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Does the house count ?
If I ever had to go "into a home" and my wife was left, living in our home (Which is in MY name) - would she be expected to sell up to pay for my continued care (after my personal savings had been used up) or does the value of the house get disregarded because she still lives in it ? Also - would I be correct in thinking…
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Tax credits and dla
I currently claim tax credits, where I recieve a premium as i recieve dla at the highest rate for my young daughter. My child dla is uo for renewal in July, and there is a possibility it will be downgraded to the lower rate. I will need ro inform tax credits, and my question is: as the tax credit amount will change will it…
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Education Maintenance Allowance and savings/income
I am thinking of applying for Education Support Allowance for my son who turns 16 shortly. My own position is that I am unemployed through ill health, so we qualify on household income grounds. However I am recently widowed and due a life assurance payout that will take my savings over the £16K limit normally applied to…
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Child Benefit Help
My niece was claiming Child Benefit for her Baby who was not living with her, we asked the social worker advice and she said not to worry about it, and that my niece did not need to ring up to say a change incirmstace, even when I suggested it was against the law to not ring and say about the change, the social worker…
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Tax credit and pension contributions
I currently only claim tax credits, I pay £23 per month for my company pension. I now have the option of paying an additional £38 per month and my company will make matched contributions. I have entered the revised amount of pension contributions ( 61 instead of 23 ) onto the tax credit calculater expecting my estimated…
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Benefits after compensation lump sum
Hi I've found lots of info regarding compo whilst on benefits but I need to know what happens if u had compo but then needed 2 claim benefits. I was awarded £20k 4 months ago and because my husbands wages were paying the bills we spent the compo money on debts, the new baby, and moving to a new home (rented) that would be…
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Wtc so low after reducing hours to care for child
Good morning. Happy mothers day to you all. Can anyone please help me? I have earnt 26k so far this year and this week had to reduce my working week to 2 days to care for my sick son I looked on line at the benefit calculator at it says that I should get far more than the £20.00 I got this Friday. As yet I have yet to…
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Getting Married Query
Hi. I'm 53, and terminally ill, not quite sure how long I've got, but probably less than a year. I'm getting ESA (support group £125 a week) , PIP, and severe disability premium. I'm single and have always lived alone, but I have a boyfriend who lives about an hour away. We see one another about once a week. As I have very…
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Universal credit replacing tax credits
Hello everyone, I am currently looking to buy my first house and the mortgage adviser at the bank is looking into the affordability and asking how much working and child tax credits I receive - however, universal credit doesn’t list these individually anymore. The adviser wants to know which elements of UC are the…
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Benefits and career break
Hi I was wondering whether anyone knew if I could claim benefits whilst on a career break? My daughter is 6 months old and I would like to spend some more time with her before going back to work, so was thinking about maybe taking a career break. However, I wasn’t sure whether I would be able to claim any benefits, I don’t…
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Re universal credit?
Hi Guys, need a bit of info please? My Grandaughter 24, is in receipt of UC for herself and her 6 month old son, my great grandchild. No dad living with her ! She is not the most honest of people, and her figures etc do not tally with the Gov website about payment dates and amounts? I have paid her six month rental on a…
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ESA timescale
I receive ESA support group,NI credits only so i don't receive any money. Do they get in touch when it is nearing the end of the award? I have heard nothing since being awarded in April 2016. I'll phone next week just wondering if you guys know.
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Sick pay
Hello, very new here so bare with me I had an operation this week and had been signed off work for 7 days as a result. My wage slip just came in saying I am only going to receive £62.14 in sick pay, yet 2 of my colleagues received £115 with the same sort of note for minor infections. My loan repayments are £60 a week so…
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Attendance Allowance and extra Pension Credit
I have claimed AA on behalf of my mother (over 80 and has carers coming in each day). The DWP visiting officer said that this benefit would automatically 'passport' my mother into extra Pension Credit. The social services finance officer has disagreed and says that I should make a separate claim for PC. He has sent me the…
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Universal/ tax credit advise
I currently live in a full universal credit live area, claiming only tax credits and dla for my 3 year old daughter. If I move to a different local authority ( a live universal credit area also ) will I be moved onto UC? What about if I move to the same local authority as am currently?
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Resources for PIP appeal
So my friend has just had her PIP withdrawn after a routine assesment. Please could anyone suggest organisation or other resources that I could suggest to her for help in preparing an effective appeal. NB while I know that she is chronically ill and unable to work, I do not know the details sufficiently well to discuss her…
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Paying of mother's mortgage - care cost concerns
Hi This is my first post here and I am not even sure if it is in the right place, but I would appreciate any thoughts even just who to go to for advice:- CAB, Council etc.. My mum was left in a bad financial situation when dad passed away some years ago, including a mortgage of c. 140,000 which comes to an end in June. I…
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ESA and Carers Allowance
Is Carers Allowance worth claiming if I care for somebody else whilst I'm on ESA. If so how would it effect my ESA? I've tried to research it online. The way I read it is if I was awarded ESA The full amount of Carers Allowance will be deducted each week from my ESA amount. But I would then be entitled to Carer Premium as…
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O/T extra earnings-wtc
Hi mser’s As i’m due to start working some additional hours which initially will be claimed as overtime. Could the extra effect working tax credits as they are currently based on my part time salary.hours I’ll be working maybe 7.5 hrs or 1day extra then maybe try 5 days full time in a few weeks as I could be allowed to…
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Sick pay
A friend is having a really hard time and I am trying to find out what she needs to do. She is in her 50s and works part time and claims working tax credit and housing benefit. Some time ago she was diagnosed with a non malignant tumour on her pituitary. Fast forward and she had to take 3 weeks off work as her sight was…