Credit cards - Minimum payment adn interest


I currently have a credit card which has just doubled its interest rate!!

Each month on the 27th pay the minimum payment of £88.00 by Direct Debit. I did this in September and the account was no overdrawn. On the 1/q10 they cahrged me £130 interest which caused the account to go over drawn and they charged me a fee. Should the interest not have been included within the Direct Debit?
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