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Bankruptcy & living with it
Archives for October 2010
Discussion List
have i showed favoritism to a creditor
after reading some of the threads in this forum i have started to panic, was made BR aug 25th and had my interview with OR last week, i had been paying my only credit card until july only the minimum amount and not very regularly my other debt was all to do with business which had not traded since march. I honestly didnt…
clearing up my file
DRO = 22/7/09 to 22/7/10 Default date = 22/7/09 Settlement date = 22/7/10 Using Exquifax * Capital One Defaulted July 09 (default date not down just marked on history) Settled/Satisfied 26/9/09 * Nationwide Defaulted June 09 (same as above) Not settled or satisfied --- TSB, Bank of scotland, Barclaycard, Marbles aren't on…
car issues in bankruptcy
as you may know i went bankrupt yesterday, just had a call from recievers office & they have said they may have an interest in my car :o ( its 10yrs old worth about £500, does anyone have any experiance of this? really worried now that i'm going to lose it, i have 2 young children & live in a small village with hardly any…
Cleaning up credit files
Hi, I'm having some trouble with a couple of my creditors. I sent letters off on 21/08/10 for them to update my files. I know it's early days as it's only just a month but one of my creditors has recorded another default on my account two days ago. The original debt was with 3g when I went BR & that is who I have written…
Buying back BI
Morning all, We have had a whole pile of post through from the OR today and one is a letter about buying back the BI. We are in negative equity (just) and want to ensure the valuation reflects this. What is the best way to do it? Get an estate agent round (but am worried they will price it higher to get our business) or…
we have a court date for
northern rock to claim possession of the property, its the 3rd November, am just in the process of writing back to the court with all the relevant information, am so relieved that its now looking like the end of all of this. should I tell our or that the court date has been set? also we're not going to be going as I would…
Right to revoke access to property...
Hello Can you tell me if I can use this to stop bailiffs entering the building in common/communal areas, and if this also applies to gated parking areas? I am attempting to be very specific here - so let me reiiterate from other posts - NO baliff has set foot over my threshold and NEVER will peaceably. They have however…
Bankruptcy and shortfall
Hello All, It seems in addition to my problems previously requested about bankruptcy I am now at increased risk of redundacy which is going to bring things to a head. If it does happen I have agreed with my estranged wife we will allow the house to be repossessed (I am not living their at mo), there will be a shortfall. I…
IVA or BR?
Hi, I am going to go and see some one very soon about this but wanted to get the general feel from people who have experianced this first hand. I am currently struggling with debt which was left to me by an ex partner going BR, house selling for too little and me left as the sole person to collect all the debt. I know I…
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