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123 - lite
Right! Application to change made. I can get a better return elsewhere than 0.6% minus fees.
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HSBC says it could charge for current accounts
https://www.bbc.co.uk/news/business-54700837 https://www.theguardian.com/business/2020/oct/27/hsbc-plans-cost-cuts-forecast-beating-results-bank-accounts No further details available, so it sounds like it's just an idea at the moment, not a definite proposal.
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Changing Bank A/c Details on GOV.uk
Hi All Went on to GOV.uk to change the details but I searched all over but there doesn't seem to be an option to do so, does anyone know how to do this presumably if it can't be done on line I'll have to call HMRC?
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Cheques via banking apps 'Photo'
Which banks allow you to deposit cheques via apps I know Halifax do but not sure about others Thanks for any help.
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Co op account under investigation
Hi all, I opened a Co op cashminder account a few months ago to use for spending money, all was going fine until the 24th September where I attempted to make a card payment which was declined, I telephoned customer services and was told my account was under investigation though they couldn't tell me why. This has been over…
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Payment sent to closed/switched bank account
Hello, I’m a bit stuck! My work sent a payment to an old bank account which I also did a bank account switch of around 4 years ago. I swapped from bank of Scotland to Santander through a current account switch but my work through a US bank sent the payment to my BOS account. BOS and Santander are both saying they can’t see…
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Halifax prize draw accounts
Halifax run a monthly prize draw where holders of certain account types (ISAs and savings etc) and have £5000 invested at the end of each month are entered into a monthly prize draw, there are 1603 prizes per month, but obviously interest rates are very low. I'm tempted top open an account but Halifax refuse to provide the…
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A third of Post Office ATMs to shut - MSE News
Almost a third of free-to-use ATMs at Post Office branches will be shut over the next 18 months, with around 600 set to close by March 2022... Read the full story: 'A third of Post Office ATMs to shut' Click reply below to discuss. If you haven’t already, join the forum to reply.
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Barclays credit card
Will keep this short, looking for reasons why barclays done this. credit limit £6400 for the last 8yrs, card is used once in a blue moon to keep it active make a £200 - £400 purchase and pay it off monthly always paying more than the minimum, so last month I made a £380 purchase (1st purchase this year) 2 weeks later i get…
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Instant notification.
Hi. I need another current account but I want one with instant notification of transactions. I used to have a Starling account when abroad that had these and my Halifax account also has them, however First Direct do not, nor does the Virgin account. Can anybody point in the the direction of other banks with instant…
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Cancelling ADirect Debit
My bank is about 50 miles from where I live now. I want to cancel a Direct Debit can you advise me if I can do this over the phone, by email or text. I would prefer the latter two as I’d have a record of the instruction
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Banking & Negative Interest Rates
What are your thoughts about the Banking system Interest Rates going into NEGATIVE Interest Rate? Plus the idea that Banks could go for 'BAIL-INS' if they were to get into trouble, like what happened to the banks in Crete?
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Joint account with someone with CCJ
Hi all, My partner has recently moved in with me and the plan is to buy a house together in the next couple of years. We are happy with the financial arrangement we have come to for our current living situation but the logistics of administering it are a bit messy. We have a joint fund for shopping, bills etc, but he holds…
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Sort code and AC number mix up
I recently transferred a sum of money from an NS&I account to what I thought was my current account with Santander. However, I only realised that I had made a mistake on the sort code when the money did not arrive after 3 days. At the time of setting up the designated account for NS&I, the incorrect sort code was listed as…
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Faster payment bank transfers, always 2 hours max ?
Hi , new to the forums so sorry if this question has been asked before . I’ll Keep it short . I have been regularly getting bank transfers into my online bank account (suitsme card) with no problems . Today I was expecting a transfer of just under £200 the sender banks with Yorkshire bank who are part of the faster payment…
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Nationwide - Start to Save - savings account?
I set this account up in March and have been successful with saving £100 every 4/weeks. I now have £700 saved which I'm very pleased about. Anybody else with the Start to Save account? Have you won the £100 draw yet. Apparently its every 1 in 67 who win, I have yet to win.
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Don't know where to start
Hi MSE I am 53 years old and in a bit of a mess financially. I will try and be as honest as possible in order to (hopefully) get some good advise. I have a good job with a salary of £58k. As I have a company car and salary sacrifice vehicle my take home pay is around £2600 I rent my home because I have previously been…
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Close Account after Cashback - HSBC
Can I close / switch account once I receive Cashback from HSBC Advance current Account? Is there any time limit to keep my account open?
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HSBC app not compatible with this device
I have my HSBC advance account set up on my computer and my Samsung tablet which I need to sign in on my computer, but I cannot download the HSBC app to my Nokia phone as Google Play store says it is not compatible with my phone, yet both my tablet and phone have Android 10 on them. Is there any work around to install the…
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Lloyds Bank Emails
Hi Hope its ok to ask this here.....I have received an email from Lloyds that includes the words "We noticed your Direct Debit arrangement with VODAFONE LTD increased recently." A previous email said "we notice you have not changed home insurance providers for many years". These come in the guise of helping to reduce…
