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Ineritance trust fund
I have recently inherited some money after the death of my gradfather - normally it would have gone to my mother but as she passed away 8 years ago myself and my 16 year old sister get het share split between us - now the problem I have is that my mothers family are saying I can not have the money until I am 30 years old…
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Account Inhibited - Under 18 (HSBC)
HSBC closed my account as I was 'defrauding' my account by sending 'too many' bill payments. They did say they won't put a marker on my file, CIFAS? they said I could possibly bank with them in the future depending on circumstances. Now I can't find a decent bank, one that doesn't block your debit card constantly, process…
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HSBC = International money transfer
Hi, I would like to make an international money transfer from my bank account in England (HSBC) to my account in France. I have been on the HSBC website and there are several ways to transfer money (via internet): - priority payments (no limits, and quick transfert) - SEPA payments (in Europe, up to £2000) - Worldpay (in…
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Any implications of regular cash deposits?
We bought a car from a relative with the agreement to pay for it at £500 per month. Are there any implications for him of us making these payments by paying cash into his account monthly? Literally taking cash out of our account at the cash point and paying into his back account at his branch? Would someone question him…
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Triton Credit Services NOT sticking to their agreement with me, dont know what to do.
Hi, New to all this, so I dont know what to do. I had to start a new agreement with Triton Credit Services as my old one came to an end. All I owe them now is 2 payments and Im finished with them. On the telephone I asked the woman for the payments to be taken out on the 1st of feb and the 1st of march. She agreed to this…
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Santanders OTP Service
My brother signed up with Santander & entered "a" mobile number for his OTP (he has more than 1 mobile). Anyway, time comes to cycle the 1k & he goes to transfer it back out, but he's not getting the text through on the mobile he thought he'd registered. Turns on his other phone - nothing there either. Everyones mobile in…
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discrimination against scottish customers of an english bank
Martin, I am hoping you can help me, I have a halifax current account have been with them over 10 years prior to their merger with bank of Scotland. I recently tried to upgrade my account but was advised i failed the security check as I reside in Scotland, I could get round this by 'popping in' to a halifax branch with two…
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Advice needed
Have 80,000 pound sitting waiting whilst I wait for my partner to sell her house, so could be 6 months could be 2 years. Whats the best place to put it?
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Barclays Wealth Eligibility ?
I was looking over the Barclays website today, just for information since i just switched my current account to them from Clydesdale bank, and stumbled across "Barclays Wealth - Private Banking". I always thought the Premier Banking from Barclays was the current account with the highest criteria, but it looks like Wealth…
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Urgent advice please
Hi everyone, I wondered if I could ask you for help? The following is quite long, but I would be very grateful for any help. My Son works for a leading bank and has a couple of staff accounts with them. On Monday he tried to do a Faster Payment online from his account and it said there was a technical error. He called the…
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HSBC overdraft help?
Hi, I have an overdraft with HSBC with a limit of £700 and the balance is £650 overdrawn. I dont want to use this overdraft facility anymore and i want to close the account. If i contact them and explain my intentions will i be able to set up some sort of repayment plan, if so any idea roughly how much per month? Or are…
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Which Bank
We have bitten the bullet and filled in our details with CCCs and will be having a DMP. All our debt is with Lloyds TSB and so we have to change bank accounts. Can anyone recommend a bank to open an account with please?
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Santander Debit Card and Fairfx top ups
Does anyone know if Santander charges for using their debit card to top up a US $ fairfx card? I know I don't get charged with my Halifax debit card, and I never used to with my old A&L card, but I can't seem to find a definitive answer for Santander. Thanks!
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Haifax Making Me Wait
When did halifax change the system that you need to wait 7 days after changing a phone number, before you can setup a new payment or send any payments. Had an old number on my account i changed, system said it would be changed instantly, i go to add a new payment and it says i need to call a number there now saying they…
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Santander current account application declined - Bad credit rating?
Hi there, today i went into Santander to open up an current account for my mum - (Going to use as a savings account) Anyway, my application was declined, which is a complete shock to me. I don't have any miss payments according to experian, (no credit accounts in fact) Just 12 searches in a space of 1 month. (Yes i know,…
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HSBC Secure Device Thingy
Am I the only HSBC customer not to receive one of these still ? I had the letter from them around nine months ago stating I would receive the device within six weeks. Ive never received it and I still log in the old way. Anyone else out there in the same boat ??
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account marked for fraud
So this is what happened: few days ago I won a national lottery (prize was several thousand pounds). I got the check from the post office and deposited it the same day. Then yesterday I noticed that all my cards stopped working. I went to the bank and they said my account was marked for fraud and they are closing it. They…
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Current account switching and credit ratings
Hi guys, As I'm sure you can see, I'm new here so be gentle with my stupidity :D I've got a couple of questions for you if I may: 1) Does opening multiple current accounts have any effect on one's credit rating? I don't know why but it sounds A Bad Thing (TM) to open say 3 current accounts in a month with 3 different banks…
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HSBC 6% interest for 1 year for existing customers - help with how to get it
Hi, I am trying to 'switch' as an existing customer to get the 6% in credit interest on my HSBC current account. I read the t&c and it says you must switch at least 2 direct debits using the switching service. I have a couple of direct debits going from our joint account (different bank) that I don't mind going from my…
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French Current Account
I am emigrating to France, can anyone recommend a current account?
