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Paying credit card bill online- How long does it take?

Oops just realised one of my payments is due on Monday 15th december. It with Capitalone.

I have paid online using their online facility and it looks like it has left my nationwide flex account.

Should this all be okay?

Comments

  • Its says up to 2 days by the looks of things so should be okay. If anyone can confirm would put my mind t rest!
  • Mr._H_2
    Mr._H_2 Posts: 512
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
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    Stubbsy055 wrote: »
    Oops just realised one of my payments is due on Monday 15th december. It with Capitalone.

    I have paid online using their online facility and it looks like it has left my nationwide flex account.

    Should this all be okay?

    I'd say it's touch and go. I'd expect that payment to clear either Monday or Tuesday. Depends on how quick Capital One's systems are.

    Why not set up a direct debit for the minimum payment (or the full amount if you can afford it), and you'll avoid this problem in the future.
  • Geenie
    Geenie Posts: 1,213 Forumite
    I am confused as you about online payments!!

    I pay Barclaycard from my Nationwide Flex. I set the date up on Nationwide as what Barclaycard state is the due date to pay allowing for weekends, delays etc. It appears to go through anything from 2-5 days later on past experience of my statements and online accounting.

    I did once miss the due date by about 5 days or more, but I never got charged for late payment so am none the wiser as to what is forgiven!


    "Life is difficult. Life is a series of problems. What makes life difficult is that the process of confronting and solving problems is a painful one." M Scott Peck. The Road Less Travelled.
  • Mr._H_2
    Mr._H_2 Posts: 512
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    Forumite
    Geenie wrote: »
    I am confused as you about online payments!!

    I pay Barclaycard from my Nationwide Flex. I set the date up on Nationwide as what Barclaycard state is the due date to pay allowing for weekends, delays etc. It appears to go through anything from 2-5 days later on past experience of my statements and online accounting.

    I did once miss the due date by about 5 days or more, but I never got charged for late payment so am none the wiser as to what is forgiven!

    Again, why not set up a direct debit? Then you don't have to worry about any of this.

    I'd say you've been very lucky with Barclaycard.
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