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Possible ‘loophole’ to double your interest?
Hi All, I’ve stumbled on an oddity that could possibly mean you could get interest paid twice on the same money in one day, let me explain .... I know that most if not all interest paying current accounts pay interest on the balance on closure of the banks working day. That’s why you get paid interest from the day you…
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Limit on switching?
Hi there, Me and my boyfriend are looking to switch our joint account to natwest. We're also looking to switch banks in our own individual accounts in the new year. Can anyone tell me if there is a limit on the number of switches you can do and the rewards you can get? Thanks!
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Bank Account for fundraising
All, I do a little fundraising each year, maybe £500 or so which then gets passed on to various charities. For a number of reasons I don't really like paying this money into my own account them pulling it back out again as it's not very visible and also I might confuse it with my own and spend it! I'd therefore like to set…
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Bank said their closing account
Someone I know has received a letter stating that his bank accounts with the bank are going to be closed within 2 months. He has a credit card with them with debt of 700 pounds. He basically had received a criminal conviction earlier this year and suspect the bank was contacted by the police to check his history. But he…
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HSBC online banking not working
In anticipation of the MSE news article - here's a thread for y'all. Hasn't been working for the past hour. If this was TSB then we would have seen a news article within 5 minutes.
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How can I set up direct debits for cashback?
I don't have any spare direct debits to use for my Halifax Reward and a couple of other accounts either. I need a minimum of two and have previously used Unicef for £1 and I think a dd to my Tesco savings account but I can't be sure as it was a while ago and for some reason, its not showing now. I can't think of any other…
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Setting up Standing order before bank card arrives
Is it possible to setup a Standing Order (Nationwide) before my bank card arrives? I forgot to update my ID when i moved, so there was a delay in setting up my account. As a result I won't have a bank card before my rent is due. thanks
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Held account long time but overdrawn
I’ve held a bank account a long time which kinda got forgot about after a house move and it carried a £40 unauthorised overdraft for nearly 2 years. I want to start using it or close it. Which will benefit my credit report more? Keep it due to age of account and keep it in good standing here on in, or close it and open up…
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Nationwide FlexPlus/FlexBasic Accounts
Hi guys new member here, I hold a FlexOne account I’ve had it for 2 and a half years I’ve today tried to apply for a FlexPlus account, I got refused but I got accepted for a FlexBasic account so I’ve opened this account to have this as an additional separate account with Nationwide just for savings. I was told by family…
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Weekend in Newcastle - How much?
Hope this in the right place!!! I'm off to Newcastle with my hubby on friday and was after a rough idea on spending money. We are driving up so have factored in a tank of petrol and the hotel is already paid for. I have saved £550 but really hoping we wont spend all of that, but want to go up not having to check the bank…
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Removing the facility for an unwarranted overdraft
I do not want the ability to go into an unwarranted overdraft. I've removed the overdraft facility on my account. I called up Nationwide today to ask them to remove the facility of an unwarranted overdraft and they said this was not possible, however I've don'e it with another bank before. Shouldn't' bank's have some kind…
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Santander text alerts
I have banked with Santander/Abbey for many years, and have always used the facility of text alerts to notify me of any payments over £50. Normally I have received these alerts during daytime hours, recently however, (since September), I have started receiving text alerts in the early hours, 2 and 3 am for example. I have…
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Which account?
Hi all, I will soon be selling my house, closing down all my current accounts and credit cards to start a fresh, I need a new bank account to start all over again with, but what ones the best? I don't want to pay a monthly fee really, literally just a bank account that I can pay into and spend in the shops and online with…
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New polymer £50 note to be launched - MSE News
The £50 note will stay part of UK currency with a new polymer design, the Treasury has announced...Read the full story: 'New polymer £50 note to be launched' Click reply below to discuss. If you haven’t already, join the forum to reply.
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Cheapest way to transfer 6000 euros into pounds
I've got roughly 6000 euros in an ABN AMRO account and wanted to know what the cheapest method of transferring it into a Barclays or Lloyds bank account would be. Thanks
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HSBC merge accounts
Good evening, I already have a credit card with HSBC, and recently applied for a advance current account (£200 deal :j ) The account is open, I have the card/pin etc. However unable to use online banking, apparently when opening my account they have assigned a new CIN (customer identification number) and they need to merge…
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Payment into closed account
After switching my bank account from Halifax to Nationwide using the switch service I have had a payment paid into my old closed Halifax account. I know payments are passed on to the new account but for how long does this arrangement last please? Thank you.
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Have M&S credit cad: possible to still switch to M&S bank curr. acct?
Just wondering whether it would still be possible to switch to the M&S current account and get the associated incentives, despite my having an M&S credit card? Thanks in advance Chloe
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Bank accounts with mobile insurance
Hi Thinking of switching to a bank account with included benefits (Nationwide the current most likely) such as travel and mobile insurance. All the accounts I've looked at have a clause which says they may replace a lost/stolen/damaged phone with a reconditioned one, possibly not even the same colour. Are there any…
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Paying £5k in £50 notes into Bank - will they ask questions?
I sold my car for cash to a private buyer. Silly me asked for cash. Mmmmm, didn't think that £5k in £50 notes might be an issue, and perhaps it won't be. I'm paying it into the bank tomorrow but was wondering if they might ask a few questions about where it came from. I can show them the advert but that's about it. Any…
