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Bankruptcy & living with it
Archives for November 2007
Discussion List
Is Bankruptcy right for us?
We are paying an interest only mortgage and owe £167,000 on it ( approximately). the re-payments are £1,139.00 per month Have been to the CAB today and they want all of our debt information. Just been working it all out and have discovered we have combined debt of £49,000 Creditors are threatening daily, can't open the…
Weighing up my options
Hello all, I have made my way over here after being told by cccs and payplan that Bankruptcy is my only option- I have spoken to debt line today and they said I could try offering reduced payments first or my other option is .. yes that's right the dreaded B. I have streamlined my I&E to a point where I have £19 total a…
help please
Hi This is my 1st post, i have just recieved a phone call from 1st credit debt agency about collection of my £1000 aqua card! This is the 1st call from them and they are demanding i pay the sum in 7 days which i cant afford to do they wont take a repayment plan with me beacuse i was unable to keep to the one with aqua!…
You couldn`t make this up.........
Just been down to check the post and got a letter from Metropolitan Collection ...................first one ever, regarding an outstanding figure of £xxxx. States in the letter that they had received £xxxx towards the debt and asks when and how I intend to pay the remainder:rotfl: :rotfl: :rotfl: It felt really good to…
My anniversary....
Like Rog 2, our 12 month is up today although we both got early discharges. My BR came about due to the failure of a blue chip company to pay on time and honour contracts held with my business. Using all our savings and more to try and keep 15 people in employment for as long as possible left us in a situation where we had…
Quick Question
Hi I'm a bit confused, OH is saving for fees to go bankrupt and has stopped paying his creditors, i am not currently working and have been advised by CCCS that i need to send a letter (which CCCS have sent me) offering a token payment to my creditors which i am in process of completing today. My question is do i send a…
14 months post discharge and i've just been declined a current account.
I declared myself bankrupt in december 05 with a personal debt of 19k, mostly owed to lloyds tsb, I was discharge at 6 months so have been free for 18 montsh or there abouts. I have had a Barclays Cashcard for a couple of years and it has served me well however i need to start rebuilding my credit score and taking…
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