-
Cahoot & Faster Payments
Recently had an email from Cahoot regarding the faster payments scheme which they have just signed up to. Testing this out, I transferred a small amount to my Santander acc. at 11.45am -expecting it to be transferred immediately, as set out in their email. However, by 3pm it had still not arrived, & I sent off a query to…
-
odd question re childs account
a few months ago i took my 13 year old son into the Bank of Scotland to open a childs account, on one of my only days off, a Saturday morning. I took in his passport and birth certificate. A staff member asked if she could help, we sat down, filled in the form and my son signed it while she photocopied the ID. Anyway then,…
-
Lloyds Tsb Hassle- Help needed over old account
Hello Everyone Im a little frustrated because fo lloyds Tsb and there two reasons i need help with or some advice Back in 2005-06 Spring time i opened a basic current account. which i ran for over 12-14 months before realising i could at that present time get a better deal-So after some humming and ahah from the bank i…
-
Ulster Bank - what's the difference in a Service card & a Debit card?
What is the difference in an Ulster Bank service card and an Ulster Bank debit card? I did look at their website and it states the following for both cards, "- Pay for goods and services at home, abroad and online. - Withdraw cash at ATMs at home and abroad."
-
First Direct are now on Twitter
For anyone that's with First Direct or thinking of going with them you can now tweet them @firstdirecthelp and they are available 24/7/365 on twitter. From Their Facebook page: https://www.facebook.com/firstdirect/posts/278752585522866 https://twitter.com/#!/firstdirecthelp They already had twitter (@first_direct) but…
-
Keep getting charged!
Hi all! I have a standard free bank account with HSBC. Now, I like to keep my money organised, and I used online banking to do this. However, I feel that there is a lack of organisation tools to seperate money into different categories/budgets. To combat this, I set up two saver accounts, one that I store all the money I…
-
HSBC o/draft charges
Hi Sorry you have been probably been asked this a million times, but I've been scouring the forum and trying to get the answers I need, but a lot of the posts are over a year old, and want to make sure I'm on the right track. My friends have just been told by HSBC that they have been Over drawn for the last 2 months, and…
-
O/s wages to be paid into UK bank account
I've recently had the good fortune to be offered a regular recurrent contract in Switzerland. Each job will last only a month or so, and a lot of my expenses are paid whilst I'm there, so I will want to bring all of my wages back home. I'm wondering if I should just get them paid into my usual current account, and take my…
-
Nationwide - overdraft fee?
Hello Relatively new here so :wave: I'm just checking my online statements and have noticed I've been charged by Nationwide for an 'Unauth Overdraft Fee'. I'm just a bit confused because I have an agreed overdraft with them which I haven't exceeded so where does the unauthorised bit come from?! They also charge me interest…
-
Scam Payment Reversal Question
Hi all! First post so thanks for dropping in :) Anyway, my elderly dad (bless him) has been scammed by an offshore company to the tune of £168.00. In a nutshell he bought some diet pills, not for weight loss more to do with internal cleansing shall we say. Anyway, he bought and paid for a free sample which he tells me he…
-
Budgeting Question
I've made myself a budget but I struggle to stick to it each month. Something always crops up. Can anyone offer me any advice on how to budget better and the ways you use so I can see if there is a better way for me to budget?
-
urgent advice needed re natwest
hello, Needing some advice on natwest bank accounts that my parents hold. Sorry if i waffle a bit only trying to explain as i understand what they have told me, here goes, My parents hold a business a/c in joint names and my mum has a personel account in her own. Due to my dad's poor management of his business a/c they…
-
Transferring funds from O/S help
Hi there, I'm looking for some general advice re the following: Due to a sudden death in my family recently, I'm in receipt of an inheritance in France. I have a bank account there where this money has been deposited in Euros. I was wondering what my best option was in terms of transferring the funds from the account there…
-
Online Banking and Overdrafts
I am with Lloydstsb and it get me mad :mad: , because you can increase your overdraft with them online, yet you have to ring them up or go in to see them to reduce your overdraft. It is me, or is this very bad practice? Does any other bank do it? I actually think it is outrageous and makes it harder to pay back debt. Is…
-
What would you like to have from your bank?
I thought I'd attempt to start a thread finding out what people would like from their bank as in services provided and not just free cash. obviously ill start 1. Manage my money for me, if I have £1,000 in account 'a' and £6 in account 'b' and a direct debit is due out of account 'b' for £7 auto transfer £1 from account…
-
Santander - switch to Preferred account for £300
Hi I don't consider myself to be a stupid person who overlooks obvious criteria, but I've been declined for the Santander £300 cashback for opening an account with them (we have a savings a/c & mortgage with them) and need some help. I applied at the end of September through Quidco for an additional £45 which I've already…
-
BACS Transfer Question
Long story short payroll sent my wages to my account that doesn't require a roll number but for some reason they supplied one anyway due to admin error, will it still reach my account as long as the account number and sort code are correct or will it sit in a suspense account? if it helps my bank account is with…
-
Paying a Lloyds cheque into Halifax
Probably a stupid question and imagine it follows the usual 2-4-6 process cheques take but as Halifax and Lloyds are both RBS was wondering if it went through quicker, have a cheque from Lloyds for £20,000 to pay into my Halifax this afternoon Does special presentation make it quicker if not?
-
Barclays Premier Life Account - Black Card ?
Hi, I was on the Barclays website and was reading up about the Premier Life Current Account, with a view to switching (As Clydsdale Bank are useless). It says on the website "Black Premier contactless debit card, to make payments easier and faster (subject status)". Now this sounds strange to me that Barclays want to do,…
-
HSBC secure key
I can understand why HSBC have introduced such a device, however what is the harm in them allowing people to login without it, but require it when making any changes, payments etc... In the very unlikely event someone gets into my online banking, the worst they could do is view my bank balance. Am I missing something...?
