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For two decades MoneySavers have been encouraging one another via the MSE Forum to put aside spare change in the year-long Sealed Pot Challenge. This week Forumites broke open those pots and counted the contents. Read on for more on that and the rest of the week's discussions.…
It's nearly time for trick-or-treaters, spooky decorations and lots of sweets - if you're into that sort of thing. Are you planning to spend on pumpkins, costumes and party bits, or prefer to let Halloween pass by without a fuss? Vote in the poll below then share your thoughts in the thread!
Cooking extra and saving the leftovers - or preparing multiple meals in advance - can be a great way to make your food budget go further, but is it part of your MoneySaving routine? Vote in the poll and share your thoughts in the thread.
Hi there, I'm hoping for some advice. I am hoping to DIY a first registration/assent, I'd appreciate guidance on whether it sounds sensible based on my circumstances, and any tips if so. My parents jointly owned a property as tenants in common with a 50% share each. My Dad died in January, followed by Mum in early…
What is income for the purposes of a credit report? Would it include savings which are guaranteed a capital gain over the next few years, such as many short dated gilts at present? Does it include savings in lower risk index funds in which the income is reinvested? Some peoples 'earnings' are dominated by these type of…
Hi everyone, I'm looking for advice from anyone who has experienced something similar or has professional knowledge of UK banking and credit card regulations. My situation: MBNA: £19,000 outstanding. Lloyds: £4,000 outstanding. Total: Approximately £23,000. Both banks have given me 65 days' notice to close my credit cards.…
I had a delivery due on Thursday which said delivered but it wasn’t so we called them up and the people on the phone said no it hadn’t been delivered but always delivered on the website confusing so they said they were send an email to the store to find out what happened. I heard nothing back so we next day and they said…
Hello everyone, I am just after a bit of advice please…. Back last year I put £20k into a 1Yr Fixed Term ISA which matures shortly. My plan was to always let it expire and then use it in a new 1 or 2 or year ISA to cicrum-navigate the PSA reduction to £12k in April 2027, thus earning more interest on £20k for longer. Being…
MSE has a new tool to help you work out if you're owed compensation for a delayed flight, and to help you draft your claim letter - and we'd like you to take it out for a test flight
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Halifax customers who use mobile and online banking services should move to the Lloyds Bank app before Sunday 1 November. That's because the Halifax app and online banking services will be axed from this date. Here's what you need to know.
The State Pension is likely to rise by 3.9% next April, taking the full new State Pension to over £13,000 a year. It means the State Pension now breaches the tax-free personal allowance for some.
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