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Random money transferred to my bank account
Hi, I wasn't too sure which section to post this in, but here it goes anyway..... I recently noticed a figure of around £2,000 put into my account that I wasn't expecting and certainly don't recognise where it's from (it's a random reference number). Now I've checked that this was not any wages or any other debt someone…
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7 Day Switching
Is it best to wait until most of your monthly DDs have been processed before hitting the switch button, or should the system pick them all up anyway?
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At what point do direct debits become active?
I'm switching to m&s which requires 2 active direct debits. I've just set up 2 for charities and the are showing on online banking but first payments won't go out until next week. Will these be deemed active or should I wait until first payments have gone out?
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Student account Loyds
Hi I'm finishing my degree in a few weeks and have a stduent account with a £1500 overdraft , which I had to use over my 4 year course for bills. Loyds say they convert my account to a graduate account automatically. What then happens to my overdraft ? The grad account comes with a £1500 overdraft too, is that used up with…
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Packaged bank account
Claim sent to NatWest settled today for £591 - didn't have to argue much one letter sent that's all - thank you Martin didn't even know I could reclaim it until I saw on your site :j
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Santander 123
hi all, What do you recommend with £20K available. Open Santander123 account to benefit from the 3% interested + cashbacks or; Put the amount into a fund in my pension pot. We do not want/need to use the money in the short-term (therefore inclined to go for the latter). Please share your opinion. thank you
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Contactless Cards Offline/Online ?
Hi All, Hoping for some advice please, I've had a look at similar threads but couldn't find the info needed. I've opened 2 new bank accounts recently, one being the Barclays Bank Account and the other is a Clydesdale Plus account. Neither accounts have overdrafts on them but they both have contactless technology. I used…
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Asked to confirm tax residency by my bank
I'm confused! I've received a letter from FirstDirect asking me to complete a "common reporting standards tax residency self-certification"form. I've always lived in the UK and don't have any accounts outside the UK! I have rung them and they were a bit vague. They said the form was going to all customers - not just me. Is…
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Banks that offer 'Savings Jars'?
Hi Just wondering if you might have any recommendations for a new bank account? I have a couple of accounts which always stay in credit (for specific reasons that won't change) and a couple which run an overdraft. Years ago, I know Intelligent Finance offered accounts which allowed you to offset against each other so…
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Any Club Lloyds account opening incentives?
Looking to open a Club Lloyds account. Anyone know of any cashback deals or recommend a friend schemes to get that little bit extra from opening one of these accounts? Thanks
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Barclays cheque clearance times
I've been a customer of Barclays for many years and used their online banking since it was introduced. Over time I've paid in many cheques, and as per mailing received from the bank years ago have been able to draw on them instantly, so long as I was happy they'd clear with no problems (ie from my Mum). They've always…
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Switching service - Apple Pay?
I switched my Natwest account over to Halifax recently using the switching service. My natwest account is now closed. Recently I used the London Underground and realised I didn't have an Oyster or any contactless cards on me. My only option was to use Apple Pay. The only card linked to my Apple Pay is the debit card for my…
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NatWest Silver Debit Card
Hi Current i work at a bar so get to see quite a few peoples different bank card designs. I know that NatWest has in the last year redesigned it's debit cards to a more modern look. I seen quite a few of the standard purple debit card and more exclusive black debit card. However the other day i purple and silver/white…
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How much to save
It's a while since I've been here but a lot has happened and now I need some more advice. We've taken the big step of releasing equity from the house via a lifetime mortgage (we had lots of excellent advice and talked to our kids about it and they've fully supported us). As a result we've been able to pay off our loan and…
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Current account
I would like to change my current account to an interest account. I have no direct debits, money is paid in regularly. Is there an account out there?
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Cashing a large US Dollar cheque in UK
I've received a life insurance payout from the US. A one-off cheque. My bank indicates it will take 6-8 weeks for it to travel back around the US before I get paid - assuming it doesn't get lost during this time. There must be a better way!?
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HSBC Closed account!
First off, apologies. I know as I type this I am going to have to rant. My (now) wife opened a HSBC account some 10 years ago. In September of 2015 it then became a joint account with myself as a precursor to getting a mortgage with them. Yesterday I tried to put some cash IN to this account and the card was withheld.…
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Cooperative Bank refusing to pay switch incentive
Cooperative Bank are refusing to pay me my 100 pounds switch incentive. Has anyone else had any problems? I switched to Cooperative Bank in late February because I saw their switch incentive offer listed on Martin's "Top Accounts With Free Switching Cash" page. They were offering 100 pounds to switch to them at the time…
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Barclays closed acc without explanation
I have been trying to move from Thinkmoney to Barclays Had the account open for a few weeks and received notification that the card is suspended. Went into the branch today to be told the account is being closed immediately. I am due to be paid in 2 days time and closed my old account (as I thought it was all going well) I…
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Can I open joint bank accounts remotely?
Hello, I want to maximize my savings interest and I want to open multiple bank accounts, joint with my parents. Is it possible to do that online? Ie. to send them photocopy of passport and bank statement and they send me a form to sign and send it back? Or they need all of us to go to the bank? Thanks.
