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Compulsory account maintenance charge
I've had a current account with a Spanish bank called BBVA for over 5 years now. The current account was opened in conjunction with a secured loan which I took out to fund a pilot training course I took. I have another 5 years or so to finish my payments. I pay into my BBVA current account at which point they then take the…
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Direct debit to Wrong mortgage...
Hi everyone, This is my first post so please excuse me if its in the wrong area. Basically, spoke to Nationwide 3 weeks ago, got them to set up a new direct debit from my New NW current account for my NW mortgage. I didn't know my mortgage number so the lady found it by my address etc. Checked my account Friday and they've…
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Account blocked from receiving SEPA payments?
Hey everyone I'm a free lancer operating as a sole trader within the UK and have a business account (Sole Trader Account) with HSBC. I recently asked an EU customer to pay an invoice by bank transfer (SEPA), and after a week of waiting for it to arrive, he contacted his bank and they informed him the payment was being held…
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More than 1 student bank account?
Hello. Is it possible to have more than 1 student bank account open (at different banks) at the same time? I can't seem to find anything in my Halifax student account terms and conditions that says otherwise. As long as a shuffle money between the two via online banking, there shouldn't be a problem right?
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Need a € bank account with fair exchange!
I have € in a skrill(moneybookers) account (poker winnings) that I need to withdraw but I'd like to do so without incurring skrills insane exchange fees. If I were to cashout directly from skrill to my bank account in GBP they would charge me 3% extra on the exchange rate, which by my understanding is daylight robbery. I'm…
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UK Branch Office Bank Acct
Hi, Not sure if this is the right place to ask this but here goes. We are a UK Branch of an overseas company and for all extents and purposes a cost center not a revenue generator in UK. Does anyone know who I can approach to open a bank acct. as I need to have DD's paid from a UK acct not an overseas one. Have tried…
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How did First Direct come first in MSE polls?
Hello, I have recently gone through the painful process of switching my current account from NatWest to First Direct, lured by their £150 joining bonus, and the rave reviews they always seem to get on this site. The general rubbishness of First Direct has prompted me to write this message, just mulling over the question…
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Old Halifax account
I had a letter in July I didnt do anything about! My own fault I know. Telling me I had some money in an account i have not used for 15 years. I should have responded but for various reasons I didnt. Now they have transferred my money to The Reclaim Fund. They directed my to a website lostmyaccount.ord.uk. But the form to…
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Switching bank accounts
Just a quick question, I have had a Halifax Reward account that pays £5/month for last 3 years. I was thinking of switching to another account that pays a bonus. What I want to know is, if I wanted to go back to having the halifax account, if I switched back in a year or so, could I still do this and get the £5/month…
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Account Charges after 7 day switch... HELP
Hi, hoping this is an appropriate place to post this as it is my first post. I recently switch bank from BOS to Santander. All went well and all my DD's etc moved over as promised all within the time frame. Strangely however I have recently received a letter from the BOS relating to a charge made from "ASDA SUPERSTORE" on…
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Metro Bank?
Hi Guys, I am interested in the Metro 18 month fixed bond at 2.4%. My Close Brothers expires in a few weeks time, and their best 2 yr is 2.2%, to roll over. However, Metro insist a linked A/c (theirs) is opened to comply.? Anyone had any dealings with them? Any feedback appreciated. It will have £75k in eventually, so…
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Switching
Hello. I have two bank accounts - a Lloyds classical account, and a Halifax Student account. The Lloyds open I opened last week online. The student account I opened in 2013. I have £5000 in savings. My questions are as follows: Could I switch Lloyds Classic account to a Halifax Reward account, and receive the £100…
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Bank Account Postal/care of Address
I would like to open a new bank account online but I do not wish for any correspondence relating to the account to go to my home address. Is it possible to state this to the bank or can an account be opened as a "care of" address please? Anyone know??
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How do you get the Tesco current account switch bonus?
Hi, was wondering how we get the bonus? I heard there was 100,00 Tesco points for a switch.
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2 questions: ID/best time to open
So,after posting yesterday,I spent alot of the afternoon reading threads on here about different accounts and cycling money through them. I would like to open the Halifax Reward current account. I was wondering what actually happens when you apply online?Does there come a point where they ask you to produce ID at a branch…
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Now four high street banks hit - dm
They can't all be customer error.
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Question for multiple current account holders
I have just embarked on opening a few extra current accounts to take advantage of the better interest rates and working out the best way of funding these to fulfil the criteria. Do most of you who have multiple current accounts do manual transfers or standing orders. If you do standing orders how long does it take to show…
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switching
Hello everyone,first post but an avid reader.I recently opened a new tsb club plus ,I'm hoping to get the £125 bonus but I don't want to close my natwest current account.I want however to close my halifax as its only a cash account with a visa electron. My question is can I do this or they only allow current account…
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Bank cards that update statements the fastest
Hi all, I've been getting into budgeting recently and I love my Amex Credit Card, and not for any of the usual reasons (e.g. cash back, rewards). It's because the card is extremely fast to update the statement after a transactions! When I get home in the evening I can filter through the pending transactions and double…
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Do I have to close both my accounts to switch?
I am looking at opening a Halifax Reward current account.At the moment I have current account and a savings account with Natwest. I was wondering if I need to close both these accounts?I looked on Halifax website,and it says you need to "transfer and close your old account". Due to payments that are received into the…
