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Help Required: HSBC Credit Card
I'm hoping someone here can help me or knows what my rights are regarding a problem I have with HSBC. I have a balance outstanding on my card that was near my maximum, I pay just over the minimum amount each month(its gradually creeping down). I was phoned at the start of the week whilst in work with a foreign woman…
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Apply for New card or low life balance Transfer Ideas please?
Hi I have 3 credit card Marbles not used for many years Barclaycard and Virgin money My Barclaycard platium visa was taken out in June with interest free till October 2009. It had roughly £3000 on it transferred from Virgin , I have paid it off in full this week My virgin money card still has £1400 on it and I contacted…
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American Express question
I got sent a card about 4 years ago and like the fool i was then i maxed the card out in about 6 months Ive been paying them off regularly but they keep hassleing me and have sold my debt to a collections company Whilst talking to them i mentioned that it was their own stupid fault for sending me a card when my credit…
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barclaycard intial?!?!?!? advice from card holders
well im just wondering how this works i applied for this card the other day was accepted my card came today with the highest limit that the card offers (£2000) it says that this is what there happy to start me off and will be looked at the longer i am a customer ie credit limits am i right in saying i wont get a increase…
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AMErican express Interest Charge...
Can anyone help me... I recently paid off £600 of an £800 balance on my AMEX card and was really shocked to be charged £20 interest the following month. When I queried this they replied that if I didn't pay the balance in full every month I would be charged interest on the outstanding amount AND andy subsequent purchase…
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Have Egg changed how long it takes for a payment to register?
Is it my imagination, or have Egg changed how long it takes before a payment is credited to your account? I'm sure it used to be next working day if before a certain time, but it now seems to be 3-5 days. If they have, why? If paying on a debit card (which I do, as well as monthly DD for the minimum) then they get the…
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credit card abroad
Sorry if this is on here already can someone tell me which credit cards dont charge you for paying in euros abroad please
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Shifting some the debt to my wife?
Hi all, just joined yesterday so go easy with me. Here's the situation; Myself and good wife are both employed with reasonable salaries, homeowner (with mortgage and lived there over three years), 2 x car loan, 1 x home improvement loan, 3 x credit cards (one with little on it, one with a 0 pc interest over a long period…
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Mint - Possibly changed 0% period?
Hello, I took a Mint credit card out in June 2008, transferred over £2K onto it as it was 0%. I have just phoned them up to be told that the 0% period ends in January. Now, I'm quite good with things like this and would never have done this amount of money knowing full well i wouldn't have paid it off in 6 months and…
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Advice please MBNA CC
I am new on here and could really do with some advice! I have a MBNA card and have a small amount owing on it. I had an oversight with the payment date (thought it was 5th but was the 1st) I called them on the first and was told I could pay by Debit card but this would be classed as a late payment as it takes 4 days for…
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MBNA Web Site Error
According to MBNA a number of customers are unable to login to their web site, obviously that means they can't look at their online statements or pay via the site. The upsetting thing is that they say they have known about this for up to 5 weeks, don't know which customers it affects, don't know what is causing the problem…
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Credit cards - Minimum payment adn interest
Hi I currently have a credit card which has just doubled its interest rate!! Each month on the 27th pay the minimum payment of £88.00 by Direct Debit. I did this in September and the account was no overdrawn. On the 1/q10 they cahrged me £130 interest which caused the account to go over drawn and they charged me a fee.…
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Fraud committed by ex lodger
Ive had someone living with me for about 4 months, They have recently moved out and got a credit card statement today showing a transaction to Dell. Would this be covered under normal fraud rules and be refunded etc , do i need to report it to the police. Just at work so will call them when i get home!
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Can anyone recommend a credit card
I currently have the AMEX Platinum Cashback card but it isnt quite 5% as they say. Anyway i am looking at another and can anyone recommend one. I pay the balance in full each month so as long as i do that then the interest rate would not matter - is that correct? I havent got a balance to transfer either. I bank with…
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Paying off Abbey Zero card - help!
Hi everyone, My 6 months 0% BT period is just over today. I've left it until today thinking that I can just log into the Abbey website and make a payment online as you do with other Credit cards. There is no online payment option in Abbey! I looked behind the statements and it seems to say that the only online payment…
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AMEX Direct Debit repayment
Hi, I have just got my lovely new Amex Cashback card. As recommended by Martin I have setup a direct debit mandate as I want to clear the full balance each month to prevent interest charges. However I can't see anywhere to manage the amount the Direct Debit will pay off each month. Obviously I want to pay off the full…
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Using Credit card to pay in Euros
Hi im new here,just recieved a bill to pay a maintenance invoice in euros they say it is cheaper for me to use my credit card to pay can anyone tell me if this is correct
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MBNA platinum card - apply now or wait til Jan?
I have a large (slowly reducing) amount of credit card debt which so far I have been successful in moving from 0% deal to 0% deal. I need to make the next transfer by the end of Jan 09. I have seen that the MBNA Platinum card currently offers 0% for 13 months for a 2.9% fee. This seems a good deal. My question is - should…
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Credit Card Payments
Could I have advice on the best time to make my payments to "enjoy" interest free. My repayment date is usually the 19th of each month, but I have been in the fortunate position recently of being able to pay off the account in full each month and I usually to this as and when I receive the bill. This is usually at the end…
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MFI again(sorry) is CCC correct on this HELP!
Hi all, My first post so I'm sorry if this is in the wrong section but I just need to know if I'm in the right on this. We bought our kitchen 1st Nov from MFI paid the deposit of £750 on my debit card, we paid the balance of £2250 on 21st Nov using tesco credit card, according to the section 75 guide on here we should be…
