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Motorcycle on credit cards
Hello all! I am planning in the next month or so to buy a motorbike, which would cost around £7500 (including insurance, kit, tax etc) I was looking into the cheapest way to finance the bike by paying with 0% credit cards (those offers with 9 months or more). Ideally, I could obtain enough interest free credit on say 2…
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Paying for goods or services
Don't know if anyone can help with this? My parents are buying a new car from a reasonably well known dealer. They have paid the deposit on c/card a week ago, have seen the car and are ready to pay the balance. However, the dealer has said they cant take any money from them at the moment as they are changing banks from nat…
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Question about Credit Cards
I currently have a balance of around £1500 with TSB credit card. I wanted to take advantage of the Barclaycard offer of 6.9% on life balances. Unfortunately I am not working at the moment. My question is... Could my husband apply for the Barclaycard and then transfer the balance from my Tsb credit card account to it. Does…
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If item is bought on ebay, in two names, one paypal and ebay account the other credit
Who owns the item? The person whos ebay account and paypal account it is, or the person whose credit card payed for the transaction?
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Barclaycard simplicity
Hello everyone, I have just read about the Barclaycard simplicity on the weekly tips mail and it sounds tempting. From the wording of Martin's email it appears the transfer is fee free. I.e. I transfer say £4500 onto the card at 6.8% for life costs me £4500 What I need to know is does it cost me just £4500 or do I need to…
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Credit confusion
Hi all. Firstly, apologies for the huge post, I've spent weeks researching both on this site and across the internet but I can't find existing answers, I hope you have the patience to read it all. I'm 22, I've never had a credit card before, and have absolutely no debts at all, having lived with my debit card. I'm not a…
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Credit card payments from company account.
I recently set up a ltd. company and purchased a lot of the equipment I needed on my private credit card. Can I legally set up a direct debit payment from my company account to pay my personal credit card and off set this payment against tax?
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Can someone check this flow?
I have one AMEX, which might be used by myself (for honeymoon:T ) and then several joint purchases with my lovely fiance. Can you check this is possible, Setting up a direct debit will not work for this as you will see. 1) Pay for honeymoon using AMEX 2) Go online, click on make payment and then pay it off using my…
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help needed for claim.
Hi, I don't know where to post this but ill try here. A year ago I tried to claim back overcharges from Citi, Halifax and Capital One credit cards. I sent all 3 template letters over a period of about 6 weeks all recorded delivery with highlighted copies of my statements and had the usual fob of responses back, I was just…
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What are my options????????
I have recently finished my 3 months ( 5% cashback with Amex ). I am not too clued up on the use of credit cards so am seeking a little advice. Is it possible to use a credit card to ( for arguments sake ) pay a portion of your mortgage ie. 100k mortgage get 0% cards to the tune of 25k over as long a period as possible and…
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Rejected for two ccs what now.
I currently have halifax one card that my 0% ends in march, so looking to transfer my balance but have applied for both tesco and m&s and have been declined by both not knowing why, As i have a job and have lived in my house for nearly 3 years plus i have never missed any sort of payments in the past. Can anyone help!!!!
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Section 75 - Can I claim against my credit card for faulty second hand car
Some advice please. I bought a 05 reg (41899 miles on the clock) second hand car from a well known national second-hand car dealership less than two months ago to get to my new job. The car came with a one month warranty but as the car is vital for getting to and from work (public transport just can't get me there) I took…
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Credit card beginner!!! Should i balance transfer??????//////
Hi all, I see myself as a credit card amateur and am unsure about my next move. I had never had credit cards until last summer when things got tight and i needed some back up. I successfully applied for Tesco clubcard, Egg and Capital one. They were all maxed out by the end of the year and i now owe approx £1400 egg, £1400…
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Default Sums Charge
Hi, I am currently in the process of reclaiming my late payment fees from Barclay card but I have noticed there is another charge on my statement, it is a "OVER CREDIT LIMIT CHARGE", which they are charging every month at £12.00, I know that I can claim back the late payment fees but can I also claim back the OVER LIMIT…
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capital one, applied for 8.5 % balance transfer card and got......
After much hassle with these people sending this and that in the post to confirm the address i end up with we are pleased to say your application has been accepted. However we are offering you a credit card which is 34% APR for balance transfers. But it has 0% on purchases until 2009 then reverts to 34%. Why don't these…
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Credit Card Help
Hi everyone, not sure if i have the correct place but would really like some help from you all. I have fell behind with my payments for my three credit cards. This happened through a combination of having less work round christmas etc and tryin to get myself on my feet afterwards. this resulted in me missing my payment for…
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Balance transfer cooling off period
Hi all I'm new here - just wanted to ask a quick question. I have just got a new credit card from Virgin Money which offers 0% interest on balance transfers. I applied to do a balance transfer from another card yesterday but then found out today that I'm getting a bonus from work which would have allowed me to pay off the…
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Balance transfer. - worth it?
Have 4 credit cards which im trying to pay off. EGG £1400 lowest interset around 15.9% Bank of scotland £1500 @ 15.9% Halifax £2700 @ 29% Cap one £1200 @ 34% or more (Not sure exactly the apr but cap 1 has always been the most and the most i pay monthly) Halifax and Bos i can not use anymore so am just paying off but…
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Negotiating a final settlement on a card?
I went to a candle party last night (!). I overheard a woman telling another that a friend of hers called all her credit card companies and said that she couldn't afford to pay them off in full, and would they accept 'X' amount and be done with it. Some were 25% of the outstanding debt. Apparently, they accepted, she paid…
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How to cancel credit card Insurance Premium
Hi All, I wish to cancel the Insurance Premium I have with HSBC it is costing me £57 a month, which would help me pay of my credit card debt much sooner. How do I go about this ? Lester
