-
Success! Re debit card fraud using pin
Hi everyone who has taken an interest in this! I started the thread below, in the this Forum, on 27 July. Here is the outcome. https://forums.moneysavingexpert.com/discussion/3364594 My son received a call from Santander's fraud dept today, he will receive ALL his money back into his account tomorrow! In summary, this is…
-
post office budget card
Hi there, Hope i'v put this in the right place. I have recently signed up for a post office budget card. I am hoping that I can put money into this every week and then pay towards bills. I was wondering if anyone has one of these cards? And if so does it improve the way you budget your money? My main worry with this card…
-
Setting up account for 1 year old...
Hi My daughter will be turning 1 on Fri. Me and my partner want to open up a bank account for her. Each week were hoping to deposit atleast £50. We will use the money only if required. My partner want to save up for her education (private tuition, travel etc). But, I want to use the money for other things too, for example…
-
Two years of confusion over
Hi there, I don't know if this is of any relevance to anybody on here, but on the off-chance that it is, I'll post it. History: I'm 24 and have a terrible credit rating. This is because I had an overdraft with NatWest bank the moment I turned 18 and due to bad personal circumstances, only paid this off this year. However,…
-
bad credit rating need business account?
Hi We are currently looking to setup a new business where money will be received by direct debits. We need a business account to do this but we have a very bad credit rating. We do not require and overdraft or loan facilities. Does anyone have any suggestions? Many thanks
-
Advice on how to leave my 'bad credit history' behind?
Hi, I'm new to this. Hopefully someone can help? I have adverse credit which I am currently paying off (very slowly!!) The debts originated through irrisponsible behaviour when i lived at my parents & has obviously followed me to the flat i have lived in for the past 3 years. I have now settled down and MAJORLY regret the…
-
Natwest - 30 days (and counting!) to access our own money!
I'll try not to rant, but my wife is currently sat in a branch of Natwest, after over a month of hassle. I feel compelled to report our experience! On the 7th of July, we tried to transfer £350 from my wife's "instant access" savings account to our joint account. We were told on that same day that the transfer "had been…
-
Santander bending rules for Preferred Account
Hi just a word of caution regarding opening a Preferred Current account. We opened ours specifically for the 5% interest and £100 freebie! We transferred most of our direct debits over and pay in well over the required £1,500 per month, so no problem getting interest etc. so we thought. First month Santander gave us…
-
NatWest Graduate acc changing to Select acc - advice?
Hi I'm hoping someone can spell out what probably is already obvious but just want to double check something :o Got a letter through the door this morning informing that my NatWest graduate account is changing to a Select account. They're reducing the interest free portion of my £1200 overdraft to £100 (I knew that was…
-
End of Visa Electron in the UK?
Hi Just spoken to HBoS and have been told once the computer systems are integrated with the LTSB system (should be in September) they will no longer be issuing Electron Cards. People will get a Visa Debit card instead and I got the impression it will be of the LTSB Cash Card Account type ,as new Easycash a/c's wont be…
-
BANK TRANSFER: My Mrs Feels Sick And Needs A Quick Answer
Hi there guys, I hope one of you can give me a quick answer to show my better half that everything will be OK. We have been making payments from her Santander account to my Barclays account as my account has a debit card facility whereas hers does not. Now what the stressful issue is as follows: We have misplaced the…
-
Getting a Santander Preferred Current Account
As a former AL customer I have a so-called "Premier Current Account" with a large overdraft facility. Unfortunately when Santander took over the fee for the overdraft got doubled. Thus, I went to a Santander branch trying to convert my AL account into a Santander Preferred Current Account as the overdraft fee is lower. The…
-
Cahoot: web site and telephone problems.
For two days I've been unable to log in to the Cahoot online banking service and their telephone system says it's "experiencing difficulties" too. So my bank, effectively, is closed. Anyone else having the same problem? And any idea how else can I contact them?
-
Working Abroad for a Year
Hi All, Looking for some advice from people who have been in a similar situation to myself. Any and all advice more than welcome :) ! I am planning on teaching English abroad for a year, most likely in South Korea/Asia. Trying to plan ahead and the most obvious thing, as always, is money. Saftey and access to it. Has…
-
saas website "invalid sort code"
i recently opened a new bank account. it's a santander basic current account. i've gone onto the saas website to update my details and i'm being told that my sort code is invalid. does anyone know why this might be the case? i'll be phoning them at some point for an explanation but they put you on hold for ages as they're…
-
Direct Debits Coming Out On The Same Day?
Hi, I have a barclays current account plus, can i go into the branch and ask them to make all my direct debits come out on the same date just after pay day ? So then i know where i am each month ? thankyou
-
Any chance of avoiding charge?
Been having problems with electronic transfers so wrote a check to my OH a week ago. Stupidly I didn't check the account number on the cheque book and used one from an empty but open Nationwide account rather than my main account. The cheque obviously bounced (although the bank has not contacted me about this). I realise…
-
Can anyone advise best bank account for me?
Afternoon all. I am wanting to open a separate bank account from my bills so I know exactly how much I have to spend and can't eat into my bill money. I have been looking at basic accounts but am a little confused over which ones have a "minimum monthly income" type thing, where you have to pay a certain amount in a month.…
-
Santander Default Notice
Can anyone help or advise please? Back in early July I had a telephone conversation with a Customer Resolution manager about a remaining balance for £43.34 that Santander were going to write off. This she duly did and sent me written confirmation to that effect.The letter I have in my possession. At the end of July,…
-
Foreign bank account - best way to withdraw money?
Hi everyone, My wife has a savings account abroad. She recently lost her job, which means that we are temporarily forced to use it to pay part of the rent. However, each time she withdraws money, she has to pay a small fee, and we are not sure that the exchange rate (from Euros) she gets is the best. Does anybody have any…
