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Slow stoozing BOS one card- advice please
Please delete
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how long should you leave between applying for cards?
Hi, I applied for a Tesco Credit Card last night as I am looking to balance transfer my way out of debt. This morning I have realised that the Egg Card may be better as it has 0% balance transfer but the main benefit is that the minimum repayment is only 2% per month, as against the standard 3% that you are given on most…
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Finding a Cash Back Rewards Card
Found a pretty good article that has tips on finding a good cash back card Link Removed
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what credit cards let you apply online
without having to sign anything?
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Urgent Advice - Credit card related
This is a long story which I wont bore everyone with the detail, but my inlaws have been conned by a security firm and had an alarm installed with a service contract costing 3k!!!! They paid by credit card and are still within the seven day cooling off period, my question is will the credit card company be able to…
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How many days late can you be paying your credit card bill before it affects your....
How many days late can you be paying your credit card bill before it affects your credit rating? I've missed paying my credit card bill on time several times and wanted to know if this is likely to affect my credit rating.
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Credit Card Shuffle - GE Capital
Hello everyone, I was hoping to do the credit card shuffle on to a GE Capital debenhams credit card but I am unsure whether they offer them. Was just wondering if anyone had any experience with them? I'm currently a second year student with almost £4000 of debt on credit cards and overdrafts and last night I had my 'light…
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Rejected - What now?
Hi can anyone give me some advice please - I have several thousand in debt across a few cards I have had for years and tried to get a new low life-of-balance card to transfer some debts to by applying for the Citicard - I got one but all they will give me is £1000. Which is no use! So I said no to the card. Do I try other…
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0% ended in Novemeber
My 0% balance tranfer ended with Ulster Bank this month. However i managed to pay it all off but they recieved 3 days later. This costed me £24 interest. I rang them today to see if they can reduce the charge by half but no luck. How annoying.
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Is it legal?
If as a newbie, I make say 4 applicartions for CC's. Each time I submit that I have no CC's and as a result get accepted but with a poor CL. Then go on to accept all those CC's and accumulate and reasonable amount of credit to stooze. Is it legal to now hold all those CC's when at application 2 you had an award but had not…
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Paying off credit card
Well large for me anyway! Hoping someone can advise me in whether I'm correct or not. I usually pay off my CC in full every month but it now has had £1000 on it for a couple of months, I'm due to get £800 of pay arrears on Friday and want it to go towards the balance of the CC, now they calculate the new statement and…
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Virgin took away my 0%!!!!
I stupidly looked at an old statement, thought i had four days till my due date and made a payment online. It didn't reach my account until 2 days after it was due. Despite NEVER making a late payment since I've been with them, they have taken away my 0% rate. Has anyone managed to convince them to give it back? I'm really…
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Barclaycard altering payment date
Apologies if this has been asked before. I did look, but couldn't see anything. My son has one of Barclaycard's 29.9% credit cards. He has had it for about two years and always has a payment date of on or around the 12th of the month. He has just had his statement and has been charged £12 for 'late payment', having paid…
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Problems Abbey Credit Card
I applied for an Abbey card in September, hoping to cash in on the £50 cashback in supermarkets until January. Abbey have written to me telling me I have been accepted, and will shortly be receiving details, but to date have had nothing. I have sent them several stroppy Emails and they have replied telling me they are…
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Virgin MBNA claiming charges
Hi there, I just wondered if anyone knows where I need to send my cheque for claiming back unlawful charges on my account. Thanks :rotfl:
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skycard+barclaycard
hi, iwas wondering if it is possible to have a skycard (had one for 5 months now)and apply for a barclaycard and get accepted given that skycard is owned by barclaycard or would it be pointless and a waste of a credit search,TIA
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Credit Report, Electoral Roll
Hi, I was wondering if there was somebody out there who could help me. I have never had the best credit rating as through really bad times I had to default loan payments etc and as a student I moved flats a lot......every 6 months which I know does not help. However, I do not have much debt left at all now and am paying…
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Free £25 from Barclaycard
Hi, wonder if anyone can shine any light on this.... I applied for the above a few weeks ago and , having never been refused credit in my life, was surprised to receive a letter from Barclaycard saying they couldn't process my application but couldn't give any grounds due to data protection/safety etc. but said I could get…
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Credit card rejection, not sure which way to turn?
Hi everyone, this is my very first post and I would appreciate some advice! I have a MBNA card with about £4000 which I am looking to transfer to a 0% interest card. I can only really pay off the minimum from my MBNA card every month but the interest is crippling and as a result, anything I do pay off just get swallowed by…
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Egg Card - Balance Transfer Query
Hi, I have cc balance with Egg which I have been paying back each month. The card has been closed to use apart from repayments (at my request). I have just applied and been accepted for a new egg card which has zero interest for a set period. I'm always on time and never miss a payment. Does anyone know if I can transfer…
