We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

RBS Current Account Internal Scoring

DropDebtFred
DropDebtFred Posts: 82 Forumite
Part of the Furniture Combo Breaker
in Budgeting & bank accounts
Hi

Does anyone know about the RBS 'Risk Level' associated with the current account?

What's the scale?

Cheers

Fred
1st letters received on 16.02.07 for HSBC, Goldfish, Tesco, RBoS & Lloyds TSB
«1

Comments

  • Twister84
    Twister84 Posts: 525 Forumite
    Part of the Furniture Combo Breaker
    If it's the same thing I think you mean, then all bank customers have one.


    The scale is between 1-10, with 1 being lowest risk.
    Anything that I do say, is strictly my opinion :p
  • Twister84
    Twister84 Posts: 525 Forumite
    Part of the Furniture Combo Breaker
    Just posting a follow up...


    Forgot to mention that those are the usual bands - there is actually a 0 aswell, but that's mainly for customers with new accounts who haven't been scored yet, or sometimes, for those who have relationship managers (ie businesses) :p
    Anything that I do say, is strictly my opinion :p
  • Kavanne
    Kavanne Posts: 5,093 Forumite
    Twister84 wrote: »
    Just posting a follow up...


    Forgot to mention that those are the usual bands - there is actually a 0 aswell, but that's mainly for customers with new accounts who haven't been scored yet, or sometimes, for those who have relationship managers (ie businesses) :p
    And there's also BLANK which is really, really bad.

    I'm a 4 and worked bloody hard for it!!!
    Kavanne
    Nuns! Nuns! Reverse!
    'I do my job, do you do yours?'
  • savagej
    savagej Posts: 1,158 Forumite
    I wonder what my friend is, I assume Natwest have the same system. He applied for a current account (not a gold or advantage one) and it came straight off with a Servicecard 250!
  • Kavanne
    Kavanne Posts: 5,093 Forumite
    savagej wrote: »
    I wonder what my friend is, I assume Natwest have the same system. He applied for a current account (not a gold or advantage one) and it came straight off with a Servicecard 250!
    Could be anything, tbh, the risk band is just one of many factors that influence decisions like that.
    Kavanne
    Nuns! Nuns! Reverse!
    'I do my job, do you do yours?'
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Do people with step accounts have a blank?
  • Kavanne
    Kavanne Posts: 5,093 Forumite
    sutton111 wrote: »
    Do people with step accounts have a blank?
    Not a normal STEP account, no. But there are some circumstances where they or even people with current accounts may have a blank.
    Kavanne
    Nuns! Nuns! Reverse!
    'I do my job, do you do yours?'
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    What what does the blank mean then?
  • Kavanne
    Kavanne Posts: 5,093 Forumite
    sutton111 wrote: »
    What what does the blank mean then?
    Why are you so curious? Just run your account well and it won't matter!!
    Kavanne
    Nuns! Nuns! Reverse!
    'I do my job, do you do yours?'
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    I simply what to know why. I believe this is why there is a forum for people to find out answers.
This discussion has been closed.
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.7K Banking & Borrowing
  • 253.4K Reduce Debt & Boost Income
  • 454K Spending & Discounts
  • 244.7K Work, Benefits & Business
  • 600.1K Mortgages, Homes & Bills
  • 177.3K Life & Family
  • 258.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.
Update Your Picture