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Barclays Cash Card - Possibly refused?
Hi guys, Basically I'm trying to set up an additional bank account (the very basic Barclays Cash Card - I already have a HSBC current account) which I can use simply for standing orders / gas bills etc... I've been in contact with Barclays and I've got an appointment on Saturday but one of the first questions was: "Do you…
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Amount in account
I think I am correct in thinking that if you have money in a bank account the govt will cover loss up to £85k for an individual if something dreadful was to happen to the bank. I currently have more than this with Lloyds TSB and was wondering if it was wise to transfer some of it to another bank. I have been told that as…
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How many current accounts do you have?
Hi All, I'm really just pondering if I should close some accounts, or if there are any benefits to keeping them open. How many do you have? Here are mine: Santander Current Account - use it for moving money around as it's set up. If close, need to spend 5mins inputting bank details for payments via another account. Don't…
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Natwest e-savings account.
Hi. I already have a Natwest Cash ISA and Natwest Basic Account. I am thinking about opening an e-savings account. I am jut wondering if having a bad credit rating would effect my eligability to open this account? Or is it the same as in ISA, in regards to the fact that your credit score doesnt matter as you are not…
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Best account feeder method sought
I want to hold 5k in an interest paying account and pay this amount regularly (monthly) to my current account over each year. At the year end I will cash an existing fixed rate savings account and do the same. The 5k will obviously diminish through the year, so what account would pay best in these circumstances? I had…
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Halifax - do they allow you to pay several bags of coins to current account?
Just wondered if anyone has tried to pay in several bags of coins to their current account recently...? I have about £400 of £1 and £2 coins that I'd like to pay into mine but I don't want to lug them into town just to be told they won't accept them. I tried to pay some into a Nationwide account a while back and they…
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Online Banking
Can anyone please suggest or recommend an online bank account for British citizens who are non-UK residents
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Lloyds TSB lost a customer this week
I opened a current account with Lloyds Bank in 1990. They handled my student account, forgave my overdrafts and were patient waiting for my first wages. I could visit any local branch or phone them and sort out any issues. Yesterday they blocked an online payment from my debit card on my current account. It was to a…
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Bank payment sent to wrong account - what next?
Hi, I made a bank payment to someone, but it hadn't reached their account. On checking the details, it seems that I've had a stupid moment and put the wrong bank account number (2 digits round the wrong way). I'm on hold to my bank at the moment, but wondered if anyone on here knew if I can get that money back at all and…
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halifax reward account
Sure this has already been asked - but cant find the thread - does the £1000 have to be new money? We have a joint account thinking of opening single ones - does anyone already have the 3 and can you just move from one to the other. I used to be able to do this with my old santander accounts
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Halifax £1 A DAY O'd and timescales
Hi there i had dds that put me into my overdraft this morning but have transferred money in at 7.45am to cover them. Internet banking shows the running balance as me being in my overdraft, will i be charged the £1 for this even though the money was put in first thing in the morning after the dds came out the same day Do…
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Faster payment arrived late - which bank is at fault?
Hi I requested a withdrawal from a West Brom savings account on sunday the 4th March to leave the account on the 5th to my linked account with Lloyds. West Brom shows the money debited on the 5th - the money did not hit my Lloyds current account until the 6th! It appears on my Lloyds statement as a FPI. I thought FP was…
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Sky direct debit
Hi all, just wondering if anyone has any ideas about this as I'm stumped. My direct debit for Sky was due on the 3rd of March. Due to the 3rd being a Saturday, it should have come out yesterday. It showed on my online banking as being paid on 5th March, and my Sky bill showed the payment being received....but yet the money…
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UK Bank Account in Jersey
I've been offered a job in Jersey to start within the next few months and was wondering what the situation might be with my UK Bank Account. I currently have a current account with Halifax with a decent-sized overdraft. Moving to Jersey would obviously mean I'd not be UK-resident. Would anyone be able to advise if I'd be…
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Using card abroad query
Next month i will be off to India and Nepal for 3 weeks. As you cant take currency into the country and have to exchange it there, i will need to use my debit card for the Indian and Nepalese currency. Also due to being away for 3 week i will need to pay for things on my card, as id rather do that than take all that money…
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How quick do co-op pay out their £100 for joining bonus?
I can't stand their online banking system at all - it's worse than first direct! I'm only hanging on as i've not yet been paid out the £100. Yes, that's £100, not the £200 that had a long thread on it a while ago. I joined via some "infinity" i think it was link to do with Britannia & Stoke City FC. I've met their…
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opening a basic bank account
Hope this helps anyone. My credit rating is very grim and sends most pc searches into meltdown. My own useless santander could not allow me to transfer my paypal to my account. I surfed for alternatives and found a 'bank account' without checks of any sort could do this and all for 12.50 a month. I came to Martin Lewis MSE…
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Replacement card security code question…
Hi all, I recently had to replace my Halifax bank card and my mobile phone service provider (giffgaff) have somehow cocked-up my online payment card details. I managed to enter the new card details and make a payment once using the new card, but when making a subsequent payment I noticed (after completion) that it had…
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Bank Application Help.
Hi I am UK citizen from birth and have been working in Greece for the last three years, employed by a Greek company. To cut a long story short I am now trying to finalise a job offer from a UK company but they want proof of UK address & UK Bank account. My problem is that my account with HSBC was closed due to it being…
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Halifax URCA
Hello, Do Halifax Ultimate Reward accounts incur the £15 per month charge in arrears? I ask because I wish to close mine and would like to know if I would owe them money or them owe me for a closure part way through the month. Many Thanks.