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Halifax closure policy
Hi Can anybody tell me why halifax refuse to close my current account over the phone. I dont seem to be getting anywhere with them:think: They told me it was a Lloyds policy and beyond there control? However Lloyds confirmed to me that there current accounts can be closed over the phone as long as there is no outstanding…
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Best Student bank account?
Thinking about university.
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HSBC Early Bird Student bank account?
Is it worth applying on my 17th birthday or are there better student bank accounts- a friend informed me- apparently its a good one- but is it really?
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08000304909 - hsbc?
Had a call from this number today to my mobile - very difficult to understand (sounded like a strong foreign accent). Had three attempts to tell me where she was calling from (I think she was trying to say HSBC), and then asked me to confirm my address and date of birth before she would state the reason for the call. I…
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Rbc Royal Bank online banking help
i have rbc royal bank online account. but i can not sign in Rbc website. but all password is correct. whats happen ? please help me. tnx :j
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Bank charges & interest taken out on a Saturday - is that right?
I think the rules must have changed recently and I haven't been paying enough attention. Recently my bank charges and debit interest were taken out on a Saturday, resulting in my account being overdrawn for two calendar days (which will incur another set of charges!). As Saturday is not a banking day - are banks allowed to…
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Retired and need second current account
I'm newly retired but I won't be taking my NHS pension for a couple of years. At the moment my only 'income' is a tiny free-standing AVC pension. I'm going to be living off my 'Rainy Day' savings until I choose to take my pension. I have a miniscule mortgage, jointly with my partner and no debts. Essentially I'm solvent…
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Help with choosing an Australian Bank Account
Hi Guys, I am moving to Western Australia for an assignment with work and I need to get myself sorted with a bank account. From what I have looked into it is a tad different than in the UK. I was hoping some one could advise me on the best account. Thanks for any help James.
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Details needed to close bank account?
I've had a dormant account with Santander for a while now, and it keeps getting charged a £5/month fee. I did phone up to try and get it cancelled but they said it needs to be done in writing. Has anyone got a list of info I'd need to put in? Would a simple list of the sort code and account number be good enough or do you…
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bansols 888 ltd? heard of them
Has anybody heard of this company? know what they do? Had a payment of £18.73 on my HSBC account and im trying to rack my brain about what its for before I go screaming fraud to the bank. Google comes up with some solicitor firm, along with a guest house. On my statement it says 20 jan BANSOLS 888 LTD CORNWALL £18.73 Now I…
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Santander upping OD fees by 50%
Urgghhhhh Read my 'changes to charges and fees' letter the other day. They're going to charge 15quid a month instead of 7.50 every month for a 450 over draft. Bl%%dy silly how come they can do justify that?
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unauthorised overdraft bank charges
Hello, Can you tell me where i stand with unauthorised overdraft fees, my brother has a account with HSBC and they have charged him £150 for being in his overdraft over christmas as he doesnt have one set up. This to me sounds harsh as because of this charge and him being self employed he will be back in his overdraft…
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Reducing OD
Hey all, Just a quickie; What do I need to do to reduce a Natwest OD on the joint and OH’s accounts? We don’t need £25k in overdrafts anymore, and with £5k on my HSBC Premier, we were looking at a similar amount on OH’s (from £14k) and £2.5k (From £6k) on Joint, bringing the total to £12.5k Can I pop into a branch…
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Santander Premier Account
Hey, I'm looking at upgrading my Current Santander account to a Premier as I think a lot of the benefits would be of use to me. One question I have though is - do you get a different debit card other than the standard red one? Thanks in advance Colin
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Santander Preffered Account.
We are in the process of changing over to the above product. It says that the £200.00 is paid into our new account after 14 weeks of opening the account. Is it at this time we can move accounts again or is there a longer period that you have to stay with Santander? Also how long does the £1000 have to stay in your account…
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Halifax withdrawing Overdraft
Had a letter from Halifax saying that from next month our £2000 overdraft will be withdrawn. Its a join acount and both mine and my husbands wages get paid into the account. We are not currently in the overdraft. We sometimes go into the overdraft by a few pound close to payday. For example last month we went overdrawn by…
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Best Bank for a Joint Account - Civil Partnership
Hello all, My partner and I are thinking of getting into a civil partnership. We were wondering whether anyone would be able to suggest which bank we should go for to set up a joint account? We were thinking of Natwest...not sure whether they are good, and people around us don't have a clue either. Thanks very much for…
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Will standing order clear in time for debits to come out
Hopefully a nice simple question. I want to set up a standing order that takes money from my account and puts it into my joint account (transferring from Natwest to Nationwide). I get paid on the last working day of the month, so I'd like to setup my standing order to come out on the 1st of each month. However, some of my…
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How much do you think Halifax want to keep me as a customer?
Hello, I currently have a joint account with the missus where both our salaries are paid in and all our direct debits are taken from. It's the Reward Current Account from Halifax where we get £5 per month. It was opened around 3 years ago. I've seen now that they are offering new customers £100 to switch to this account. I…
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Halifax keep palming me off every time I try close my account?!
I'm 17 and have an unused Cardcash account with them. I have £1 sitting in there since July 11 and it's been untouched. Went into my local branch to close it and they said I had to phone up to close the account. I did that. They turned around and said to me, twice that I have to go in branch to close that account. They…