-
Something Fishy On My Credit Report
Have obtained my Experian credit report. All as I would expect save under the heading "Linked Addresses", I am linked with an address in south London, in two links created by (a) Orange Personal Communications and (b) Hutchinson 3G Uk Ltd, both on 9th June 2007. I have never lived at that address, never even heard of it,…
-
renting cars\rooms without credit card
After briefly using credit cards and running up a bill of £16,000 I sent them back and replaced them with a Visa Electron. I know work as a rep and increasingly I am having trouble booking hotel rooms and booking cars. Was recently left without a car in Krakow after the hire company suddenly refused to accept a debt card.…
-
citi platinum card
Hi guys, Just recieved a letter from citi saying ive been pre approved for a citi platinum card, only last week i got a post office platinum card (£2300 limit) Also aplied for a MBA platinum card for 0% balance transfers but got declined (not sure if it has anything too do with it but i already have a mbna Virgin…
-
Dealing with my credit!
Ive been hiding from my poor credit situation for the past 2 years, but have now faced upto the fact that they need paying. After phoning my credit card companies and banks to find out my account details and balances I was told by 4 companies that the debts didnt exist anymore. 1 was sold onto a debt collector company and…
-
Capital one interest charges
Hi i've had a cap 1 card for 7yrs have decided to pack it in as i'm up to my limit of £1,600 my min payment a mth is £48 which i can just about afford so i rang them up last week after a few disagreements they decided that i could cancel my account and pay back my balance monthly i asked if they could reduce my APR so they…
-
Does reducing credit limits help?
Hi, For at least a year I have had a Tesco card (£2,500 limit), M&S &More (£3,500 limit, reduced from £7k 2yrs ago), and Nectar Amex (£750.00 limit). I also have a £7k loan (paying until July 2010) and £72k Halifax mortgage. I am always worried about my credit rating, but last week got a Barclaycard Platinum with a limit…
-
Credit Consumer Act - Section 75 Question
Hi there. I recently purchased an established website on Ebay, where the sell was quoting profit of over $1000 a month using advertising on the website. Having followed his instructions, transferring the website domain name to myself, and the website itself onto my own server, profit is in the region of $2 day, far from…
-
Amazon Credit Card
Anyone have the e mail addy for these jokers as they refuse to answer my letters cheers arthur
-
Buying car insurance on credit....
...I've just entered into an agreement with Norwich Union's credit company to pay my car insurance monthly for the next year. I'm thinking of paying it all off on a 0% interest credit car and setting up a Direct Debit to pay it off in order to get rid of the 37% interest. Is this possible? Does this count as a purchase of…
-
Credit Card Account Closed
My husband recently terminated a car loan (PCP?) and returned the car to the finance company, he had paid the minimum 50% of the loan and was advised that he was within his rights to do this. He was also advised that this would not affect his credit rating although the finance company did say they would put a flag on his…
-
capital one credit card
hello,i have had a capital one credit card for over five years and i am at my limit of 3000 pounds,i cannot make the payments now ,my circumstances have changed and i am now on benefits,dont know what to do.
-
Possible scam?
A few days ago i recieved a telephone call from 'halifax', i was out at the time so gave them a ring when i got home. The lady at customer service checked my account and said all was ok with it and no log had been made of them attempting to contact me. A few hours later 'Halifax' phoned me back wanting me to confirm all…
