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End of Balance transfers Rides?
I don't think balance transfers will ever end, its a great money maker as most people don't know how to use them correctly (i.e. make purchases too). However I think with this banks made be able to detect with a higher degree of accuracy those customers that are unlikely to make them any profit tarts/stoogers etc..…
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Contactless card?
Do please excuse my ignorance but I've been given a 'contactless' card and I don't understand what that means. Anyone care to tell me? Thanks
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Bought Watch Online From US - Lemon Arrived!!
Hi All, I bought a watch from a US based supplier and it finally arrived but was definitely not the same item as described. The company refuse to get back in touch and I have emailed them several times. Just for my peace of mind - Is the credit card company liable for this and if so how should I proceed in telling them…
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Pay all or focus on one at a time?
Hi guys, I have 5 credit cards (omg!) and currently pay about double the minimum payment on all of them. I'm just wondering whether you think this is the best idea or whether I should pay minimum on 4 of them and concentrate on paying one off at a time? I don't have a good enough credit rating to get new cards for balance…
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old card
can you claim charges off old cc's i was paying loads of payment pretection with a famous high st bank,who offered me a loan to pay it off
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Halifax/BoS 'Plus' cards - now 3.5% BT fee
Haven't seen this mentioned anywhere else...a sign of things to come? Their shorter duration 'All in one' cards still have a 3% BT fee...but for how long?
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International Balance Transfers????
Hello Money savers. My partner is Canadian and has some debt on his Canadian Credit Card. He lives in the UK full time now and wants to transfer the balance to a card over here so that he can manage his debt more efficiently and easily. Can anyone advise the most cost effective way of transferring the balance so that he…
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Natwest Platinum Credit Card Limit...
Hi all, I recently applied for a Natwest Platinum Credit Card. I was accepted but they have only given me a ridiculous £500 credit limit. I have been with Natwest for almost 6 years, have one of their Advantage Gold account, they have given me a £600 overdraft limit and have not gone overdrawn for years and I also have a…
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Best way to clear CC debt
Hi, I'm looking for advice on the best way to go about clearing my credit card debt. I'll give a quick history of how I got myself where I am today and hopefully someone can advise me on the best options to clear my debts from here. I got divorced around eight years ago and took around £7k in debt out of the marriage. I…
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Paying by credit card - why do you sometimes get charged more??
:rolleyes: If you are paying for your holiday or buying a motorbike (for example), why is the company able to charge you an extra 2.5%, JUST, because you paid by a credit card?
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Credit card firms to share data
From December 2008 Barclaycard, Capital One, GE Money, HBOS and MBNA will share data on customer behaviour to get a better idea on whether a customer is likely to be able to repay their balance. New data covered by this sharing agreement will include information on the amount of a customer's last payment, whether it was…
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Giving your debit card details out - a security question
Hi, not sure I'm in the right forum, but I'm gonna go for it... I have a pitch booking with a 5aside football pitch place, and they ask for debit card details so that they can reclaim the cost of the pitch should teams not turn up. This is understandable, probably happens often. I've sent my details before, but they now…
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Balance transfer question
Hi there, Just wondering if anybody can give me some advice, I applied and received a virgin credit card about 4 months ago and transferred relative accounts to it to take advantage of the 0% on balance transfers. Unfortunately I had to put a few items on that card to now I will obviously pay interest on those purchases. I…
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Best options for 3rd BT (is wife an option? :)
Hi, Sorry if this is a bit of a newbie question... got a few thousand on a 0% Virgin CC... this was originally transfered from my Tesco CC. The Virgin CC is due to run out soon and I'd like to BT to another 0% card for as long as possible but not sure what the best option is... are other MBNA cards ok for this?? Also my…
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Is there any point in starting a payment protection plan
I have been slowly paying off a huge credit card debt by using interest free balance transfers and paying off a set amount each month. My finances are very limited but if I continue at the same rate it wil take another 4 years to pay off the debt completely. My concern is that my employment contract is renewed annually in…
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Virgin/MBNA credit cards
I have an Abbey Zero card with an outstanding balance of £2,000. The 0% is due to run out in Jan 2009 so I am looking at applying for a Virgin card and transferring the balance to this. I have an MBNA credit card with a nil balance. Will holding this card affect me being able to get the Virgin card? Would I be better…
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Section 75
:beer: Does Section 75 cover the financial losses caused by the cancellation of flights, etc. due to illness where their is no insurance or where insurance denies liability?
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Paying Capital One C.C.
Which way is best to pay capital one credit card payment 1 - from online banking to credit card account 2 - from credit card online banking where bank account is set up as the funding account (so to speak) I was looking at doing the "payment a day" challenge to pay off my capital one card. Would capital one get annoyed at…
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Martin - Section 75 question urgent please help
Hi Martin, In Feb 08 i brought a business package from a company called Smile Spa with view to setting up a mobile teeth whitening service. The package included equipment and various other items but was priced as a whole package and not individually. I had a specifically requested a mobile unit as the standard equipment is…
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MBNA Cards
Hi Does any one know which credit cards come under MBNA. I have one so I don't want to apply for another as I would be declined if both cards were under MBNA. Thankyou:j
