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Two Accounts ?
Hey all. Halfway through my debt relief order and I've managed to open up a basic HSBC account. Chuffed as it has Apple Pay comparability. I currently bank with Santander. My plan (to help me budget exactly where my money goes) is: 1) Salary credited into HSBC account 2) £££ Transferred to Santander account for bills (all…
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Quick sense check please :)
Hi all, I'd just like to ask a couple of questions regarding bank account switching. Make sure I'm not being thick (as usual). I currently have a First Direct current account which I use as my main billing account. I would like to stay with FD as they are generally very good! I also have a Santander 123 Current Account…
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Linking bank account to paypal
There are tons of articles highlighting that it is too risky to link your main current account to paypal. It is recommended to have another account (better with another bank) to keep your main fund and salary safe. I also asked this question, if you open multiple accounts, and it was strange to most people here. The only…
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Keeping my personal banking private
Post WITHDRAWN
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Account switching bonus minimum term
I've just got my £150 from First Direct and so was looking to do another switch but I'm worried that if I move to quickly then I might jeopardise my bonus. I can't see anything in the terms but to be honest I'm pretty poor at reading these documents and also a bit paranoid. Now I have my bonus am I free to move along or…
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Questions about current account switch
i have few questions, 1.can you get £150 from Yorkshire bank even if you already with them if u switch from another bank? 2.can i get another reward £125 from halifax if i already got it but on my other reward account?i have 2 reward accounts 3. when you open new current account just to use it to switch to another bank how…
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Rotating Money
Sorry if this is a ridiculous question but I am very new to this! I need to transfer a lump sum of money into my TSB Classic Plus account to continue to receive the interest but then transfer it back to my main account (as I need the money!) and I am just wondering how long the lump sum has to stay in the TSB account for…
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Overpaid by Employer
I started a new job in January - part time for 2 days a week. My contract states my salary and says that it is pro rata. I missed the first cut off for being paid in January so at the end of Feb I was paid for the first time. My pay was over double what I was expecting and I have worked it out to be what I should be paid…
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TSB £5 contactless payment
I used my contactless card in February 2016. I have just looked at my online statement and whilst my interest has been credited, there is no sign of the £5 for using my contactless card. Is this added later in the month? I looked on the TSB web site, but it just says the £5 will be added the following month.
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Co-Op rewards
Hi all I signed up a couple of months ago to the Co-op rewards programs. I have met everything they need for two months, 4 DDs (via Tesco bank), in/out of a £1000 (that's what I do) but login to the banking App/Website. No reward so far for March... When does it usual get applied to the account? G
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Safest account to receive payments from abroad?
we have a potential customer who is prepared to pay in advance for some of our products, and one of our team is extemely cautious. what sort of account details are safest to provide? we could provide Sort Code & Account Number or IBAN for a current account. or we could provide details of a Personal Savings Account? or even…
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How quickly can I replace a switching-sacrificed second Tesco current account?
Last October (2015) I opened two Tesco current accounts and deposited £3000 in each with the intention of using them as savings vehicles. No further deposits were made, no direct debits were set up and interest was moved out of them monthly. I have just used one of them as a "donor account" for a TSB Classic Plus account…
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Advice regarding financial ombudsman and Halifax packaged Bank account please
In January of last year I asked Halifax for a refund of my packaged bank account. It was completely unsuitable for my circumstances. I chased them repeatedly for a response, calling and going into branch. In October I finally recieved a response, denying the claim for my refund and suggesting that if I am unhappy that I…
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Virgin money
Hi I am looking at opening an ISA with Virgin Money. it would seem easier to operate it online and I was wondering about how I would log onto their online banking . I am used to the Santander and Lloyds online login and wondered if it was similar. Thanks
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Tax free savings allowance
Unfortunately I'm not currently in the UK and therefore not able to spend hours on the phone to HMRC (and wont be for another couple of weeks) but have somebody opening my post for me at home...... My Tax Coding has arrived and HMRC have kindly deducted £5000 from my coding, which if I'm right assumes they think I will…
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Opening new account, just moved house
Hi all! I'm new to MSE forums and hoping someone could help with a query I have. I've been moving accounts around intermittently over the last couple of years and collecting switch rewards. I have my sights on the Halifax £125 reward and keeping that account after switch to collect the £5 a month. My problem is that I've…
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Help with Halifax please :(
Hi guys, Please could I have some advice? I wrote to Halifax in 2011 as I was in financial difficulty (heavily pregnant and made redundant) and they agreed to refund a few charges. November last year I went back to them to complain about the rest of the fees they heaped on after me telling them I was in financial…
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Best Current Account interest rates for balance in excess of 100k?
Hi, As per the subject line, can anyone help please? Neither myself nor my other half are savvy in these matters and after doing a bit of research, I must admit to feeling a bit baffled so I thought I'd ask here and see if anyone can help. He's saving for a house and if the right house comes along he wants to have the…
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Student working in France
My student daughter is spending the summer working in France. She has a Santander student account. Can anyone advise the best way to handle her money in France? She will be paid in Uk pounds but will obviously need to pay for anything she needs in euros. Thanks in advance for any advice.
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MSE News: 'I made £800 switching bank again and again.'
We've published an updated version of this story today (8 Mar) but will leave this forum thread open... One MoneySaver made £800 just by switching bank account. Can you beat that?...Read the full story: ''I made £800 switching bank again and again.' Is this Britain's biggest bank tart?' Click reply below to discuss. If you…
