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Bonus Help :(
Hi All, I have just been told I am getting a one off bonus of about £700 before tax due in this months paypacket. I know I have to tell the OR....I had a read at some other posts on here and seems it varies from OR to OR on what they will take.... My question is.....How long is acceptable to wait to hear back from the OR?…
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keeping broad band etc
Can you keep broad band phone etc and pay by direct debit after bancrupcy? I dont owe them anything so do I just carry on the same?
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Inherited Debts whilst bankrupt
Hello, i have recently become a widow and keep getting debt letters from companies in my wifes name. I am currently declared bankrupt until 30/06/10 and as a single unemployed parent i just cannot afford to pay these people, please can anybody help me please as i was just looking forward to being debt free myself, but now…
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life goes on after BR
Hiya Guys just sat at work and doing sweet F A so I was gazing out of the window thinking how different things are now to a year ago!!! I was unemployed just coming upto half way through my bankruptcy year - miserable cos had lost house business sense and nearly my mind - and now I am in full time work and love my job, got…
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Debt Collection
OK - I owe quite a bit of money in form of credit cards, bank overdraft and a loan (I'd like to blame ex fiance but ultimately my debts). I moved a little over four years ago and have been waiting to see whether the companies caught up with me, well today the first one did. I'm a stay at home mum (job market not great…
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or just phoned
she was so lovely it was unbelievable. We went through the bank accounts quickly and she said that they have no interest in our barclays account where our monies are paid in, so phone Barclays tell them you have been made br, get their fax number and they will send Barclays a fax confirming no interest. then asked her…
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Class Q for Council Tax
I am not happy!!! After months of trying to explain to the useless t***s at the council about there being a class Q i have just had to pay the bill because they wont accept us as being qualified for it. To be fair the bill is £50 so it could have been alot worse but we are BR for heavens sake and dont have £50 spare! We…
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i'm on the insolvency register
not too sure how I feel about that at all at the moment its a mixture between :eek: and:rotfl:, as really felt like a naughty schoolgirl when I saw it I still cant believe that we have had to resort to br, it hasn't sunk in properly, I suppose once I have the telephone conversation from the or, it will hit home then what…
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Need help and advice for parents please!
Hi all, Not been on here for ages but you were all so helpful Ive come back for a bit more advice, hope you dont mind!! Its a bit of a long story but basically my parents are in financial trouble and were unsure of what to do. My dad was made redundant about 18 months ago and ended up not being able to find work for about…
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Rebuilding!
Hi all. I have been discharged from BR in March of this year and am now wondering how I go about re-building my credit score. Any advice on where I should start? Thanks all
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Few Questions
Hi there My partner went bankrupt last month and his OR never called. We wrote to the offices and he eventually called back setting up a telephone appt but again he didn't call! Is this normal? It's been over a month since he want BR. Secondly, his business name that he currently trades as is of course listed as BR. Should…
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Can anyone give me some advice??
ALL ADVICE WELCOME!!! im looking to go BR now as it seems like my only option.. i lost my job and i am now unemployed and on jobseekers allowance and owe around 24.000, i`ve been in a DMP since Sep/Oct 2006 and i still am, but now due to unemployment im only making token payments to my creditors. the problem i have is that…
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Insolvency service IT Delay
For anyone expecting disruption from the new IT system on 2/7/10 onwards it would seem that the this has been put back by 2 weeks to 16/7/10
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Nationwide
Why are they so Eff***g incompetent?:mad: I have sent them two copies of my BR order, once by recorded delivery, told them on the phone several times the details of my BR order, and still they are chasing me for payment. I tell them to check the insolvency register, but they "don't do that, we can only go on imformation…
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Tax credit overpayment
I went BR on 17 May and included my tax credit overpayment in my BR. It's only for £121 but it is their fault they overpaid me because I changed bank accounts in June 2009. They then paid me two amounts of tax credits in one week (they have actually done this twice), even though I rang them to say my son was likely to…
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Co-op Cashminder and Tesco
Anyone know if Tesco online groceries take the Coop card as yet?? xxxx
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Next account following BR
Well I have been discharged for 8 months (went BR following the collapse of my hubbys business if anyone remembers me??). I really miss having a Next Directory not for credit reasons more so I can get things delivered to home and more choice etc, plus I use to love the VIP sale codes. When I went BR I owed about £100 on my…
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Ignoring creditor calls
Hiya, I am currently getting called very frequently at home (and work now - I nkow silly me for giving my work number when I applied for my credit!), but credit card and laon companies. At present I have managed to figure out their numbers and so are just ignoring their calls completely. I have changed my mobile number so…
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Can you help me understand?
I am currently 'stuck' with LloydsTSB home insurance. As I'm bankrupt I cannot find an insurer who will allow me to have a policy paying by monthly installments. I was really happy with a quote from the Coop but they declined me as I was bankrupt. My question is.. Are they declining me as I am now a bankrupt (i.e. will I…
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all done!
at 10.49 today we were officially made br. We got there at 9.30 and it was probably one of the most surreal experiences that we have ever had. we took our boy withus as the childminder was ill, and he was chatting away to everyone and drawing them pictures which broke the ice slightly. then we had to see the judge, I…
