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cifas cat 6 help!
To sum things up I have basically been given a cat 6 CIFAS marker for misuse of facility, this happened due to my details being stolen to create bank accounts and I’m working on getting this resolved. But whilst I wait im trying to figure out what to do with my wages! I cant seem to find any prepaid cards which will take…
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Monzo, Starling or Chase
Hello, I’m looking to open an additional current account for spending, to try and help me keep my outgoings under control. Previously I have been using cashback credit cards, which I do pay off in full each month, but my spending can get out of control. My choices are narrowed down to Monzo, Starling or Chase. I’m mainly…
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Bank say they can’t cancel a direct debit for no reason given at all
We took out an IVA to help with debts (rent arrears,council tax, etc) and they’ve took money out when they said they wouldn’t today of all days (Sunday) they normally take it out Fridays. We told them we needed that money for my health conditions (medication and hospital visit coming up on Tuesday) so now we are basically…
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Strange looking Lloyds Debit card?
I was in the bank on Friday and a guy had a Debit Card that I have never seem before, it was Lloyds (I Think) it was Black and had a Silver horse in the middle of it, I don't fancy asking the bank but wonder if it was a new design that is coming out ?.
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Paypal inactive fee
I've received an email today saying that Paypal have taken a fee due to me having an inactive account. I'm a tad surprised as I don't recall ever setting one up. Nothing has come out of any bank account or off any credit card but it wouldn't show if it's happened today. I guess I could dispute anything that pops up but I…
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Ethical account for children
I want to get bank accounts with debit cards for my children (aged 12 and 14) but want them to be ethical. Any suggestions?
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Joint account suggestions
Hey guys, we've decided to go for a joint account, to pay bills basically. We considered 123, (or the light variant) but the cashback would be miniscule once the fee is factored in. As we don't want any packaged sfuff and don't intend to keep a large balance on guessing we should just choose a reliable bank with a decent…
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New RBS Debit Card Design
I posted this on the NatWest debit card design thread, but this is for those who haven't read that thread. RG2015 said And here is the new RBS debit card. A brand new look We've been working on new debit card designs to mark our transition from Visa to Debit Mastercard. Bold and modern, we wanted to create a card that…
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Starling Bank to introduce fee for current account holders who deposit more than £1,000 a year
Starling Bank current account holders who want to deposit more than £1,000 in cash in any one calendar year will be charged to do so via the Post Office from March 2022. Read the full story: Starling Bank to introduce fee for current account holders who deposit more than £1,000 a year via the Post Office If you haven’t…
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Need a current account and savings account that can't spend much in a day
My nephew, 17, wants a current account that has a spending limit of something like £200 per day. This includes bank transfer, cash withdrawal, card payments, etc. A day or more notification for a limit is fine. If this is not possible for a current account then one work around would be a savings account with a strict daily…
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HSBC Advance 1750 Minimum still applies
I recently set up the switch from Barclays to HSBC as Martin reported a £150 switch deal and HSBC had removed the minimum pay in per month of £1750. The paperwork has now arrived, and it has on it.... "We'd like to remind you that you'll need to pay in a minimum of £1750 into your account every month" I checked their FAQs…
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Starling Bank card on Apple Pay
Did anyone notice the card design has changed in Apple Pay? Now with newer logo! I loaded first the joint card and noticed it’s a darker shade of green. The personal account remains with the teal colour. I do like the colour differentiation. Easier to identify which card to use. card design remains unchanged in the app.
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New design of the NatWest Debit Mastercard in case anyone's interested
Just got the new card today and what do u guys think of this design?
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Nationwide Flex account travel insurance £750 monthly payment.
I've batted £750 between a Nationwide flex account and a Halifax current account for years to benefit from the travel insurance. As the Flex account travel insurance is no longer included is there a requirement or any other reason to keep funding either of these accounts with a minimum monthly amount? The Halifax account…
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Changing bank account whilst abroad and Metro Bank
Hello all: On phone typing so making initial message brief: Barclays Blue Rewards changing in April means that I will be looking to change banks. Problem is I work abroad. Can you open an account whilst abroad legally online? Also of all the banks that are rated as good for cash incentives and rewards etc, Metro Bank never…
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Trying to open a bank account but no ID
I'm trying to help my niece to open a bank account as we're trying to apply for Universal Credit for her and she needs a bank account to receive the payments. The problem is she has no ID. She's 30 and receives PIP because of a disability but that is paid into her mums account and all letters are addressed to her mum. She…
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HSBC £140 bonus not paid
Hello I'm looking for some help from Money Saving Expert, but the reply from MSE's email address has directed me to this forum. I applied to switch my bank account over from Lloyds to HSBC in August this year, using the switching bonus offer through MSE, of £140 at the time, and the switch was completed in September.…
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Best online banking via browser
Which bank has the best online banking interface?I am desperate to leave HSBC because the new app prevents me doing some v basic account management. I do not want my bank in my phone - feels inherently insecure to take it wherever I go rather than keep it safe at home.
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Bank account- inheritance money
Just a bit of background. We are going through probate, in the next couple of days the house will sell, once sold we will complete probate and close the administrators bank account, we (my sisters and I as executors) have each done a variation to the will so some of our inheritance will go to our children, only out of our…
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virgin credit cards - balance/amount you can use updates - heads-up
Be careful when using the 'amount you owe' and 'amount you can use' figures within the app. They can be misleading. My credit limit is £3000.00. 'Amount you owe' is showing = £1661.41, 'Amount you can use' = £1338.59 However, neither of these figures includes the transaction for £295.88 that I did yesterday. So, my actual…
