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Credit Card Lifeline for Those facing Difficulty
http://news.bbc.co.uk/1/hi/business/7778218.stm How effective these measures turn out to be though ?
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Egg minimum repayment changes.
Beware, Egg have recently introduced a change to their minimum payment calculation. They informed customers by e-mail in October (but did not include any details), and say they sent information by post. However, when checking my latest statement I noticed that the anount shown on the statement did not match the percentage…
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Paying credit card bill online- How long does it take?
Oops just realised one of my payments is due on Monday 15th december. It with Capitalone. I have paid online using their online facility and it looks like it has left my nationwide flex account. Should this all be okay?
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Scandalous
Hello members, i'm not sure if i'm asking for help or just venting my anger over events of receont months. I work for NHS and my wife has her own business. All of NHS has been indergoing a pay review called Agenda for change and i have been in a cohort of staff that they didnt know what tod do with. Consequently I havent…
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Claiming from Credit Card co, less than £100 purchase
Hi, What is the terminology for asking your credit card company for a refund of a purchase that cost less than a £100? A chap at work had to claim for a rabbit hutch, and got the term from this site and Tesco CC said ok, no problems, we will get the money back from (the company's) bank. Thank you
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Re: BARCLAYCARD stitching me up with negative credit scoring without warning - - -
Hi, After checking my credit rating, I noticed that it states I have ‘6 payments late’ on my Barclaycard account, which I believe should not be there as their company agreed on a monthly payment plan of £1 per month, which the Citizens Advice Bureau wrote to them a few years ago. When they agreed on the payment plan, I do…
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negotiating payments with credit card company
Hi, Just wanting some advise really if what I have done is the best way forward. I have recently had a quite sudden and shocking family bereavement, very upsetting, lots to sort out. I am self employed so have had to take quite a bit of time off work - therefore not earning enough money. I have missed paying the mim…
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Have I any chance of getting Mbna to drop this interest charge ?
I posted the thread below when I was offered a 0% promotional rate by Mbna - it explains what I thought it was - I was wrong :mad: http://forums.moneysavingexpert.com/showthread.html?t=1288757 I've been charged interest, even though the guy on the phone said I wouldn't be - and having looked at things, I think I'm screwed.…
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Pre Paid Credit Card/Bank Account with Debit Card
Hey everyone Just wanted some help/advice, basically my OH has no credit rating. As in he has never had anythign on credit. He does have an argos card, but for some reason this doesnt show up on his credit report? Maybe because it is at 0 balance and hasnt used it for well over a year. Even his mobile phoen contract is in…
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A&L Visa (MBNA)
Hi, 6 months ago A&L offered me promotional rate of 0% for 6 months for being existing customer, which will now expires on 26/12/08. I need to know has anyone tried to extend the promotional offer? I am just trying find out what was previous response from MBNA before I phone them up. Thanks M
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RBS Overlimit fee on C-Card claim back
Hi, I recently went over on a credit crd by the rbs bank, they charged a fee of £12. Just wondering can I get this back? it is an overlimit fee.
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refund credit card purchase to debit card
Hi, If I make a purchase on a credit card and then change my mind and take it back to the shop does the refund have to go back onto the same credit card? I ask because I am closing cancelling my credit card and am worried about how that would affect any purchases I have already made. I know I could hang onto the credit…
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Abbey Zero 6 months interest free card
Sorry if this has been repeated, and with hindsight I am sure it has already been suggested by Martin and many other MSE's as good advice. I had the Abbey Zero 6 months interest free credit card (with no transfer fee) which expired yesterday. I couldn't find anyone else that was offering interest free balance transfer…
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Problems with Barclaycard
Hello to everyone, I am hoping that someone will be able to give me some advice on what action I should take with Barclaycard. To cut a long story short, I lost my job at the end of August and asked Barclaycard if I could temporarily reduce my monthly payments. They said this was no problem and would send confirmation to…
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Which of these will cost me less?
Hi, I am about to purchase something and have two choices... 1. Purchase it for £377.10, pay it back at 0% at a cost of around £31 a month for 12 months = total price £377.10 or 2. Purchase it for £289 on an MBNA Amex card where the balance is already £241.87. This will make a total balance of £530.87. The Monthly interest…
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MBNA Credit Agreements Received
Hey all, I recently wrote to my 3 credit card companies: MBNA, Virgin and Egg. Egg have not yet wrote back to me - its been nearly 20 days so I am not sure how to proceed from there. MBNA and Virgin have, and I received the credit card agreements yesterday - would anyone be able to look at them for me, to see if I can…
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Buying holiday money from the Post Office - count as a "purchase" or "cash transfer"
I am going to be purchasing some dollars soon from the post office. I'd quite like to use my 0% purchases (for 12 months) card to do this to free up cash for investing elsewhere. However, I need to know whether or not the purchase of currency at the post office will count as a cash transfer from the card, or a tangible…
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Termination of credit card account
I received a letter from Barclaycard recently: I was quite surprised, to say the least! Is there any way how I can find out why this decision was taken? I am not really bothered to get them to change their mind, but I am curious why they've done this out of the blue? I've made a late payment on perhaps two occassions, but…
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5% cashback with American Express Platinum Cashback Credit Card
I had this email sent me today from cashbackkings. Apply via Cashback Kings today and you can earn £39 cashback once your application is approved! Hurry. This offer ends on Monday 15th December. Apply now! Click on the word Cashback Kings above to go to their site. Thought it might help anyone thinking of getting an Amex…
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2 Amex Cards?
Hi, I have a Amex cash back card which i don't really use though i am after the BMI Amex card for the FF miles as i already have 6,000 so if i can get the card it should be able to travel to Mexico for £140+TAX :) Any ideas if i can do this or do i need to close my AMEX card first? Thanks Cundall
