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Banks Passing Their Customers On To The Post Office
I work in an really busy Post Office and it's the only one in town and as you may know we offer personal banking for quite a few different banks. A&L and CoOP/Smile for example - people can deposit money instantly into their accounts. Most banks allow cash withdrawls and balance checks only. Anyway few weeks ago I began to…
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card cloned on xmas eve, nice one halifax!
Good to know that they honoured almost 2k worth of transactions and im now in debt, with no money and no cards. You would have thought they would have called me or stopped them? Why would i put myself in debt the day before xmas day when in the 15 years ive been with them, ive never hit red?!? I'm not best pleased! :wall:…
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RBS open tommorrow?
Does anyone know if rbs are open tommorrow as per thier usual saturday opening or closed until mon?, only reason i ask is i need to do a payment into someones account and if they aint will do a faster payment instead!. Also if they are open is cash credited straight away on a sat or does it sill hold over to the monday?
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Smile servers down??
I tried logging in to Smile yesterday afternoon and again today but their site appears to be down. Has anybody else been having problems? I was thinking maybe its down for routine maintenance - but it seems wierd that there isn't any front page at all. Maybe someone's tried to attack them over Christmas and the site shut…
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5 Student Overdrafts - road to ruin?!
I'm very canny with money - as a student, I've got to be. After being inspired by stoozing, I've got 4 student bank accounts with interest-free overdrafts which I have maxed out. £3,600 is in a Fixed Rate ISA paying 6.31%, the rest is in a Principality e-Saver. The accounts are as follows: Halifax - £2759 Abbey - £700…
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Smile banking - terrible online service?!
OK - I've heard so much good about smile that I feel I might be the odd one out here, but is anyone else really disappointed with the online service? Here's the problems so far: - 'Available balance' is not updated instantly following a debit card payment - Mini statement online does not have a 'balance' column, just money…
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Barclays cash card account - a choice of a cash card or debit card
According to the Barclays site: http://www.personal.barclays.co.uk/BRC1/jsp/brccontrol?site=pfs&task=homefreegroup&value=12866 , the customer could have a choice between a cash card or a Connect card (i.e. debit card). In addition, on the application form, there is check box to choose between a cash card or a Connect card.…
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Banks that offer a cash card with basic bank account - debit cards soon?
According to this website: http://www.moneymadeclear.fsa.gov.uk/pdfs/bank_accounts.pdf , almost all basic bank accounts come with a debit card now. The following banks don't offer a debit card as standard with their basic bank accounts: * Abbey * A & L * HSBC * Nationwide * Bank of Ireland * First Trust Bank Do you think…
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Strange Payment
Yesterday I had £337 put into my current acc: It is a chaps transfer with a ref PET******* I went into the branch to ask what it was, they had no idea. I even had to tell them what CHAPS was. Anyway, how can I find out where this came from? The 7 didgits number doesnt ref with any of my accounts
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Cheque Cashing Problem
Please could someone help me. My dad gave me a cheque for £5000 for xmas which I took to my bank (Clydesdale Bank) on Friday. As I needed the money for xmas I asked the teller when the cheque would clear & she assured me it would be cleared today (24th Dec). So I deposited the cheque but it has not cleared & I really need…
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LLoyds TSB
Hi, LLoyds tsb last year added an address to my credit files and i have with no joy tried to get them to remove it and not had much joy... with them linking addresses to my credit file can anybody confirm a course of action or tell me if this is a breach of data protection or not???? Many Thanks
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Debit Card Transaction times
Hi, This is my first post in these forums and I'm hoping someone can give me a bit of advice! I made an order to swisscolony.com on 5th December using my Lloyds Debit Card - the total was approximately £110 as its in US$. this was earmarked on my account as usual and I didn't think any more about it. Its now 24th December…
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First Direct life insurance offer (improved)
This is straightfoward, and available to 'First Account' holders, provided they have not use a similar cashback offer in the past 12 months. Pay just two premiums of £5 and FD will give you £100. Then cancel.
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Tesco & Visa Electron...
For quite a while now, people with Visa Electron cards could put up to £60 worth of fuel into their cars provided they had at least a pound in their account. If you choose the "pay at pump" option on the actual pump, it checked your account to ensure you had funds in there but would then authorise you to go ahead and fill…
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paying bills weekly??
hi, i was wondering if anybody knew how i can pay my bills every week without paying charges ontop? i am at the moment paying dd once a mth, but only get my money weekly so am left short each week trying to put money in the bank to pay the bills once a mth. is there any way i can divide the bills up into 52 wks and pay…
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CO-OP Problem?
Hey, a little unsure of what's happening so could do with some help! I had left my current job earlier this month and was expecting my final wage to go in my bank account on the 19th of this month, to which it did. They paid me too much so I knew that I had to leave some in the account for when they ask for it back, which…
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RBS Current Account Internal Scoring
Hi Does anyone know about the RBS 'Risk Level' associated with the current account? What's the scale? Cheers Fred
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Nationwide account
Hello all, I had this issue a couple of weeks ago and am still fuming about it. Basically I decided I was going to close my current bank account. I went to Nationwide, and requested all the forms to open a new account and never predicted the outcome of this.* I have a mortgage, and never had problems with it. I always…
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Lloyds TSB - Current Account Statement "References"
Actually, having typed out the header for my thread, I thought to myself, "You don't mean that. You mean Lack of References." I find the garbage they are putting onto my current account statement, by way of a transaction reference, as completely inadequate and insufficient. Do others agree? Do you feel there is scope for…
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VISA ELECTRON benefits list (should be STICKY)
Everyone will have read that VISA ELECTRON holders can benefit from no card fees when booking with Ryan Air. I suggest we use this thread to maintain a list of all other similar benefits. To add one repost the whole list with the new one added. To remove one repost the whole list with the invalid offer removed. This way…
