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Have I missed anything before going BR
From my understanding, based on my extensive research, I should take the following steps before going BR but I would like to know if I have missed any info off. 1/ Remove my wifes name from our joint bank account as most of the heavy debt is in my name i.e credit cards and unsecured loans. As our account is OD I believe…
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What forms To Use
I want to review the BR forms before I fill them out. Can someone confirm exactly which forms I need to use? FORM 6.28 and 6.27? Thanks Stubie
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Final step (i hope) my I&E for your verdict
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Can I travel after Bankruptcy?
account no longer being used thanks to bullying from forum members.
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£65k debt - Bankruptcy v IVA
Hi everyone, Myself and partner have massive debts, mainly due to renovating a property that we really couldn't afford to renovate. Unsecured loan - £35000 Credit cards - £15000 Overdrafts - £5000 Student loans £7000 odds and sods - £3000 (utility, mobiles) Income - £2300pm We have been looking into an IVA but have also…
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Problem gambling.
Do we have any people on here who've got into financial trouble through gambling ? I'd be especially interested in talking to anybody who bet on-line, betting exchanges in particular and what their experience was as compared to betting with bookmakers.
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Advice re leaving the country and BR
Hi, I have posted on the other board and have been adviced that you may be able to help me over here! My brother is talking of going abroad, he is in a complete mess with his debts and is really not happy here. I think he wants to just go and leave the debts behind. My worry is what sort of trouble this could get him into,…
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Hi there newbie needing help and guidance
Hi there im emma 24 and in about £14,000 worth of debt i am struggling to meet payments 3 years ago i took out a debt management plan as i was made redundant and didn't find work for 3 months. that went well untill recently i had a miscarrigde in sep 06 and one in april 07 i am signed off work sick as i am not coping very…
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Leicester County Court
Hello All, I took the plunge and am now an adjudged bankrupt and thought I ought to share my experiences with Leicester County court in order that other people may have a little more information. When I first decided to go BR, I emailed the court bailiffs to find out about when I could petition. I was told, I could attend…
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Uk Tax!
Hi everyone, My husband and I have a large personal tax debt in the UK which we dispute and have done for two years. The amount is massive, totally ridiculous and unjustified but nevertheless the enforcement dept continue to chase us with enthusiasm. We now live in Spain and they are threatening to transfer it to the…
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The hospital want me in today...
As some of you know, I'm due to go into hospital this week. I've just spoken to them, & they've confirmed they've got a bed for me so I've got to be there today for 2pm to meet with my consultant. Panic now sets in - nothing's packed yet! I was a premature baby, yet I seem to leave everything to the last minute. :eek: At…
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Contracting / Limited Company whilst BR
Hi All, I went BR back in January and to date its been one of the best decisions i have made. No where near as bad as i thought it would be and this site/forum has been an imense help and its a credit to you all. Now for my question. I work in a office doing a boring 9-5 job sitting behind a PC screen all day. I have found…
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Welcome Finance
Has anyone had any dealing with welcome finance secured loans? I have just cancelled my direct debit with them, so I can save for my bankruptcy fees and a deposit for a rented house. I am planning to move out in the next few months and I want to know what the rough timescale is before they get heavy. Thanks
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Help and advice needed with SOA
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