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Co-op "forgot" to issue new debit card
I had problems using my debit card attached to my Cashminder account, despite there being sufficient funds in the account. After calling the Co-op and their staff looking into the matter, it transpired that my debit card expired at the end of February and they did not issue a replacement card. I have now been issued a new…
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Anyone have photos of their Metro Bank debit card?
Curious to see what it looks like in real life. Would go for the N&P if this one's ugly.
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Authorization Hold Times
Hello, I would be really greatful if someone could clear this up for me. I made a purchase on amazon for around £1000 but when I changed the delivery type it change my card back to the default which is my debit card with Bank of Scotland. As soon as I made the transaction I realized what happened and spoke to an advisor,…
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Mad panic to arrange an isa
Hi I have just realised that I have not sorted my ISA out for this year and obviously time is runnning out!!! Any one know what the best deal is for say a 3 or 4 yr fixed? Thanks
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pressing charges on girlfriend for fraud
I had fraud on my bank account from an online casino that ironically i've had an account with for around 12 months and used quite heavily. Several transactions over about 6 days debited my account a few months ago totalling around £25,000 (most of my savings) which was not me. They were verified by visa transactions and I…
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How long until Barclays give me Contactless ?
In January I switched to Barclays and the guy that set up my account said that I could only get a Electronic card and not a fully authorised one, due to just joining the bank and having no history with them. He said just keep your account in credit and you should be able to get one later on. Three months on I've kept my…
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First Direct and Halifax Current Account
Hi, Thinking about switching from Halifax reward account to First Direct account with the £100 switch incentive. I dont really want to lose the £5 per month in the Halifax account, has anybody switched and kept the account live by transfering £1000 a month from the new account (in this case First Direct) to Halifax? I'd be…
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Bad Debt
Just wondering had bad debt in the past, credit files seems to say them debts were settled, could a bank i've defaulted on say BOS take funds from my new Nationwide bank account to pay them.
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Infuriated by Lloyds AGAIN!
Hi all I have been a lurker on here a long time and having experienced the latest saga in my relationship with Lloyds bank feel like I need a bit of a rant. Having received a letter from Lloyds addressed to the wrong number in my road the other day (kindly forwarded on after the house owner established where I lived) I…
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how much shall I pay to get a solicitor to witness an affidavit?
I dont know if this thread is in the right place I have been asked to make a witness statement that needs an affidavit to be signed by a solicitor Can someone give me some idea of what I should pay the solicitor for this? thanks
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will my card be refused if there's no money in it?
Hi, I have a gold account with Lloyds tsb and no overdraft but im wondering, if it was an emergency, if I went into a shop with no money in my bank account would it work?
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Very strange letter from my bank today
I got a strange letter from my bank today- Barclays. It was on Barclays stationery with heading as from my local branch (near London) where I have a joint account with my husband which contains a modest sum. But then there was a second heading just below that which said (Personal Banking Leicester). It was stuck up with…
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Instant bank transfers?
Somebody sent me a bank transfer from their Barclays current account on Monday. It didn't hit my Lloyds current account until this morning. I thought all bank transfers within the UK were Faster Payment now???
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Norwich & Peterborough Gold Light
Hello all, I am considering opening a Gold Light account with N&P - the free usage abroad has won me over - and was wondering if this account requires a credit check, or if it is similar to Halifax Easycash, etc. which don't? Cheers
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Overdraft interest charges
My cousin has an overdraft with Lloyds TSB but is changing her account to the Halifax and has yet still to clear her overdraft. She is paying some money into the account to pay off the overdraft but is there a way she can stop the charges/interest on the overdraft until it is paid off.
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Why wont people use their local Building Society when they can get a full account?
I dont know why people wont use thier local building societies complain they cant get a proper current account and so either end up just using a paid for account or dont bother with one. I know a lot of the smaller ones dont offer cards/direct debits, but what is what with having a passbook If you have had problems…
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First Direct or Smile?
I am looking to change my current account from Santander to either First Direct or Smile due to the high charges from Santander. Whats the general opinions of these 2 banks? Thanks in advance.
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Lloyds Online Banking Problem ?
Since last night I have had the correct balance shown but no transactions for today, but when I phone up the automated phone service the transactions for today are listed !. Is anyone else having this problem.
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Paid off debt but still can't get current account
Help please? Last month my debt of about £16k was paid off in a lump sum having previously been in a debt management plan. I currently only have a pre-paid card account and desperately looking to get a normal current account so that I can start building up my credit score. I applied for a Nationwide account and have been…
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Any instant access accounts offering above 3.5%?
Apart from the Santander Preferred C/A - as i have the maximum of 2 (besides, they look to have been pulled now)? I know i can click the "banking saving" link above, but as with the ISAs, i've found it can be out of date (the best 1yr fixed isn't even listed). I'm looking at getting my money earning maximum interest within…
