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current account issue - they want all my money
hi everybody, this is my first time posting so i hope i put it in the correct section heres the issue: i've got a graduate account with abbey which did have an overdraft facility on it, recently i have been unable to maintain payments on this account and abbey have decided to remove all facilities from me. they are now…
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Money transfer between banks
How long should it take to send / transfer money from a Barclays current a/c to a cahoot internet banking a/c over the internet?
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Halifax 'Offers for You' question..
Just a quickie.I've noticed that I have an 'offer for you' of a loan on my Halifax account that I may make use of in the near future. If I decide to take up the offer will I still be credit checked ? Ferry
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Setting up a "Pocket Money" account
Hi, I'm new to the site & am looking into ways of managing my finances a little better. I have just managed to clear both of my credit cards, so all I have outstanding is my mortgage and a car loan to pay off. After looking around the site, I can across the Piggybank suggestion. Currently I only bank with HSBC & have:…
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close current account to avoid charges?
I have a joint account with my bf, and he used the account by mistake on paypal to pay for something costing £315. when he realised he'd made the mistake, we got paypal to refund it and repaid for the item with a CC. (14th march) when he told me what he'd done, i logged into lloyds, but nothing had happened, but just…
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To many Bank Accounts
Hi im new here and have a few questions. At the moment i have 3 current accounts, Halifax, Nationwide and Natwest. Now i'd like to close Natwest and Nationwide and use Halifax as my main account bills and so on. so could someone please tell if i close these two accounts will it affect my credit rateting i have no…
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What things annoy you about your bank?
I bank with First Direct and there are 4 things that annoy me. They are small things, but still annoying. 1) Transfers from a First Direct account to another bank account take 4 working days and not the normal 3 working days. 2) You can't delete any transfers from the internet banking. So if you do a one off transfer, that…
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Help With HSBC overdraft Renew/Expire
Hi, just looking for some advice, as HSBC seem unable to offer me any substantial information. I have 2 overdrafts, on 2 separate accounts, one of £500 and one of £1000. The £1000 one i'm not too bothered about, its the £500 one thats bothering me. Its due for a 'Review' in may (hsbc customer service say review, the my…
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CYOTA INC been into my bank account
My bank of Scotland account had a mysterious £7.50 pending for over a week. I phoned the bank today and was told it was actually three amounts of £2.50, debited, but now appearing to be going back into the account. On pressing further the lady told me it was an American business called CYOTA INC, who I must have bought…
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Bank for 17 year old - Barclays or Lloyds
This question is on behalf of a friend. I've given him my advice already and told him to go with Lloyds over Barclays, however he wanted me to ask on here for him. He's 17 and has a part time job. Not sure of what he's earning. He wants a current account, however he is not sure which bank to go with. He currently has a…
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Alliance and Leicester.....sneaky !
Has anyone else noticed that the order of transactions can change from one day to the next to suit A&L.....for example, the following transactions take place on the same day:- Tuesday's balance check Opening Balance £0.00 Payment in of £50.00 Chq Payment out of £50.00 = No charges incurred Closing Balance £0.00 Wednesday's…
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Direct debit advice
:j I am in the position to make a FINAL payment to my mortgage with C&G on Monday:j . What I want to know is that I have the final figure to pay before 1st April and this is the day that the normal direct debit leaves my HSBC account, so I have bumped up the amount to what I owe so will they receive it on the same day as…
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Do Lloyds TSB report to credit agencies?
I have a Lloyds TSB current acount have had it since of 1979 ish when it was TSB....and just got my £2 credit reports from the 3 agencies, to find they have nothing on my report oh my credit card is there fine no probs (LTSB) my loan is there (LTSB) Just not my current acount, I wonder if its because is being open so long?…
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Help can they do this...?
Hi having a bit of trouble with A&L. I wasn't sure what had happened until numerous emails with a&L and statement checking! see below.... I have a current account with them and have a debit card. 4th feb paid for travel card £171.00 using my debit card - (plently of money in account to cover it.) 12th feb checked account…
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Help can they do this...?
Hi having a bit of trouble with A&L. I wasn't sure what had happened until numerous email with a&L and statement checking! see below.... I have a current account with them and have a debit card. 4th feb paid for travel card £171.00 using my debit card - (plently of money in account to cover it.) 12th feb check account and…
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Post dated cheque paid in early
I was given a post dated cheque and by mistake it was paid in two days early (dated 28/3, paid in 26/3). The payer is now livid because his account is overdrawn and he is being changed interest and presumably a penalty fee. My first reaction to his abuse was that the Banks should not have accepted the cheque early and in…
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Nationwide card reader
anyone else out there got theirs yet?
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In need of a quick way to go overdrawn?
Sounds like an odd question but hear me out. Basically I owe a friend 60 quid and he really needs it back today, I've got my student loan going in to my account any day now (possibly even today but its been delayed a bit because of Easter.) I've asked the bank to temporarily up my overdraft limit until my loan goes in…
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Bounced cheque - Bank Charges HSBC
I've just turned 18 and received a cheque book off HSBC for my pre-student account. So last week of term in college I wrote a cheque to them for £37.50 for examination resits. The money didn't come out for 2 weeks and I completely forgot that I'd wrote them a cheque. Ended up putting more petrol in than I had money to…
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Smile Bank- No smiles here!!!
I'm writing this because of what has happened with my husband and Smile Bank! He got on to check his account and noticed a BT DD had gone out 3 times:mad: Not once but 3 times, same amount each time. he rang Smile to be told oh yes there is an error,we'll get it sorted. He logged on again, still not sorted, to find a…
