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Rejected M&S current account
So after reading the benefits M&S are offering for their current account i decided to try and switch...and failed. I'm quite new to banking in the terms of saving money... I've been on benefits for a couple of years now and recently found out i had been living off of half of what i was meant to be living on so had been…
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Clearing in 5 working days - terminology
Hi, I'm having a difference of opinion about what "5 working days to clear" actually means in practice. For instance, I paid a cheque into our Santander current account on Monday, and the cashier told me it would take 5 working days to clear. Naturally I counted Tuesday as day 1, so therefore inferred that it will clear on…
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Do i owe a bank before i switch
Hi! Can anyone tell me how my partner would go about finding out if he owes Halifax money from years ago (whether it be a credit card or overdraft) before he tries to switch to get the 100 pounds cash and £5 a month please? He isnt sure if he does!
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Checking account statements
One of my friends got a mortgage recently and told me that her mortgage adviser went through three months of bank statements with her, to see where she could save money. Together they highlighted all spending in either red, amber or green. Red was when money was spent uneccessarily, amber was where there was an opportunity…
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Thanks Santander
So we opened a few family accounts with Santander 123 great offer, or so we thought, now to be told account cost is no longer £2 per month they are now increasing the monthly cost to £5 per month, that's over 100% increase! Think it may be time to shop around for another account!!!
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BoS Vantage Account + Halifax Reward – Internal Transfers
Hi, I’ve recently opened 3 BoS accounts & a Halifax Reward account. Can anybody confirm that internal transfers, between the 4 accounts, would count towards the monthly amount; to qualify for interest/rewards?
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Budgeting a change in pay dates
I am currently employed and being paid weekly. I am in the market for a new job, and I understand that the majority of places prefer to pay monthly, and one job I am aiming for does indeed pay monthly. We live hand-to-mouth at the moment with my wages being the only current income - so a change from weekly to monthly is…
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Lloyds not waived £5 monthly fee
My Club Lloyds account has been charged the £5 monthly fee today as usual but the waived £5 monthly fee has not been applied. I have paid in the £1500 this month and had 2 separate DD`s in the month as usual. Has this happened to anyone else?
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Charges to Cancel Out of Date Cheque
Can anyone tell me if there is a charge to cancel an out of date cheque. A company that sent cheques to my old address are now saying that they will be charged to cancel the cheques and re-issue them, so in turn are passing the £20 each cheque fee onto me. I thought that they might not need to cancel a cheque that was out…
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Paying a Cheque to an RBS / Natwest bank account- No debit card though!
Paying a Cheque to an RBS / Natwest bank account- No card though! If paying in a cheque to a RBS current account, or Natwest current account, (at the bank, with the cashier) but don't have the debit cards of bank accounts - but have the Account sort code and account number then can they cash in the cheque with just the…
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Paypal and direct debits
I want to use paypal as a direct debit to qualify for the £5 you can get with a halifax reward account. Do I need a new paypal account to do this or can I add the halifax account to my existing paypal account?
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Halifax and Bankruptcy
Hi, I've applied to Halifax to switch my account and been approved. BUT when I go to the terms and conditions it asks me to confirm that I've never been bankrupt. Is this usual? I have been bankrupt so clearly I can't confirm that and will have to let the account go but wondered if this was a new thing. Seems a bit strange…
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Barclays Blue - No Reward this month ?
Hi, I have had the Barclays Blue reward every month since I joined, but this month nothing, had 3 Direct Debits go out last month and more than the require amount of funding, but no reward this month and no fee was taken either. I don't want to phone them if it is happening to anyone else as well as it might just be a…
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Interest on Tesco Current account
Set up and fully funded my first Tesco C/A on the 30/10/15, today I had my first amount of interest credited. Set up and fully funded my second Tesco C/A on the 2/11/15 but as yet no interest. Is the interest payment date linked to the date the account was opened or should I have received interest on my second account as…
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question about faster payment
hello, i was just wondering whether a bank that sends a faster payment to a bank that doesnt support it would take longer to process? and what date would the receiving bank show? the date the bank sent it or the date it was received? regards Simba-ali
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Closed Halifax and then reopening
Hi, I have just switched my Halifax account to M&S to get the £100 voucher. Its been accepted and opened. Now, wondering if I can now open a NEW halifax reward account as a new customer having left them and switch my M&S back to a Halifax reward account? Can I? Will I get the reward from Halifax?
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Halifax Help 2 Buy Isa - Money transfer gone wrong
Today I opened a Help to Buy ISA with Halifax online, and at the end of the process, opted to transfer £1200 from my Santander account. This is where everything went tits up. The transaction failed, but after logging in to my Santander account, I noticed that the 1200 is missing from my account (or rather, it is…
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Can't get a bank account anywhere
After a failed self employed business I was left with a lot of debt I could not pay and in turn several defaults, a CCJ and a terrible credit rating. I'm currently unemployed due to disability and receiving benefits on a Post Office Card Account. I have been trying for the past two years to get a bank account - just a…
