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Anyone not recieved their £75 nationwide incentive yet?
I recieved mine about a month ago but as of yet my friend hasnt, we both opened the accounts at pretty much the same time and followed all the stipulations. Anyone else not got their incentive yet? cheers
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Help - bank credit missing !
Please can someone advise on best course of action. My student daughter credited £250 to her Barclays account, on the 8th April, by means of their Quick Pay envelopes i.e. she put the cash in one of their envelopes, filled in the details carefully; checked them; and posted the envelope in the branch internal system. On…
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Lloyds TSB "Standard" Interest Rate with Vantage?
Am trying to help my mother with her banking at the moment. That said, she's not interested in money being flitted here & there & various accounts opened. So onto the Lloyds Vantage. http://www.lloydstsb.com/rates_and_charges/current_account_rates_curr_page.asp?WT.ac=VIR0609#currentaccountsvantage Between 5-7k you get the…
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Question about standing orders / direct debits
Hi all, Just wanted to ask a quick question about standing orders (I am banking with First Direct). If the day of the SO falls on a weekend, would the payment be made on the friday before or the monday after? Currently my salary comes in on the 15th and if on a weekend then on the friday before. I have set up standing…
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Bank refunded £202 which was taken without permission, then took it back!
Hi there. This is my first post here, so hope I'm doing it all right. To the point. I had a payment taken from my account, a month or so ago, for £202, which, considering I'm only in receipt of Incapacity Benefit was rather a lot. I had not directly authorised this payment, even 'though I openly admitted that I was due the…
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Halifax security improvements
When i signed in today got a screen telling me that Halifax are making improvements to the online banking security. Part of it involves them asking for your username and password on 1 page, and your security question on the next page. Not sure how this will help really. They did say they're implementing other security…
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Faster Payments Transfer (2 hours??)
I know the whole faster payments system says "upto 2 hours" to become available in destination account, but everytime ive ever done a FP transfer its been in the destination account within a minute or less. I just had an FP done to my account and it still isnt showing after 40 minutes, has anyone ever had an FP take upto…
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Barclays counter withdrawals - PIN?
If I want to withdraw money from my Barclays account over the counter, do I need my PIN number? I thought I could just sign, but apparently they ask you to put your pin into one of the card-readers which I presumed was just for internet banking.
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Wanting current account?
Hi My 28 yr old son would like to open a current account, but has been refused due to previous credit score. Is there a way around this, or a different account he could open maybe? Thanks.
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interest free overdrafts?
is this a good thing to do and is it possible? get a planned overdraft at 0% withdraw it all at a cashpoint and stick it in a high rate savings account?
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Best way to swap accounts.
I'm moving from the co-op to Natwest, accounts both live and ready. How do I go about changing the Direct Debits in line with being paid? I don't want to get it wrong and be charged.. Any tips?
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Santander - joke
I know there is nothing new in moaning about Santander, but I just went into the ex-Bradford & Bingley branch in Cambridge to open a savings account with them. Appointments only, and fully booked today (despite being told different at the ex-Abbey branch in the city). Whatever. But when the sole sole advisor in the branch…
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Hotel Pre Auths
Hi, Just been asked a question by a colleague and I dont have an answer: She stayed in a hotel at the weekend and the hotel pre authorised her card for £50 - pretty normal in my experiences. However her bill at the end of her stay came to £19 which was debited from her card at the end of her stay. She has just told me the…
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Credit Score
Hi everyone I am new to this forum so not really sure where I should post this. I am in the process of clearing up my rather messy credit file and I am now nearly there :T I have a default that will be removed on 29/04/10 and then I have three credit files that are up to date and all running ok. My question is that I would…
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overdrafts and interest charged - can someone explain please?
Hi all Me and the hubby are currently trying our hardest to reduce our overdrafts (and debt in general) But our overdrafts are confusing us!! Last month, when the interest went on to my bank account, I was only £450 into my overdraft and i was charged £13. Yet this month, i was £950 into my overdraft and I've only been…
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ho long for a refund ?
Hi all. Owing a lot of hassle surrounding my car insurance with budget insurance (NEVER TAKE OUT INSURANCE WITH THIS COMPANY AND NEVER GIVE THEM YOUR BANK ACCOUNT DETAILS) , i have now found myself awaiting a refund from them to be credited back into my bank account. I paid them a payment of £261 by DEBIT CARD and now that…
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RBS Graduate Interest-Free Overdraft
Hi, does anyone know what the interest-free overdraft limit is for Year 3 of RBS graduate royalties account? My first year was £2000, yr 2 was £1850, and for the past two months I have been charged interest so it has obviously decreased again (which they didn't inform me of - although no doubt it was in the original t&cs…
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Cheque question - please read
I paid a substantial cheque into my NatWest bank account recently, and they tell me it will be available for withdrawal on Wednesday. My question is, could I open a savings account with Santander on Tuesday with a cheque from NatWest... i.e. even though the funds aren't available to withdraw until the following day?…
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Which current account
Which package would you choose out of the two options below? as I am looking for mobile insurance for my wife and I and also worldwide travel insurance together with breakdown cover. Any other benefits offered are just a bonus http://www.bank.barclays.co.uk/Currentaccounts/Moreforyourmoney/AdditionsActive/P1242557963802 or…
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Barclays Reserve/Overdraft - Help Needed
I have a dilemma which i am hoping someone may be able to advise me on or may be in a similar situation! I have two Barclays bank account which both have a £1000 overdraft and a £500 reserve. When entering into the reserve, Barclays kindly charge you £22 per week for the privilege :mad:. My problem started just before…
