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Today my wife and I applied for a mortgage for an extension to our home. We have no debts, no outstanding credit card balances, and maintain healthy bank account balances. We are well within the affordability criteria. we are both on £90k+ I pay for Experian every month, and my credit report shows no missed payments and a…
Hello all Really interested to get thoughts, I purchased a house 2 years ago, I was married to my husband at the time but for reasons I won't go into it was rocky. As I purchased the house from a relative they gave me a reduction in price which my mortgage advisor put down as a deposit. When things relationship wise worked…
As some of you will be aware Martyn1981 has clarified the purpose of the BEV news thread he started - “the intention for this thread was to enjoy the transport revolution and share BEV news. That might even be described as a 'cheerleading thread' I suppose, and I'm not sure why that would be wrong on a Green & Ethical…
Happy New Year! I thought it was about time I started a new diary. I've been on these diaries since 2008. My last diary is here Things can only get better My first diary is here Champagne Lifestyle Lemonade Budget and the one after that here Looking for the Silver Lining. That's a hell of a lot of waffle over the years 😆…
Today I received the letter below from dcbl. I moved house in November 2022 and did not update my V5C logbook for quite some time. Having read through the threads I can see that usually speed is of the essence. Given that 2 years has now passed what is my best option? Do I go direct to Smart Parking and use the 'other'…
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Join other MoneySavers in taking part in one of the Forum's most popular challenges with the aim to save £667.95 by the end of 2025
How many days this month can you go without non-essential spending?
Whether it's to tighten your belt or not, have you done away with a service since the start of the year?
If you're a Lloyds, Halifax or Bank of Scotland current account holder, the interest rate you're charged for using your overdraft could change soon as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says millions of its customers will pay less after the changes – but a "few" will pay more.
Around 2.7 million more low-income households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
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