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Dumping Natwest
I have had a Visa and Mastercard through Natwest for about 20 years and never had any other cards. Not even store cards. Last year I purchased some services, costing several hundred pounds, from a company who were absolutely useless and when I complained to Natwest I found their disputes department downright rude and…
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Store Card Debt
Hi Ok i'm a newbie so i will apologise in advance for this long-winded thread! The story goes............I managed to get myself into debt with a store card which i was paying off in monthly chunks of what i could afford, on the final payment i was told as a 'goodwill gesture' they would deduct a percentage which knocked…
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Natwest Customer Loyalty Phone Number
Does anyone know the phone number for Natwest customer loyalty/ retention department? Thanks
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Cash from credit cards
Hello All, I got my Halifax One card today with a credit limit of £1,500. I need £2,400 for a holiday tour So i need about £900 more. I currently also have the M&S card with a much higher limit. I know you should not withdraw cash from the credit card from atm but remembered reading about buying travelers cheques / foreign…
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declined.... then accepted
Hey guys I applied for a loan about 3 months ago but was refused, I applied for another and was refused. I wondered what might be wrong as I never miss payments, have a mortgage, couple of credit cards. Finally found out I wasn't on the electoral roll at my new address (moved in 10 months ago). So decided to sort the…
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Cleared Payment On Credit Card Bill
My bill due date is on the 21st of each month. If I made a payment on let's say the 19th, would the funds clear on to my credit card in time? When I payed my last credit card bill, the issuer received the funds the next working day, but it didn't show up on my credit card bill for another working day.
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Lloyds TSB Airmiles duo - never got 1500 AM
got to the bottom of this today, not sure it's already been discussed but I remember someone mentioning they hadn't received the free 1500 AM yet, so I report here why, it may help others: Apparently you need to spend £10 on the AMERICAN EXPRESS and not the Mastercard. Pity nobody pointed this out at the start. I am peed…
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Pay off overdraft with Credit Card
Hi, I am currently overdrawn by £3500 on my current account which is mounting up the interest charges and I need to know if theres any cards that will allow me to may off my overdraft at a 0% Balance Transfer Rate. I already have the following cards so cannot use these: Egg MBNA Barclaycard Any help would be really…
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BT From Goldfish to Egg Money
I arranged a balance transfer from Goldfish (Morgan Stanley) to Egg Money. According to my online Goldfish statement it was done by bacs on the 10.07 but checked my Egg Money account today and the money still has not shown up. Does anyone know long the process normally takes. With many thanks,
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Chuffed with Barclaycard
I've held a Barclaycard Platinum for around 4 years, I originally got it for a 0% purchases offer but never got rid of it as I usually paid it off in full and never had any complaints about the customer service. I originally had an interest rate of 14.9% when the offer expired but in the four years its risen and dropped on…
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tickets
Hi All, I bought tickets with credit card for air show that was then cancelled due to bad weather, which is acceptable. But the refund for tickets will take 8wks, all the time i will be paying interest on this, is there anyway to claim this back from organisers?
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Ryanair charges for Credit Cards
Hi There, I just booked some flights with Ryanair. I have used them several times and am familiar with their "charge for every extra" way of doing things. However, when I came to pay, they added a massive £16 for paying by Debit Card. This was on the basis of 2 people with 2 flights (outbound and return) at £4 charge per…
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What to do? Student Overdraft coming to an end
My Interest Free Overdraft limit is coming to an end on the 19th July but I am still £900 in my overdraft and dont get paid till the end of the month. After the 19th the I will be charged 18.8% EAR but am getting a bonus with my end of money pay, so wont need to go back into my overdraft ever again after this month. How…
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Barclaycard customers' warning. Check your repayment date
Tuesday 2 December 08 What's happening? There're a number of reports in the forum that Barclaycard has moved forwards people's credit card repayment dates, sometimes by weeks. Check your statements It's crucial to check your statement, as it could unfairly leave you fined, and with a damaged credit score for a late…
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credit card turmoil
In 2003 I borrowed £500 from my HSBC credit card, I started paying this off immediately in small monthly amounts which my bank was taking from my current account. This lasted for around six months, however I was then unemployed for around a year with no money in my account so the repayments obviously stoppped. In 2005 when…
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LLoyds TSB - Have I been robbed???
OK, I have got into a bit of trouble with the credit card and phoned them to tell them I couldn't pay the outstanding balance (£72.00) today I find they have taken the balance (being saved to get my car through mot) from my savings account:eek: can they legally do this??? I phoned them and they say they can. if so where do…
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Registering credit card at work address?
I've started a new job where my employer is happy for staff to have things delivered to work, to save the "we called while you were out" cards etc when ordering online. However, some websites seem to only deliver to the cardholder's registered address and they check this with the credit card company. As I have several…
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Virgin didn't do a credit check
I applied for their airmiles card about a month ago and got a decline, which I assumed was due to my lack of history (I've had the Capital One classic for nearly a year). Though after checking my credit report today I see no footprint from them so I guess they declined me based on whatever I entered on the form and failed…
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Best Credit Card to use in US
I would like a credit card to use when i go America in a couple of months. I would only use it when i am there ( for large purchases or in case of an emergency) and then cut it up when i get back. Which would be the best one to use for dollar exchange rate? and also one with 0% interest for minimum of 3 months? thanks
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Abbey credit cards are thieves ....
Ok get this. I signed up for a 10.9% Abbey credit card in nov 2005. I was told its a 10.9% deal and as long as i make the payments it will stay at 10.9%. I made my payments and recieved info from them, as usual i threw the letter away after a brief scan , thinking everything was ok. Then I phone them today after they…
