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What to do with Current Account earning no interest
Quick question - I currently have two BOS current accounts with DD's feeding into a Tesco Bank Account. I just have money in each account but interest on them has ended now and am wondering what to do next. My question is would I be able to switch to say First Direct with one of them to gain the £125 bonus and set up a…
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Changing banks
Hi i currently have a 1500 over draft which i am being charged a fortune every day and then monthly from lloyds. When i get paid i will come out of the overdraft but would like to then switch to a bank with a 1000/1500 overdraft with cheaper daily/monthly fees. Can anyone help or point me to the rightbank to speak too.
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HSBC foreign transfer GBP to HKD - costs and fees
Hi, I am investigating for a friend what the charges are to transfer from GBP to HKD from an HSBC savings account to an HSBC account in HK for the same person. It's for a large-ish sum as he's looking to retire. From the website it says that HSBC to HSBC foreign transfers are free. It says on MSE that it is only free for…
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HSBC Advance (switch) - negative experience
Hello there Just thought would give some advice to people considering switching to HSBC Advance to get £250 from their switching service. I'm not sure how others have fared with this, but I had problems from the beginning even getting the switch to work properly, then had continued problems with my account including: -…
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Dormant account closure
Hi all, I have recently found my childhood Abbey National savings account through the website mylostaccount. Although delighted that it was found, it has a grand total of just over 12 GBP. Obviously not a lot of cash, and as I now live abroad, it will cost me far more than 12 quid to make the transfer into my current…
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No longer a customer of a bank - correspondence still being received
Around 2 years ago, I have closed all products with Lloyds. 1-2 months ago, I received correspondence from them regarding updated T&C's of online banking. It is the first correspondence from them since closing my products with them. Why am I receiving correspondence/post from them, despite my accounts being closed a few…
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Best Bank Accounts Without Switching
Hey, I'm just wondering, does anyone know of any bank accounts which offer any incentives / benefits for opening an account without having to fully switch direct debits / income etc over from your current bank account (I.e. if you were looking to open a second current account). Most of the bank welcome offers I've seen on…
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Completely skint until payday - any options?
Hello Not sure im posting this in the right forum but here goes; I'm in full time employment, minimum wage, but what with paying for a relativess urgent issues at christmas, and still paying off bills from a previous home whilst on benefits, and paying this months rent, I have nothing in my bank account. In fact, its…
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TSB Classic Plus Direct Debits?
Hi guys, I'm just having a look at the accounts I've got in relation to Tescos ending the direct debit feature. I've got the TSB's Classic Plus account which pays 3%, but I'm not sure whether it still requires DD's? Looking at the T&Cs, I read that its for new accounts opened after 1 March 2017 that need DD's in order to…
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How many money bags do banks (HSBC specific) allow at once?
£200 in £2 coins £25 in 20ps & 50ps 12 bags I remember years and years ago Nationwide only allowed 5 bags at one time. May still be the same for them but wondered if anyone knew the limit with HSBC these days. It's actually for First Direct but i'm assuming you can pay in to HSBC no problem?
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hacked email fraud
Can losses due to a fraud be set off against your tax bill?
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Temporarily living in the USA
Hi I'm moving to the USA for 6 months this year. I will continue to be paid in GBP into my UK bank account. Does anyone have any advice on the most efficient way to spend whilst there? I have a Halifax Clarity credit card which is one option but may not be the most efficient way to convert for an extended period. Many…
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bank deposit error santander
So I deposited £1112 into my bank account on the 4th Jan by the clerk at the desks in the bank, she hand counted it and confirmed the amount multiple times. Deposited it and gave me a receipt which she signed, which I put it my bag without really looking at It (I know, my fault). I didn't have reason to check that account…
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Can I keep switching?
I had the same account with HSBC all my life and recently switched to TSB for the £130 incentive. I also set up an account with Lloyd's which I have now had for around a month. Can I switch from this account to Halifax for example for the £75 incentive and then switch straight from Halifax to First Direct? Thank you for…
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Switch join account?
Hi guys! Do you think I can switch to rewarding bank if I can move my joint account to another bank (balance ca 1000 GBP per month) Best Regards
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Outstanding debt when switching bank accounts
I'm switching to a different bank on the 10th but I have a fee for an overdraft coming out on the 13th. Does anyone know what happens in this situation? Obviously, I will pay it straight away but I don't want any damage to my credit rating. I have paid off the overdraft so the fee is only £2 but I also have a monthly fee…
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Tips to not live pay-to-pay
I get paid on the 5th working day of every month. I was wondering if there's any tips that would help me to not rely on the next pay day?
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Which bank feels the most dated?
NatWest feels very grotty when you're inside of a branch. Some of their branches even still have signs saying "National Westminster Bank". The fact that you have to take a receipt from their coin counting machines to the teller for the money to be credited to your account is a very dated method. A lot of Barclays branches…
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Ynab
Hi all Hoping for some guidance! Have had a search and can't find a dedicated topic so apologies if there is one. Trying to use this on the MAC for now as clearer than a phone. I've input the current amounts we have in my account, OHs account and our joint account. We each pay our share of everything into joint and that's…
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Possible to switch bank account if you have a loan
Hello, I have a small loan of £1,500 with NatWest for 15 months but would like to swap to HSBC. Is it possible to switch bank account if I have a personal loan? Thank you.
