limit £200
Hi, I drew out £200 out of my account from one of the cash machines, I wanted more but £200 was the limit. If I got to ASDA and buy some beer and ask for £100 cashback, would they give it me? I mean would it process considiering the fact that I've already reached my maximum withdrawal limit from a cash point.
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help required please... (urgent)
this situation is regarding my mother in law and what would seem a solicitor that isnt either very good or not really interested. I was wondering what the letter of the law in this circumstance would be. right here goes the mother in law got a CC in her name as main account holder then later on she got married to a chap…
