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Hi everyone, We love hearing your MoneySaving success stories! Whether it's down to the Forum, the main MSE site or the Money Tips email, it's always great to read about how you've been able to use MSE's news articles, guides, tools or online community to help save money or reclaim it. So let us know below if something…
New Year’s Eve is around the corner, and for many of us, it’s the big question: how will you be ringing in 2026? Whether you’re planning a night out on the town, hosting a cosy gathering, or keeping things low-key, everyone has their own way of celebrating. Some people love the buzz of fireworks and parties, while others…
With the festive season in full swing, many of us are feeling the pinch of rising costs – but others might be finding ways to cut back or keep things steady. From gifts and food to travel and decorations, Christmas can quickly add up. We’d love to know how you think your spending for this Christmas compares to last year.…
I keep gong around in circles looking for the income tax bands for 24/25. I can't seem to find them on HMRC website and google search is bringing up 2 different charts. Would someone give me a link to the correct info preferably on the HMRC website please - I'm fed up, irritated and simply don't have the patience to keep…
Happy New Year! I hope you're all doing well. I would appreciate some guidance regarding my ISA contributions for the upcoming financial year. I am a higher-rate taxpayer with an annual income slightly above £60k. Currently, I have £21k in a Marcus bank account and £16k in a Lifetime ISA. To avoid paying interest on the…
Good morning, I don't know if anyone will remember me here as I have been away for a while. I am about to get a mortgage finally and money is going to be very tight. Squeaky tight! I am buying my sisters out of Mum's house, I lost Mum in 2024, it was a very bad time, the worst time. Aside from the grief, the money side has…
OK, I have medical conditions and would expect to pay over the odds for travel insurance. However, the premiums being quoted are, at best, immoral. I diligently answer all the questions as I am aware that even the slightest error could invalidate a policy. However, it seems that there is no credit given for the fact that…
Welcome to the weekly Flylady Thread. Welcome to the last thread of 2025. We often see new flyers (gents welcome!) around this time of year so please don't worry if you feel you cannot keep up. Similarly if your house has been neglected it won't be turned around in a day - but if you stay you will get into some good habits…
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Join in for tips and advice on keeping costs down with Christmas around the corner!
Some people love the buzz of fireworks and parties, while others prefer a quiet night in with a good film or an early bedtime. And of course, there are those who haven’t made any plans yet..! How will you be seeing in 2026?
Many mortgage lenders are cutting tracker and variable rates for existing customers as the dust settles on the Bank of England's decision to cut the base rate from 4% to 3.75% just days ago. If you're on one of these types of mortgages, here's what's happening to your rate.
Octopus Energy customers on fixed tariffs WILL see the proposed '£150 energy saving' announced in the Autumn Budget passed on to their bills, the provider has announced. Martin Lewis has been lobbying the Government in recent weeks to ensure the savings aren't just applied to those on standard variable tariffs, but to all fixes too.
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