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Nationwide Flex Account (Merged)
I'm flying to New Zealand next month and I decided that a Nationwide Flex account would be the best way to get at my money. I've held a basic cashcard with the building society for 4 years and I've got a pretty decent credit rating, yet when I applied to have my account upgraded online I was told NW could only offer a…
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First Direct e-Savings account & Bank Acct
From 21 Feb First Direct are changing the rate of interest and the amount you can deposit on their e-Savings account. OLD: 5.00%, £50K NEW: 5.20%, £250K The overdraft rate on their current account is also changing, to 10.9% from 9.9% but this doesn't happen until 1 April. Garry
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Halifax switched cards on me
My Halifax Switch card expires end of Jan and I recently recieved the New Halifax Card, which I have now only bothered to take a look at. Theyved switched, the switch to Halifax Visa. I do have a TSB Visa/Delta, which carries the delta logo, so am I presuming its the same in operation?, because there IS no delta logo on…
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Problems with woolwich
This all started in December, paid a cheque into our account waited 5 days for the cheque to clear, the cheque cleared. we withdrew money from our account and used our electron visa, they then reversed the cheque, leaving us in an unauthorised overdraft, collecting a daily interest rate. we have also have a personnal loan…
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Current account suggestions please?
I'm looking for a new current account, with the cheapest possible authorised overdraft rate, and who are likely to authorise an overdraft of at least £200 on an ongoing basis. I plan to keep the balance as close to zero as possible, yet still be able to get cash in a hurry. Whenever I incur an overdraft, I plan to pay it…
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How can I do it? Any ideas???
Hi All. I'm a first timer here and am looking for some help. This site is awesome and is the answer to alot of my problems... but not quite all. I've wasted a fortune on books telling you how to save money and bank a fortune etc... But all I want as a first step is to spend less than I earn. I know how I can do it. I've…
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current account-less than £1000 month
I currently bank with Barclays at a pitiful rate of interest. They could offer no better rate so I decided to switch. However, most accounts with good rates ask for £1000 a month to be entered into the account. I Live in Cornwall, by which I mean that I don't earn enough for these accounts. I am looking for a good rate of…
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Drect Debit - Cancellation Con
Do you pay for yor Utilities by DDI? I suspect that a lot of you do. Are you aware that if you terminate an agreement with one of these companies any closing balance may fall due payable against the DDI even if you were only paying a fixed amount under a budget scheme. I found this to my cost, on receiving a closing…
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Cheapest way to pay money to a foreign account
I'm looking for the cheapest way to pay money into a foreign (German) bank account. I need to pay in approx 360 euros. My bank, firstdirect, quoted me 21 pounds and 3-5 working days. Western Union quotes about £27. I need to make the payment electronically if possible (ie sooner rather than later). Anyone got any ideas for…
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best place to buy a bank draft?
Hiyas, I need to buy a bank draft in Canadian dollars and wondered where might be best to get one? Do I need an exisiting account to be able to buy from the bank? I'm hoping to be able to shop around for the bext exchange rate. and is there a fee to pay when buying a bank draft? Thanks
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Best Business account?
Hubby is looking out for a business account, tried LLoyds Tsb but was a bit miffed with their attitude to business banking.
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Moving money to Australia
I am emigrating and want to know where to start looking to get the best rate (and safest way) to transfer our funds. Any help please?
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Budget Planner Discussion Area
This discussion relates to the Budget Planner guide. Click reply to discuss.
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Easy £25 loophole Discussion Area
This discussion relates to the Easy £25 Loophole article Click reply to discuss.
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Which new Current Account
Hi There, Thanks for reading my post. I have a barclays account and really think its time i changed banks. I earn around £1000 a month and my priorities would be 1. Customer service 2. Good online banking 3. Overdraft fees 4. Would prefer a branch with tables and chairs but not essential Any advice for who to use would be…
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Advice on moving money abroad.
Hello everybody, I am considering moving to the Czech Republic to work, and would like to know the best way to move around £30,000 in sterling to czech crowns. I want to use this money to buy property out there and need the best deal to move this much money with me and the best way to do it please. If anyone can advise i…
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Advice on Refund Error...
Right. Last September, I ordered some currency from an online bureau, to be collected. In between ordering and collecting, my bank switched from Switch to Visa. As a consequence, they bureau had to refund/recharge the transaction. For whatever reason, they refunded both the old card and the new card (instead of just the…
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Cahoot system message
Did anyone else get this Name(s) on cheque(s) and paying-in slip must match. Please be aware that all cheque(s) for cahoot current account must match the same name(s) as shown on the paying-in slip. If the names do not match, in order to prevent fraud, cheques will be rejected and returned. yesterday. The reason I am…
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With all the offers, how many current accounts?
With all the promotional offers for free wine, £25, £35, and £40 etc being offered for opening current accounts, is there any limit to how many you can have? Can it cause problems having a number of them? What is the most that anyone has? Do people take the incentive then close the accounts down a little time later or just…
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New Debit Card
I just got my new Debit card, but it isn't a Switch anymore, it is a Visa Debit Card. If I buy online what do I select now instead of Switch? Also, so I charged anything as it says Visa on it?