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Expecting a refund to closed account
Hello, Around two months ago I applied for a refund for some train tickets. One month ago I chased them up, but still haven't received it. Today, I have chased them up again and have now been told it will be refunded to my account in the coming days. However I have recently switched banks, and two weeks ago I reached the…
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Faster payment
Good Afternoon, I made two faster payments from my HSBC account to my nationwide account today, one at 9am and one at 9.30am. They were only for nominal amounts. The first one hit straight away, the second still hasnt hit, but shows a debit on my HSBC banking. Any ideas? :)
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Best bank account for working in Europe
My daughter (18 years old, first 'proper' bank account) will be working in France for a year and then working in Germany for another. What is the best bank account for her to open? She will be paid in Euros and will need to withdraw in Euros. She was advised to open an HSBC Advance account (free withdrawals abroad) but…
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Daughter unable to open a bank account - Advice please.
Hi all, Hope somebody here can offer me some advice. My daughter recently had her Barclays Bank Account closed without warning and when she went in to see them they couldn't give her an answer as to why this had happened. However, she had to withdraw whatever money she had in the account and give in her bank card.…
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barclays bank complaint Please help
hi ok here goes on 16th dec 2010 made a request at a atm for £250 and out pops £50.00 got home rang there comedy department they say check in 24 hrs see if £200 is credited has it NO this is still ongoing over 40 phone calls on still no joy been ito the branch they are just as useless who do i ring email to get something…
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Bank refuse to give money
My son lost his bank card several times for the past year and yesterday he needed some money from his account. The bank refused to give him saying he needed a cheque book,which they never gave to him. He had all the necessary documents, like passport, utility bills and bank account statement. They made him wait over an…
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Transfer made from Halifax website how long?
Tonight i made a Transfer from my Halifax account to a friends account and on my account page its showing as a Transfer not a faster payment and wanted to know how long it will take to go into the other persons account? I did it by clicking make a payment tab on my account and i though it would have gone as a faster…
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Santander seem to have stolen my money. What's going on?
I had a bit of issue when registering with Santander in order to get their £100 offer. To cut the story short, i ended up with 2 accounts. For the past week, i've been persuing them trying to find out which account qualifies me for the £100 as you'll bank on them not paying me 2x £100!! So far i'd been crediting them both…
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Big Brother or What????? Take Heed !!!!
Did you know that on your credit report, details of ALL your Bank Accounts are there for all to see, AND....... the balance in them??????? Since when have the Banks given out these details and the Credit rating companies published them? Surely this is illegal, Data Protection and all that....... Anyone know where you can…
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Lloydstsb Money manager.
Well I received my expected email today advising that the new Money Manager was available just by logging on now to internet banking. However I have logged on and can not find it any where on my account page. Does anyway know where it can be located. With thanks,
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Solo Card being decommissioned fully?
Just heard that the Solo card will be decommissioned fully by the 31st March 2011? hmm.. true is it? :(
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Barclays withdrawing overdraft facility
Hi, my first time here, I am hoping that someone could offer me some advice on a small matter. About 5 years ago I applied for and got an overdraft facility on my business account at Barclays bank of £5,000. This was to help with the cost in refitting out small shop. At the time I wasn't told that it was for a definite…
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Current account paying interest?
Can anyone give me advice re any bank accounts that pay interest with just an initial lump sum of £2,000 but no monthly deposits? I need to set up a standing order of £100 pm to pay into a new account I have set up with halifax - a savings account for my son paying 6% per annum, but need to take it out of his old halifax…
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Broke & hit with ~£100 overdraft fees (Santander)
I have a Premier Current Account, originally opened with Alliance and Leicester (now part of Santander). I have very limited income (occasional handyman jobs, and regular housing benefit to help with my rent). I use my £300 arranged overdraft every month to plug the gap until the benefits cheque arrives. In February I…
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Business Bank Account - Who's best?
Hello, I am needing to set up a small business bank account and would very much appreciate any details as to who are good. We are quite a small business that will be paying cheques in on a daily basis, have heard that some banks offer a years free banking for businesses I would be looking at taking up one of these offer,…
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Opinions re; the Co-op Bank & general switching
Hi All, Couldn't really find this when I searched the forums, so here's my post! I would like opinions from anyone who has used the Co-op bank, cust services bad, good, anything at all. Reasons being is because;* I have already read that their customer service is very good * They have an ethical lead policy * There's alot…
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Exactly how "available" is an available balance?
I have a scheduled monthly wire transfer that goes from a US bank to HSBC in the UK. When I look at the US account online, it shows that the transfer is still pending. But when I look at my HSBC account, it shows that the money is already in the account and that it is in my available balance, i.e., I can spend it. When I…
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Accused of Fraud - Innocent and looking for Advice
Hi all What i would like to know is if i should be looking at taking the following case legally or am i over reacting and i should accept whats on offer now? I had a fraudulent transaction in my savings account with Abbey/Santander back in December 2009 - £1,172 was put into my account but no money withdrawn. Abbey refused…
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Direct Debit and Wages question
Hi All! New to the site but I hope someone can help :D I have no available funds in my current account (story of my life these days!) I will get paid on the 15th of March - but I also have a Direct Debit due out on the 15th. I cannot change the date of the Direct Debit. My question is will my wages go in first and cover…
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Cheque clearance
I paid a cheque into my bank (Lloyds) on Saturday, and I was expecting it to be available in my account today, as it's the 4th working day. It's not yet available (according to online banking) - the wording they use is "from the 4th working day", so I assumed this meant today, but does it mean 4 full working days need to…