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Bank calls you and asks for security
Banks and loan companies have started a practice recently where they call you up and ask you for security info. This might be prompted to discuss anything including if you just tried to make a payment and had it rejected. This is ridiculous. Ask them to prove who they are. Give them a password for them to use when they…
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If I should die early ...
Hello everybody, Recently divorced - new Will arranged, death in service sorted, new mortgage in my name only, but ... concerned that should I depart this world early my adult children will need to sort funeral payments, utility bills etc. Considering changing my accounts/savings into joint names with one of my children to…
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Halifax Switching Service
Hi, Hopefully a very basic query. I'm thinking of taking advantage of the latest incentive Halifax have to switch my current account to them. My only concern is over my salary. I'm not entirely confident that between Halifax's switching team and my employer that something couldn't go wrong :undecided My question really is…
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Santander Rewards Current Account
Firstly please forgive me but I am absolutely maths dyslexic! However, I recently came into a little money and I had a normal Santander current account (I was in the preferred overdraft rate but at the moment thankfully don't need to use the facility), so I asked to change it to an interest paying account, so they offered…
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Are people with gold/platinum/private accounts rich?
Hi, I remember, many years ago now, that certain groups in society had the "privilege" of private banking. It was really a case of "us and them" with ordinary people probably not being so welcome (unless they suddenly found great wealth) although thankfully, this so-called "class" divide now appears to have broken down a…
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awaiting to get refund from barclays
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getting wages paid to account of companies choice???
hi all, i currently work for a bank and as such have to have my wage paid into that bank's 'staff' account. am having a few problems with this account and how members of 'staff' are actually treated. over a barrel in a sense! can the company enforce this rule or is there a way i can get them to pay me by cheque or into…
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Bank Accounts for Travellers
Good morning, I know this has probably been asked hundreds of times but things change so often along with terms & conditions that I thought I'd see if anyone has any advice to offer. My son - 21 year old - worked since leaving school - is off travelling in May/June this year. He has always banked with Nationwide, never had…
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santander system crash
Hi sitting in.santander trying.to withdraw cash over.the counter but apparently the whole countries system has crashed so they can't do anything. drives.me.mad this lot.
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Limited income bank account
I am a stay at home mum, with an income of £150 pm going into my account. Im currently with Santander and ecently have been gong slightly over drawn for a few days but the charges are huge. Can anyone advise me on the best account for someone in my position with a vry limited income, as am finding it confusing! Thankyou I…
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First Direct.....
Hello, Just used my account for the first time, been looking foward to having this account etc. But....... Having made a purchase and withdrawing money yesterday, I have just gone onto online banking (which is not that great!) and although the withdrawal is there, the purchase hasn't been earmarked, so I dont have a true…
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Bank put money in my account & now asking for it to be paid back. What do i do?
Hi I wanted to remortgage with Barclays & paid the £499 fee etc. But when the house valuation came back, the valued it much lower than i thought. So i cancelled the remortgage & asked for my money back. Mortagage adviser said it would be in my account within 7-10 days. So i waited about 12 days & no money appeared, so rang…
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Who is the second worst?
The general concensus on this forum seems to be that Santander are the worst bank by a country mile. Although I have no first hand experience of their service it seems reasonable to assume that so many people cannot be wrong. It would be interesting to know which bank the readers think is second worst. My money is on the…
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Urgent - Help needed with Swift Credit bailiffs
Hi guys, I've posted this in the Debt Free Wannabe forum also, as I'm usure where to post this. Sorry! Hi all, Apologies if this isn't in the right place - wasn't sure where to post. I desperately need help with bailiffs who are threatening to force entry to my home on Monday. I first recieved a letter from Swift Credit…
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Natwest cheque payment not showing Help Please
Hi we paid 2 cheques into natwest bank over the counter on Tuesday. We have the receipt. These payments are not showing up on our account as being paid in and we have been into the bank and were told not all cheques show up. We were told they would in our account today,they aren't, we feel we are being fobbed off. Does…
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Reporting a lost card(coop)
Can someone help me out with a geographical number for this? Currently out and about to find, to my dismay, my card has gone missing. Also, is there a charge? I know there shouldn't be but you never know
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Budgeting when self-employed
Does anyone have any tips for budgeting when you receive money at different times each month and for different amounts. We also have different amounts of outgoings each month related to our work. We service our debts just fine as this is a regular amount and just has to be paid. But paying extra over and above this is…
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stolen cheques and id fraud
Hi, Sorry if this has been answered before, but I'm just wondering about the risk of stolen cheques in terms of identity theft. I paid a tradesman with a cheque which was stolen from his van the same day. As well as my bank account no., sort code and signature, my full name and address was with the cheque on the receipt…
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Late Payday
Hi, With my job, I am paid through an independent paying agent which has never caused any concern until this month. I am supposed to be paid on the 15th of every month (payslips and letters from paying agent confirm the 15th as payday) however this month I was not paid until the 19th. On the 18th of the month I have a…
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telephone banking fraud/ barclays
online internet fraud
