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Lombard Direct Credit Card "discontinued"
Just called Lombard Direct to apply for their Mastercard. Seemed to be the best option (having been KB'd by Lloyds) with 0% for 6 months on BT's with no fee. Spoke to a guy called James who advised that the card has been "discontinued" by RBS and is no longer available. There's still details on their website so I guess…
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skycard
HI there. Got an invitation from skycard to get their credit card. Who do they use for credit check, equifax or experian?
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Nat west classic credit card (the basic one)
any ideas how much credit limit this gives out? suspect it won't be alot!
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Late payment fees - are they legal?
Hi. Because I missed a payment on my Barclaycard account (first time this has happened) they have hit me with a late payment charge. Not only that, as a result of the missed payment, I have gone slightly over the credit limit, so they've charged me for that also! Earlier this year, the "Guardian" reported that the Office…
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Stolen goods !!!!!!!!----!!!!!!!! does your card cover!
Hello, dont know if you read my other post, I did get the story a little wrong, to cut it short, my friend got s puncture and went for help, Plasma in the boot...... any way the terms of the card was that he would have got paid out if his car was bigger! it says in the policy that its ok in the boot, fully in the boot!…
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Credit Card Advice Please
My Egg anniversary offer is nearly up and I am looking to apply for a new CC and hopefully transfer my Egg balance onto it at 0% for as long as possible :T Now... I just wanted to ask what the rough guidelines were relating to the amount of credit you have, relevant to income? The reason I ask is because I don't want to…
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OH Received Capital One Card Today!! Couple Of Questions
Hiya Just wanted to tell you that OH received his Capital One card this morning after only 10 days from start to end :j I dont know if you recall, but posted a few weeks back as OH doesnt have bad credit but no real credit history as all credit has been in my name in the past :o People advised to try capital one and just…
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Want no BT fee and only £5 min repayment p/mt credit card please
Hi there, Like many others I took out a Virgin MBNA card months ago and have loved only having to pay the £5.00 monthly repayment fee per month. It has meant that I have been in a position to concentrate on other things. Sadly, my 0% period is due to expire shortly, and I was wondering if there were any other credit cards…
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which interest rate is better?
FOR LIFE - 5.9% p.a. variable for all balances transferred in the first 6 months or 0% interest for 6 months? I have £2500 on cards that I need to pay off and I've got that spread over 3 cards! Less hassle with 1, I suppose?
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Best 0% balance transfer card with no fee?
I need a new credit card with a 0% balance transfer fee! I've already had/got EGG, Halifax, LloydsTSB, Mint Virgin won't give me a card because I couldn't prove where I lived in 2001 (apprently I'm not registered anywhere and I don't have any documentation to say where I was i.e. Bank Statements!) any ideas?
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Egg Green BT query
Wonder if anyone can clarify? Is the 95% BT limit for new card holders or existing? (Had account for 3 years.) I see it stipulates this on the site for new applications but I can't see any mention of it when account is actually logged into. Needless to say, I can't find any paperwork right now and OH (who's account it it,…
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Transfering a CC balance onto a partners Credit Card
My partner has a credit card at 0% until Feb 06 and has been offered one from Barclays at 0% for 10 months. Is it possible to transfer a credit card balance from my cards to hers?
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help
I have been living with my partner for 5yrs, I am now a trainee solicitor but unfortunately we both also have alarge amount of credit card debt. We are living in my father in laws house at the moment, we have inherited 90,000 worth of its value but now need to buy out my partners brother at 60,000. However we have been…
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When a credit card is not secure! (yeah, I'm thinking the same thing)
It's simple. I use a credit card for protection. Example1: The goods aren't what was advertised, I can get my money back under the consumer credit agreement Example2: I didn't purchase the goods (an unknown item on my credit card), I dispute it, the credit card company are then liable to investigate and recover the money -…
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Card Insurance???
Hello guys :) I have a question :) As some of you know I am trying to rebuild my credit and have 2 low limit caredit cards to do so (£350 limit in total). I never took the fraud insurance out on these cards, I called Capital One this morning to activate my card and was asked if I wanted it. I thought I would ask you guys…
