Tax credit overpayment

singlegirl

I went BR on 17 May and included my tax credit overpayment in my BR.

It's only for £121 but it is their fault they overpaid me because I changed bank accounts in June 2009. They then paid me two amounts of tax credits in one week (they have actually done this twice), even though I rang them to say my son was likely to finish full-time education and so my tax credits would stop on 31 August.

I was writing to them to dispute this between September and December but they wasn't having any of it - I had been overpaid, it wasn't their fault and so I have to pay the money back. :mad:

I have been reading about tax credits overpayments and it appears to all boil down to the date of the "final decision" letter.

I received my final tax credits decision and the letter is dated 17 May! Will this go in my BR?

Also, I have today received a Notice to Pay from HMRC.

Thanks

singlegirl

Can anyone advise please.

hopefulfooluk

I'd speak to your OR - I would think it is probably included but the best person to say either way will be your OR.

If the overpayment was made before your BR date I would be very surprised if it wasn't included.

debtinfo

some info

http://www.insolvency.gov.uk/freedomofinformation/technical/TechnicalManual/Ch37-48/chapter40/part6/part6.htm

paragraphs 40.102 onwards

singlegirl

Thanks hopeful and debtinfo.

MicheH

uh oh! Will I be in trouble? We had our tax credits deducted last year (the year I went BR) totally my fault, when I worked I got backdated pay and didn't think about it effecting my claim. Really stupid I know but definately not underhand.

Erm, anyway. I just thought I had to pay this back with a reduced award i.e. the amount I receive in my bank account is lower than what we would normally be entitled to. So all these BR months I've actually been paying a debt!

Debtinfo? Am I in trouble?

debtinfo

MicheH wrote: »

uh oh! Will I be in trouble? We had our tax credits deducted last year (the year I went BR) totally my fault, when I worked I got backdated pay and didn't think about it effecting my claim. Really stupid I know but definately not underhand.

Erm, anyway. I just thought I had to pay this back with a reduced award i.e. the amount I receive in my bank account is lower than what we would normally be entitled to. So all these BR months I've actually been paying a debt!

Debtinfo? Am I in trouble?

when did they ask you to repay, before or after the bankruptcy order

MicheH

debtinfo wrote: »

when did they ask you to repay, before or after the bankruptcy order

Before the bankruptcy order. Was from April 2009, I went BR August 2009