help needed for claim.

Hi, I don't know where to post this but ill try here.

A year ago I tried to claim back overcharges from Citi, Halifax and Capital One credit cards.

I sent all 3 template letters over a period of about 6 weeks all recorded delivery with highlighted copies of my statements and had the usual fob of responses back, I was just starting court action but work commitments put a stop to it.

Now should I start the process again or go straight in with court action?

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